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Complete company report
Generated 03-08-2026
Active BE 0432.915.354Public limited company

BERFIN

Louisa Chaudoirdreef 16 ·1160 Oudergem, Belgium· 38 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of BERFIN is 1.1% (low). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 38 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1987, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 31-07-2025 2025-00342795
31-12-2023 micro 19-07-2024 2024-00261045
31-12-2022 micro 10-08-2023 2023-00326753
31-12-2021 micro 24-06-2022 2022-20088464
31-12-2020 micro 04-06-2021 2021-17100053
31-12-2019 micro 10-07-2020 2020-28100392
31-12-2018 micro 09-08-2019 2019-44700472
31-12-2017 micro 08-06-2018 2018-16500373
31-12-2016 micro 20-07-2017 2017-33000476
31-12-2015 volledig 24-06-2016 2016-21000460
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation16-12-1987
StatusActive
Postal code1160
Establishment units 1 location
Louisa Chaudoirdreef 16, 1160 Oudergem
since 19882.033.860.069
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21332B0486/00M008 Brussels 164 m² 1 · 164 m² 15.2 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
12-05-2025
State Gazette act Director changes
2024
19-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
08-01-2024
State Gazette act Minor change
Statutes change · Raphaël de Vuyst
2023
10-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
24-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
04-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
10-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
09-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
08-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
20-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
24-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
12-05-2025 1 director appointed, 1 resigning, 3 reappointed Director changes
  • Tanguy Lammerant, Bestuurder
  • Marleen Lammerant, Bestuurder
  • Sophie Velge, Bestuurder
  • Filip Lammerant, Bestuurder
  • Sophie Velge, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Marleen Lammerant",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-05",
      "evidence_quote": "L\u0027assembl\u00E9e acte la fin du mandat d\u0027administrateur Madame Marleen Lammerant.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Tanguy Lammerant",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-05",
      "evidence_quote": "L\u0027assembl\u00E9e nomme en tant qu\u0027administrateur, pour une dur\u00E9e de 6 ans jusqu\u0027\u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale des actionnaires qui d\u00E9lib\u00E9rera sur l\u0027approbation des comptes annuels arr\u00EAt\u00E9s au 31/12/2030, Monsieur Tanguy Lammerant.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2030"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Sophie Velge",
        "address": null,
        "birth_date": null,
        "profession": null,
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      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-05",
      "evidence_quote": "L\u0027assembl\u00E9e renouvelle en tant qu\u0027administrateurs, pour une dur\u00E9e de 6 ans jusqu\u0027\u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale des actionnaires qui d\u00E9lib\u00E9rera sur l\u0027approbation des comptes annuels arr\u00EAt\u00E9s au 31/12/2030, : o Madame Sophie Velge",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Filip Lammerant",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-05",
      "evidence_quote": "L\u0027assembl\u00E9e renouvelle en tant qu\u0027administrateurs, pour une dur\u00E9e de 6 ans jusqu\u0027\u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale des actionnaires qui d\u00E9lib\u00E9rera sur l\u0027approbation des comptes annuels arr\u00EAt\u00E9s au 31/12/2030, : o Madame Sophie Velge",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "administrateur-d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Sophie Velge",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-05",
      "evidence_quote": "Le mandat d\u0027administrateur-d\u00E9l\u00E9gu\u00E9 de Sophie Velge est \u00E9galement renouvel\u00E9 pour la m\u00EAme p\u00E9riode.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Marleen Lammerant",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-05",
      "evidence_quote": "L\u0027assembl\u00E9e acte la fin du mandat d\u0027administrateur Madame Marleen Lammerant.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2025-05-05",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-02-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0432.915.354",
    "name_full": "BERFIN",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0406.800.776",
    "org_name": "DELCA INTERNATIONAL",
    "person_name": null,
    "org_rep_person_name": "Dimitri Dresse",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
08-01-2024 Publication in the Belgian Official Gazette, Minor change Minor change·Raphaël de Vuyst
Summary: Statutes changeNotary: Raphaël de Vuyst · Bruxelles
Technical details 
{
  "notary": {
    "name": "Rapha\u00EBl de Vuyst",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-01-08",
    "filing_date": "2024-01-04",
    "act_kind_objet": "ASSEMBLEE GENERALE"
  },
  "decision": {
    "body": "assembl\u00E9e generale extraordinaire",
    "date": "2023-12-29",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "statutes_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0432.915.354",
    "name_full": "BERFIN",
    "legal_form": "SA"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "expedition de l\u0027acte"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR BERFIN
Registered office
Louisa Chaudoirdreef 16
1160 Oudergem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative