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BERENO

Active
Private limited companyfounded 20232 yrs activePhoenixstraat 81, 9000 Gent, BelgiumKBO/BCE: BE 1003.481.727
Summary

The computed 12-month bankruptcy probability of BERENO is 2.4% (moderate). The 2024 annual accounts show equity of €73,435 and a net result of €68,435. Its solvency ranks better than 38% of 9973 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency56
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.03; short-term debt: 43.5% and cash: 17.4% of total assets), but 69.3% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BERENO was incorporated on 15 December 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€73,435
Total assets
€239,369
Net result
€68,435
Working capital
€106,865

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €239,369
Fixed assets €28,312
Current assets €211,057
Equity and liabilities €239,369
Equity €73,435
Debt €165,934
Debt finances 69.3% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€78,167
Cash flow
€71,473
Current ratio
2.03
Debt to equity
2.26
ROE
93.2%
ROA
28.6%
Interest coverage
1278.29
Debt ≤ 1 year
€104,193
Income taxes
€6,843

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet Code2024
Assets
Total assets20/58€239,369
Fixed assets21/28€28,312
Tangible fixed assets22/27€22,462
Furniture and vehicles24€22,462
Financial fixed assets28€5,850
Current assets29/58€211,057
Amounts receivable within one year40/41€169,434
Trade receivables40€160,728
Other amounts receivable41€8,706
Cash at bank and in hand54/58€41,624
Equity and liabilities
Total equity and liabilities10/49€239,369
Equity10/15€73,435
Contributions10/11€5,000
Reserves13€68,435
Distributable reserves133€68,435
Amounts payable17/49€165,934
Amounts payable within one year42/48€104,193
Trade debts44€81,105
Suppliers440/4€81,105
Taxes, remuneration and social security45€6,843
Taxes450/3€6,843
Other amounts payable47/48€16,244
Accrued charges and deferred income492/3€61,741
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,038
Other operating charges640/8€20,706
Gross operating margin9900€98,874
Operating profit (loss)9901€75,129
Financial income75/76B€211
Recurring financial income75€211
Financial charges65/66B€61
Recurring financial charges65€61
Profit (loss) for the period before taxes9903€75,278
Income taxes67/77€6,843
Profit (loss) for the period9904€68,435
Profit (loss) for the period to be appropriated9905€68,435
Appropriation of the result
Profit (loss) to be appropriated9906€68,435
Transfer to equity691/2€68,435
To other reserves6921€68,435

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,038
Other operating charges640/8€20,706
Gross operating margin9900€98,874
Operating profit (loss)9901€75,129
Financial income75/76B€211
Recurring financial income75€211
Financial charges65/66B€61
Recurring financial charges65€61
Profit (loss) for the period before taxes9903€75,278
Income taxes67/77€6,843
Profit (loss) for the period9904€68,435
Profit (loss) for the period to be appropriated9905€68,435
Line2024
Assets
Total assets20/58€239,369
Fixed assets21/28€28,312
Tangible fixed assets22/27€22,462
Furniture and vehicles24€22,462
Financial fixed assets28€5,850
Current assets29/58€211,057
Amounts receivable within one year40/41€169,434
Trade receivables40€160,728
Other amounts receivable41€8,706
Cash at bank and in hand54/58€41,624
Equity and liabilities
Total equity and liabilities10/49€239,369
Equity10/15€73,435
Contributions10/11€5,000
Reserves13€68,435
Distributable reserves133€68,435
Amounts payable17/49€165,934
Amounts payable within one year42/48€104,193
Trade debts44€81,105
Suppliers440/4€81,105
Taxes, remuneration and social security45€6,843
Taxes450/3€6,843
Other amounts payable47/48€16,244
Accrued charges and deferred income492/3€61,741
Line2024
Profit (loss) for the period9904€68,435
+ Depreciation and write-downs630€3,038
Operating cash flow (approximation)€71,473

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
123 m²
Building footprint
103 m²
Volume, LiDAR
910 m³
Parcel 44806F0148/00B000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
BERENO
Phoenixstraat 81, 9000 GentGeneral construction of buildings
since 20242.359.252.113
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44806F0148/00B000 Flanders 123 m² 1 · 103 m² 11.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 13,235 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003481727
Also 9925:BE1003481727
Registered 04-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.