BERDEN E&M
ActiveSummary
BERDEN E&M has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,878 and a net result of -€5,820. Equity is shrinking by ~18.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 88% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▲+38
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 4.12 against 8.58 in 2024; short-term debt: 7.2% and cash: 24.3% of total assets), and 10.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,820
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
29 d late
2023
12 d early
2022
34 d early
2021
25 d late
2020
30 d late
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€99,878▼ 5.5%
2024 · €105,698
Total assets
€112,130▼ 5.0%
2024 · €118,025
Net result
-€5,820▲ 25.0%
2024 · -€7,756
Working capital
€25,278▼ 18.3%
2024 · €30,959
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€66-€18,939-€43,328▼ 129%-€7,565▲ 82.5%-€4,268▲ 43.6%
Net result-€315within the sector's middle half▲ 98.6%-€19,135below the sector's middle half▼ 5,981%-€43,624below the sector's middle half▼ 128%-€7,756below the sector's middle half▲ 82.2%-€5,820below the sector's middle half▲ 25.0%
Equity€311,213above the sector's middle half▼ 0.1%€242,079above the sector's middle half▼ 22.2%€198,454above the sector's middle half▼ 18.0%€105,698within the sector's middle half▼ 46.7%€99,878within the sector's middle half▼ 5.5%
Total assets€337,717within the sector's middle half▼ 1.1%€267,064within the sector's middle half▼ 20.9%€214,804within the sector's middle half▼ 19.6%€118,025within the sector's middle half▼ 45.1%€112,130within the sector's middle half▼ 5.0%
Debt€26,504▼ 11.3%€24,986▼ 5.7%€16,350▼ 34.6%€12,327▼ 24.6%€12,252▼ 0.6%
Working capital€181,093▲ 8.3%€126,843▼ 30.0%€122,810▼ 3.2%€30,959▼ 74.8%€25,278▼ 18.3%
Solvency92.2%above the sector's middle half▲ 0.9pp90.6%above the sector's middle half▼ 1.5pp92.4%above the sector's middle half▲ 1.7pp89.6%above the sector's middle half▼ 2.8pp89.1%above the sector's middle half▼ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,268 in 2025 against €7,565 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112,130
Fixed assets
€78,741 ▼ 5.1%
Current assets
€33,389 ▼ 4.7%
Equity and liabilities €112,130
Equity
€99,878 ▼ 5.5%
Debt
€12,252 ▼ 0.6%
Debt's share of the balance-sheet total rises from 10.4% to 10.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€672▲
2024 · -€2,601
Cash flow
-€880▲
2024 · -€2,792
Current ratio
4.12▼
2024 · 8.58
Debt to equity
0.12▲
2024 · 0.12
ROE
-5.8%▲
2024 · -7.3%
ROA
-5.2%▲
2024 · -6.6%
Interest coverage
4.44▲
2024 · -13.64
Debt ≤ 1 year
€8,111▲
2024 · €4,086
Debt > 1 year
€4,141▼
2024 · €8,241
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,177 | €18,864 | €7,733 | €4,964 | €4,940 | ▼ 0.5% |
| Other operating charges640/8 | €470 | €1,638 | €2,835 | €449 | €883 | ▲ 96.5% |
| Non-recurring operating charges66A | - | - | €35,877 | - | - | - |
| Gross operating margin9900 | €18,712 | €1,563 | €3,117 | -€2,152 | €1,555 | ▲ 172% |
| Operating profit (loss)9901 | €66 | -€18,939 | -€43,328 | -€7,565 | -€4,268 | ▲ 43.6% |
| Financial charges65/66B | €303 | €196 | €297 | €191 | €1,552 | ▲ 714% |
| Recurring financial charges65 | €303 | €196 | €297 | €191 | €151 | ▼ 20.6% |
| Non-recurring financial charges66B | - | - | - | - | €1,401 | - |
| Profit (loss) for the period before taxes9903 | -€237 | -€19,135 | -€43,624 | -€7,756 | -€5,820 | ▲ 25.0% |
| Income taxes67/77 | €78 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€315 | -€19,135 | -€43,624 | -€7,756 | -€5,820 | ▲ 25.0% |
| Profit (loss) for the period to be appropriated9905 | -€315 | -€19,135 | -€43,624 | -€7,756 | -€5,820 | ▲ 25.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €337,717 | €267,064 | €214,804 | €118,025 | €112,130 | ▼ 5.0% |
| Fixed assets21/28 | €150,419 | €131,554 | €87,944 | €82,980 | €78,741 | ▼ 5.1% |
| Tangible fixed assets22/27 | €150,419 | €131,554 | €87,944 | €82,980 | €78,741 | ▼ 5.1% |
| Land and buildings22 | €58,041 | €52,478 | €49,544 | €49,380 | €49,380 | = |
| Furniture and vehicles24 | €1,893 | - | - | - | €561 | - |
| Other tangible fixed assets26 | €90,485 | €79,077 | €38,400 | €33,600 | €28,800 | ▼ 14.3% |
| Current assets29/58 | €187,298 | €135,510 | €126,860 | €35,045 | €33,389 | ▼ 4.7% |
| Amounts receivable within one year40/41 | - | €70 | - | - | €6,103 | - |
| Trade receivables40 | - | - | - | - | €6,050 | - |
| Other amounts receivable41 | - | €70 | - | - | €53 | - |
| Cash at bank and in hand54/58 | €187,298 | €135,440 | €126,860 | €35,045 | €27,285 | ▼ 22.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €337,717 | €267,064 | €214,804 | €118,025 | €112,130 | ▼ 5.0% |
| Equity10/15 | €311,213 | €242,079 | €198,454 | €105,698 | €99,878 | ▼ 5.5% |
| Contributions10/11 | €197,395 | €147,395 | €147,395 | €62,395 | €62,395 | = |
| Reserves13 | €162,435 | €162,435 | €162,435 | €43,304 | €43,304 | = |
| Non-distributable reserves130/1 | €4,725 | - | - | - | - | - |
| Reserves not available under the articles1311 | €4,725 | - | - | - | - | - |
| Distributable reserves133 | €157,710 | €162,435 | €162,435 | €43,304 | €43,304 | = |
| Profit (loss) carried forward14 | -€48,617 | -€67,751 | -€111,375 | - | -€5,820 | - |
| Amounts payable17/49 | €26,504 | €24,986 | €16,350 | €12,327 | €12,252 | ▼ 0.6% |
| Amounts payable after more than one year17 | €20,298 | €16,319 | €12,300 | €8,241 | €4,141 | ▼ 49.8% |
| Financial debts170/4 | €20,298 | €16,319 | €12,300 | €8,241 | €4,141 | ▼ 49.8% |
| Amounts payable within one year42/48 | €6,206 | €8,667 | €4,049 | €4,086 | €8,111 | ▲ 98.5% |
| Current portion of amounts payable after more than one year42 | €3,940 | €3,979 | €4,025 | €4,059 | €4,100 | ▲ 1.0% |
| Trade debts44 | - | €4,610 | - | - | €2,222 | - |
| Suppliers440/4 | - | €4,610 | - | - | €2,222 | - |
| Taxes, remuneration and social security45 | €302 | €78 | €25 | - | €756 | - |
| Taxes450/3 | €302 | €78 | €25 | - | €756 | - |
| Other amounts payable47/48 | €1,964 | - | - | €26 | €1,033 | ▲ 3,811% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€315 | -€19,135 | -€43,624 | -€7,756 | -€5,820 | ▲ 25.0% |
| + Depreciation and write-downs630 | €18,177 | €18,864 | €7,733 | €4,964 | €4,940 | ▼ 0.5% |
| Operating cash flow (approximation) | €17,862 | -€270 | -€35,891 | -€2,792 | -€880 | ▲ 68.5% |
| Investment in fixed assets (approximation) | - | €0 | €35,877 | €0 | -€701 | - |
| Change in cash | - | -€51,858 | -€8,581 | -€91,815 | -€7,759 | ▲ 91.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€43,624
Net result drops to -€43,624, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 31.33
Current ratio from 15.64 to 31.33; short-term debt falls from €8,667 to €4,049.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1998
Ground area
1,004 m²
Building footprint
174 m²
Volume, LiDAR
807 m³
Parcel 71328D0580/00G000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pietelbeekstraat 171, 3500 Hasselt
since 19982.228.845.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0580/00G000 | Flanders | 1,004 m² | 1 · 174 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,616 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-09-1998
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
62200Computer consultancy and computer facilities management
63910Web portal activities
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464161628
Also
9925:BE0464161628
Registered
02-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.