Skip to content

MOERBEI

Active
Private limited companyfounded 199531 yrs activeTongersesteenweg 26, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0454.707.789
Summary

MOERBEI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98,473 and a net result of -€12,856. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability6▼-8
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.39 against 3.36 in 2024; short-term debt: 19.6% and cash: 14.7% of total assets), and 19.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,856
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
35 d late
2023
106 d late
2022
60 d late
2021
30 d late
2020
20 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MOERBEI was incorporated on 4 March 1995.1 Total assets fell from EUR 183,322 in 2018 to EUR 122,511 in 2025 and headcount from 1 full-time equivalents in 2018 to 0.2 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€98,473▼ 11.5%
2024 · €111,329
Total assets
€122,511▼ 12.3%
2024 · €139,762
Net result
-€12,856▼ 170%
2024 · -€4,759
Working capital
€57,539▼ 14.1%
2024 · €66,985
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€13,413-€13,463-€34,875▼ 159%-€5,588▲ 84.0%-€13,627▼ 144%
Net result€14,702within the sector's middle half▲ 15,423%-€19,540below the sector's middle half-€33,994below the sector's middle half▼ 74.0%-€4,759below the sector's middle half▲ 86.0%-€12,856below the sector's middle half▼ 170%
Equity€169,622within the sector's middle half▲ 9.5%€150,082within the sector's middle half▼ 11.5%€116,088within the sector's middle half▼ 22.7%€111,329within the sector's middle half▼ 4.1%€98,473within the sector's middle half▼ 11.5%
Total assets€199,703below the sector's middle half▲ 12.4%€174,672below the sector's middle half▼ 12.5%€138,569below the sector's middle half▼ 20.7%€139,762below the sector's middle half▲ 0.9%€122,511within the sector's middle half▼ 12.3%
Debt€30,080▲ 32.1%€24,590▼ 18.3%€22,481▼ 8.6%€28,433▲ 26.5%€24,038▼ 15.5%
Working capital€115,859within the sector's middle half▲ 19.3%€100,349within the sector's middle half▼ 13.4%€69,154within the sector's middle half▼ 31.1%€66,985within the sector's middle half▼ 3.1%€57,539within the sector's middle half▼ 14.1%
Solvency84.9%above the sector's middle half▼ 2.2pp85.9%above the sector's middle half▲ 1.0pp83.8%above the sector's middle half▼ 2.1pp79.7%above the sector's middle half▼ 4.1pp80.4%above the sector's middle half▲ 0.7pp
Current ratio4.85above the sector's middle half▼ 0.465.08above the sector's middle half▲ 0.234.08above the sector's middle half▼ 1.003.36within the sector's middle half▼ 0.723.39within the sector's middle half▲ 0.04
Return on assets (ROA)7.4%within the sector's middle half▲ 7.3pp-11.2%below the sector's middle half▼ 18.5pp-24.5%below the sector's middle half▼ 13.3pp-3.4%below the sector's middle half▲ 21.1pp-10.5%below the sector's middle half▼ 7.1pp
Staff (FTE)1below the sector's middle half=0.2below the sector's middle half▼ 80.0%
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: €13,413€13,413Net result 2021: €14,702€14,702Operating result 2022: -€13,463-€13,463Net result 2022: -€19,540-€19,540Operating result 2023: -€34,875-€34,875Net result 2023: -€33,994-€33,994Operating result 2024: -€5,588-€5,588Net result 2024: -€4,759-€4,759Operating result 2025: -€13,627-€13,627Net result 2025: -€12,856-€12,85620212022202320242025-€40,000-€30,000-€20,000-€10,000€0Operating result 2023: -€34,875-€34,900Net result 2023: -€33,994-€34,000Operating result 2024: -€5,588-€5,590Net result 2024: -€4,759-€4,760Operating result 2025: -€13,627-€13,600Net result 2025: -€12,856-€12,900202320242025
The operating result stays negative: a loss of €13,627 in 2025 against €5,588 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122,511
Fixed assets €40,934 ▼ 7.7%
Current assets €81,577 ▼ 14.5%
Equity and liabilities €122,511
Equity €98,473 ▼ 11.5%
Debt €24,038 ▼ 15.5%
Debt's share of the balance-sheet total falls from 20.3% to 19.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€10,217▼
2024 · -€2,998
Cash flow
-€9,446▼
2024 · -€2,169
Debt to equity
0.24▼
2024 · 0.26
ROE
-13.1%▼
2024 · -4.3%
Interest coverage
-72.76▼
2024 · -6.90
Debt ≤ 1 year
€24,038▼
2024 · €28,433
Income taxes
€1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13% stopped otherwise
84% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€139,762€122,511▼
Fixed assets21/28€44,344€40,934▼
Tangible fixed assets22/27€44,344€40,934▼
Land and buildings22€43,774€40,707▼
Plant, machinery and equipment23€570€227▼
Current assets29/58€95,418€81,577▼
Amounts receivable within one year40/41€59,873€63,551▲
Trade receivables40€10,371€14,525▲
Other amounts receivable41€49,502€49,026▼
Cash at bank and in hand54/58€35,523€18,026▼
Deferred charges and accrued income490/1€22€0▼
Equity and liabilities
Total equity and liabilities10/49€139,762€122,511▼
Equity10/15€111,329€98,473▼
Contributions10/11€99,157€99,157=
Reserves13€12,171€9,916▼
Non-distributable reserves130/1€9,916€9,916=
Reserves not available under the articles1311€9,916€9,916=
Distributable reserves133€2,256€0▼
Profit (loss) carried forward14--€10,600
Amounts payable17/49€28,433€24,038▼
Amounts payable within one year42/48€28,433€24,038▼
Trade debts44€5,952€1,522▼
Suppliers440/4€5,952€1,522▼
Other amounts payable47/48€22,481€22,517▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,590€3,410▲
Other operating charges640/8€4,164€3,214▼
Gross operating margin9900€1,166-€7,003▼
Operating profit (loss)9901-€5,588-€13,627▼
Financial income75/76B€1,263€913▼
Recurring financial income75€1,263€913▼
Financial charges65/66B€434€140▼
Recurring financial charges65€434€140▼
Profit (loss) for the period before taxes9903-€4,759-€12,855▼
Income taxes67/77-€1
Profit (loss) for the period9904-€4,759-€12,856▼
Profit (loss) for the period to be appropriated9905-€4,759-€12,856▼
Appropriation of the result
Profit (loss) to be appropriated9906-€4,759-€12,856▼
Transfer from equity791/2€4,759€2,256▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€7,447-----
Remuneration, social security and pensions62€57,052€10,495----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,009€4,030€2,799€2,590€3,410▲ 31.7%
Other operating charges640/8€3,118€3,057€4,570€4,164€3,214▼ 22.8%
Gross operating margin9900€77,592€4,119-€27,505€1,166-€7,003▼ 701%
Operating profit (loss)9901€13,413-€13,463-€34,875-€5,588-€13,627▼ 144%
Financial income75/76B€1,603€1,692€970€1,263€913▼ 27.7%
Recurring financial income75€1,603€1,692€970€1,263€913▼ 27.7%
Financial charges65/66B€108€7,770€89€434€140▼ 67.7%
Recurring financial charges65€108€7,770€89€434€140▼ 67.7%
Profit (loss) for the period before taxes9903€14,907-€19,540-€33,994-€4,759-€12,855▼ 170%
Income taxes67/77€206-€0-€1-
Profit (loss) for the period9904€14,702-€19,540-€33,994-€4,759-€12,856▼ 170%
Profit (loss) for the period to be appropriated9905€14,702-€19,540-€33,994-€4,759-€12,856▼ 170%
Line20212022202320242025Change
Assets
Total assets20/58€199,703€174,672€138,569€139,762€122,511▼ 12.3%
Fixed assets21/28€53,763€49,733€46,934€44,344€40,934▼ 7.7%
Tangible fixed assets22/27€53,763€49,733€46,934€44,344€40,934▼ 7.7%
Land and buildings22€51,002€48,267€46,020€43,774€40,707▼ 7.0%
Plant, machinery and equipment23€2,761€1,466€913€570€227▼ 60.2%
Current assets29/58€145,940€124,939€91,635€95,418€81,577▼ 14.5%
Amounts receivable within one year40/41€45,386€49,376€53,580€59,873€63,551▲ 6.1%
Trade receivables40€378-€1,537€10,371€14,525▲ 40.1%
Other amounts receivable41€45,008€49,376€52,044€49,502€49,026▼ 1.0%
Cash at bank and in hand54/58€97,895€75,540€38,052€35,523€18,026▼ 49.3%
Deferred charges and accrued income490/1€2,658€23€3€22€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€199,703€174,672€138,569€139,762€122,511▼ 12.3%
Equity10/15€169,622€150,082€116,088€111,329€98,473▼ 11.5%
Contributions10/11€99,157€99,157€99,157€99,157€99,157=
Reserves13€70,465€70,465€16,930€12,171€9,916▼ 18.5%
Non-distributable reserves130/1€9,916€9,916€9,916€9,916€9,916=
Reserves not available under the articles1311€9,916€9,916€9,916€9,916€9,916=
Distributable reserves133€60,549€60,549€7,015€2,256€0▼ 100%
Profit (loss) carried forward14--€19,540---€10,600-
Amounts payable17/49€30,080€24,590€22,481€28,433€24,038▼ 15.5%
Amounts payable within one year42/48€30,080€24,590€22,481€28,433€24,038▼ 15.5%
Trade debts44€2,657€2,073-€5,952€1,522▼ 74.4%
Suppliers440/4€2,657€2,073-€5,952€1,522▼ 74.4%
Taxes, remuneration and social security45€12,629€36----
Taxes450/3€3,624€36----
Remuneration and social security454/9€9,005-----
Other amounts payable47/48€14,794€22,481€22,481€22,481€22,517▲ 0.2%
Line20212022202320242025Change
Profit (loss) for the period9904€14,702-€19,540-€33,994-€4,759-€12,856▼ 170%
+ Depreciation and write-downs630€4,009€4,030€2,799€2,590€3,410▲ 31.7%
Operating cash flow (approximation)€18,710-€15,511-€31,195-€2,169-€9,446▼ 335%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€22,355-€37,489-€2,529-€17,496▼ 592%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
04-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 35 days late
2024
14-11
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 106 days late
2023
31-12
Financial Weakest financial yearnet -€33,994
Net result drops to -€33,994, the lowest in the series; recovery starts the following year.
29-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial Highest result since 2018net €14,702 ▲15,423%
Operating result €13,413, net result €14,702, both a record.
20-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
06-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2016
29-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
1,094 m²
Building footprint
366 m²
Volume, LiDAR
2,565 m³
Parcel 73009E0125/00F002, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
DE MOERBEI
Tongersesteenweg 26, 3840 Tongeren-BorgloonNACE 1513103
since 19952.072.809.331
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73009E0125/00F002 Flanders 1,093 m² 1 · 366 m² 11.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding · 3 subsidiaries in the tree

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

All subsidiaries, including indirect ones 3

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2022 annual accounts of MOERBEI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,616 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0454707789
Also 9925:BE0454707789
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.