Equity
-€58,463
Debts exceed assets in financial year 2025.
BERCON
Overview
Lifetime
3 annual accounts with figures on one time axispeak -€1,673 (2025)
-€1,673▲ €19,810
lowest -€27,909 (2025)
-€27,909▼ €3,777
peak -€6,423 (2023)
-€58,463▼ €27,909
€9.7m▲ 18×
Board2 names since 2023
2 directors and 1 other
Owners
50%
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Gross margin from -€21,483 to -€1,673Loss of €27,909Equity from -€30,554 to -€58,463Debts from €534,028 to €9.7mCash from €1,028 to €2,246
Key points
from the 2025 annual accountsLosses
-€63,463 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€9.7m 101% of the balance sheet
Financial debts 77%Suppliers 17%Other 6%
Filings
3 annual accounts 1 late
The 2025 accounts came 28 days late. The other two were filed on time.
At the same address
36 companies
Position in the sector
-€58,463
Less equity than 88% of companies in real estate. Sector median €403,849 · 12,427 companies.
Turnover not published (abbreviated format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 474 companies had the same profile as BERCON has now. Each dot is one company, two years later.
95.4%
were still trading
2.7%
stopped another way
1.5%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 474 companies, not a prediction for BERCON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, , since 03-07-2023
Director, , since 03-07-2023
- 50%score equity -€106,555 (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803503161
Incorporation
Founding capital of €5,000, 500 shares · Founders: and · Appointments: (director) and (director) · published on 05-07-2023 · Gazette deed
First establishment
Oelegembaan 7, Zandhoven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BERCON Zandhoven | €9.6m | -€1,673 | -0.6% | - |
| Bouw en Promotie Veertien Schilde | €8.6m | -€17,880 | -5.1% | - |
| Emiel Development Antwerp | €7.3m | -€91,832 | -1.1% | - |
| MTM HOUSING Sint-Martens-Latem | €9.9m | -€25,122 | -9.7% | - |
| ALMA PM Herzele | €9.1m | -€4,158 | 0.2% | - |
| Cityforward Demot 28 Brussels | €9.6m | -€7,559 | 30.9% | - |
| Cityforward Palmerston Brussels | €8.5m | -€30,626 | 32.7% | - |
These companies have the same main activity as BERCON: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €7.3m and €9.9m, founded in 2023.
Official details
Source: KBO- Status
- Active since 03-07-2023Normal situation
- Registered office
- 37 active companies are registered at this address9 started in the 12 months before. Source: KBO register, as of 13 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 5 others
- Establishment unit
- 2.346.787.1182240 Zandhoven, since 03-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- -€1,673▲ 92.2%
- €27,909▲ 15.7%
- -€58,463▼ 91.3%
- €9.6m▲ 19×
- Filing
- Filed on 28-08-2026
Insights on BERCON
BERCON files the abbreviated format. That format states no turnover. The gross margin rose from -€10,718 in 2023 to -€1,673 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 28-08-2026, 28 days late-€1,673
▲ €19,810
-€2,249
▲ €19,739
-€27,909
▼ €3,777
-€58,463
▼ €27,909
-0.6%
▲ 5.5 percentage points
0.99
▲ 0.05
Turnover and EBIT margin are not published. The abbreviated format does not require them.
In the rankings
#3 company by total assets in Zandhoven, Real estate sector
Balance sheet
balance sheet total €9.6m on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-0.6%
Higher than 15% of 12,423 companies in 2025.
0.99
Higher than 43% of 11,950 companies in 2025.
-0.3%
Higher than 35% of 12,326 companies in 2025.
BERCON
Middle half of the sector
80% of the sector
Abbreviated accounts in real estate (NACE 68)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: top quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
9.6m | 503,474 | 448,069 | |
29/58 |
9.6m | 503,474 | 448,069 | |
3 |
8.6m | 481,463 | 368,188 | |
30/36 |
8.6m | 481,463 | 368,188 | |
40/41 |
987,541 | 20,982 | 76,939 | |
40 |
- | 0 | 4,686 | |
41 |
987,541 | 20,982 | 72,254 | |
54/58 |
2,246 | 1,028 | 2,942 | |
490/1 |
31,939 | - | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
9.6m | 503,474 | 448,069 | |
10/15 |
-58,463 | -30,554 | -6,423 | |
10/11 |
5,000 | 5,000 | 5,000 | |
14 |
-63,463 | -35,554 | -11,423 | |
17/49 |
9.7m | 534,028 | 454,492 | |
42/48 |
9.7m | 534,028 | 454,492 | |
43 |
7.5m | - | - | |
430/8 |
7.5m | - | - | |
44 |
1.7m | 27,753 | 103,492 | |
440/4 |
1.7m | 27,753 | 103,492 | |
47/48 |
570,280 | 506,275 | 351,000 | |
| Income statement | ||||
9900 |
-1,673 | -21,483 | -10,718 | |
640/8 |
576 | 505 | 434 | |
9901 |
-2,249 | -21,988 | -11,153 | |
75/76B |
0 | - | - | |
75 |
0 | - | - | |
65/66B |
25,659 | 2,143 | 270 | |
65 |
25,659 | 2,143 | 270 | |
9903 |
-27,909 | -24,131 | -11,423 | |
9904 |
-27,909 | -24,131 | -11,423 | |
9905 |
-27,909 | -24,131 | -11,423 | |
| Appropriation of the result | ||||
9906 |
-63,463 | -35,554 | -11,423 | |
14P |
-35,554 | -11,423 | - | |
| Document | ||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00446910.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 1,218 | -1,914 | - | ||
| -58,463 | -30,554 | -6,423 | ||
| -0.6% | -6.1% | -1.4% | ||
| 0.99 | 0.94 | 0.99 | ||
| 0.11 | 0.04 | 0.18 | ||
| -0.3% | -4.8% | -2.5% |
A ratio outside any meaningful range has been withheld (balance sheet total €9.6m, equity -€58,463).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on BERCON
The operating result for 2025 is a loss of €2,249, smaller than the loss of €21,988 in 2024.
Equity is negative. Debt (€9.7m) exceeds the balance-sheet total (€9.6m).
Board & ownership
Board
2 directors, since incorporationDirector, permanent representative
since 03-07-2023
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 28-08-2026
Director, permanent representative
since 03-07-2023
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 28-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan Het bestuur heeft de meest uitgebreide machten om in alle omstandigheden namens de…”deed of 05-07-2023
Permanent representatives 2
Mandates through the years
2 names, the dashed line is todayDirector
Director
Board
Mandates as a list
-
- Director, from 03-07-2023 to date
-
- Director, from 03-07-2023 to date
Control
Shareholder
Equity -€106,555
Loss €110,299 in 2025 (loss €2,793 in 2024)
Checked score
Source: accounts 2025
50%
This company
BERCON
Equity -€58,463
Loss €27,909 in 2025
Capital
- Contribution
- €5,000
- Shares
- 500
- Contribution per share
- €10
- Equity per share
- -€117 in 2025
- Source
- deed of 05-07-2023
Articles of association
deed of 05-07-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, aandeelhouders mogen kennis nemen betreffende hun effecten”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Thursday of June at 19:00
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 05-07-2023 ↗
- 250 shares (50%) · €2,500
- 250 shares (50%) · €2,500
Capital over time
- 05-07-2023 Incorporation · €5,000 · 500 shares
Network & group
No group
BERCON has no parent and no holdings in its annual accounts.
At the same address
Oelegembaan 7, 2240 Zandhoven · 36 other companies| L.T. Management
registered office since 09-11-2007 · founded in 2007 |
total assets €9.5m (2025) 0893.347.630 |
| ROYALTON HOUSING
registered office since 13-10-2016 · founded in 2016 · accounts filed late |
total assets €8.7m (2024) 0664.609.356 |
| TURGRO
registered office since 02-09-2024 · founded in 2024 · negative equity (2025) |
total assets €4.7m (2025) 1013.044.541 |
| ROYALTON LIVING
registered office since 15-10-2012 · founded in 2012 · accounts filed late |
total assets €4.1m (2024) 0849.674.963 |
| ATV Invest Group
registered office since 19-02-2021 · founded in 2021 · negative equity (2025) |
total assets €3.8m (2025) 0763.849.462 |
| ATV Invest Group MAG
registered office since 15-12-2021 · founded in 2021 |
total assets €3.1m (2025) 0778.641.170 |
| ATV Invest Group MAC
registered office since 10-02-2022 · founded in 2022 |
total assets €2.9m (2025) 0781.837.420 |
| BERGRO
registered office since 03-07-2023 · founded in 2023 · negative equity (2025) |
total assets €2.6m (2025) 0803.503.260 |
| JLT Invest
registered office since 31-03-2021 · founded in 2021 · negative equity (2025) |
total assets €2.4m (2025) 0765.907.842 |
| ATV Invest Group MEC
registered office since 27-01-2023 · founded in 2023 · negative equity (2025) |
total assets €2.2m (2025) 0797.730.869 |
Connections & network
6 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via and · Director · deed of 05-07-2023
Founded in 2023 · total assets €2.6m (2025) · negative equity
via · Director (not named in the articles) · deed of 03-02-2026
Founded in 2026
via · Class B director · deed of 02-03-2026
Founded in 2026
via · Class B director · deed of 02-03-2026
Founded in 2026
Show 2 more companies with a shared director
via · Class B director · deed of 02-03-2026
Founded in 2026
via · Class B director · deed of 02-03-2026
Founded in 2026
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803503161
Annual accounts 2025 filed NBBabbreviated format · 28 days late
2025
Weakest financial year net -€27,909 The net result drops to -€27,909, the lowest from 2023 to 2025.
Annual accounts 2024 filed PDFabbreviated format · on the deadline day
2024
Annual accounts 2023 filed PDFabbreviated format · 13 days before the deadline
2023
IncorporationFounding capital of €5,000, 500 shares · Founders: and · Appointments: (director) and (director) · published on 05-07-20239 points ▸
- Founder,
- Founder,
- Founding capital, €5,000, 500 shares
- 500 shares
- Registered office clause, Oelegembaan 7, 2240 Zandhoven
- Director appointment,
- Director appointment,
- Permanent representative,
- Permanent representative,
- The deed holds 1 more point.
First establishment Oelegembaan 7, Zandhoven
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0803.503.161
- VAT number
- BE 0803.503.161
- Peppol ID
- 0208:0803503161
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-07-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Thursday of June at 19:00deed of 05-07-2023 (in Dutch)
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BERCON in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-07-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 05-07-2023 (in Dutch)
Activities
NACEBEL 202568121
Development of residential building projects main activity
Codes under NACEBEL 2008
41101
Real estate development main activity
41102
Construction of residential and non-residential buildings
41201
General construction of buildings
41203
Construction of residential and non-residential buildings
43390
Specialised construction activities
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “1. In het algemeen de promotie en projectontwikkeling van alle mogelijke onroerende goederen, het uitrusten, inrich-ten en tot waarde…”deed of 05-07-2023 (in Dutch)
7 activities
- 1. In het algemeen de promotie en projectontwikkeling van alle mogelijke onroerende goederen, het uitrusten, inrich-ten en tot waarde brengen op alle mogelijke wijzen van alle onbebouwde en bebouwde onroerende goederen en zakelijke rechten; het (laten) bouwen, ver-bouwen, renoveren, uitbreiden, aanpassen, herstellen van alle soorten van gebouwen en con-structies door middel van alle technieken en in alle stadia van afwerking.
- 2. Het optreden als bouwheer, ontwikkelaar en/of promotor en het adviseren en bijstaan van derde partijen in het kader van promotieprojecten, bij het bouwen van woningen, appartementen en alle andere soorten onroerende goederen, het optreden als verkavelaar van gronden en als orgaan van gemeenschappelijke bestelling en aankoop.
- 3. Het verwerven, vestigen, overdragen, ruilen, verkavelen, beheren, uitbaten, valoriseren en commercialiseren, op welke wijze dan ook, van alle soorten van onroerende goederen en van alle mogelijke zakelijke rechten, het in huur nemen en verhuren en, meer in het algemeen, het aanvaarden, vestigen en toestaan van alle mogelijke persoonlijke en zakelijke rechten met betrekking tot onroerende goederen.
- 4. Alle activiteiten als makelaar, bemiddelaar, agent, commissionaris of tussenpersoon bij het verwerven en vervreemden van alle onroerende goederen en onroerende zakelijke rechten, alle activiteiten als bouwheer, opdrachtgever, projectcoördinator, (hoofd)aannemer dan wel als onderaannemer, en dit alles zowel in het binnenland als in het buitenland en binnen het kader van de wettelijke en bestuurlijke voorschriften terzake.
- 5. Het verstrekken van juridisch, financieel, fiscaal, technisch en administratief advies in het kader van al haar activiteiten.
- 6. Alle activiteiten van een houdstermaatschappij en na-me-lijk het verwerven, aankopen en verkopen, beheren en tot waarde brengen van alle participaties, aandelen en deelbe-wijzen van en in alle vennootschappen en ondernemingen.
- 7. Het aanvaarden en uitoefenen van alle mandaten en op-drachten; het uitvoeren van alle onderzoeken en studies en het verstrekken van alle adviezen en het verlenen van alle bij-stand inzake de inrichting, de planning en het beheer van ondernemingen en bedrijven.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Oelegembaan 7 registered office 2240 Zandhoven | 03-07-2023 | 2.346.787.118 |
Buildings and parcels at the address
- Ground area
- 5,523 m²
- Buildings
- 191 m²
- Volume, LiDAR
- 1,740 m³
- Tallest building
- 15.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11054B0401/00V004 | 5,523 m² | 1 · 191 m² | 15.4 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0803.503.161