BERCOM
ActiveBERCOM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €43k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 68% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 6.01 in 2024), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.8%
Return on assets
25.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
23 d early
2023
1 d early
2022
on the day
2021
6 d early
2020
17 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▲ 22.5%
2024 · €105k
2018: €80k
2019: €88k
2020: €59k
2021: €56k
2022: €63k
2023: €77k
2024: €105k
2018 → 2025
Total assets
€170k▲ 35.8%
2024 · €125k
2018: €94k
2019: €94k
2020: €101k
2021: €91k
2022: €96k
2023: €98k
2024: €125k
2018 → 2025
Net result
€43k▲ 17.9%
2024 · €36k
2018: €7k
2019: €8k
2020: €250
2021: €19k
2022: €20k
2023: €21k
2024: €36k
2018 → 2025
Working capital
€57k▼ 43.0%
2024 · €100k
2018: €75k
2019: €83k
2020: €53k
2021: €50k
2022: €52k
2023: €67k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€63k▲ 12.0%€77k▲ 22.8%€105k▲ 36.8%€129k▲ 22.5%
Operating result€28k-€29k▲ 4.0%€30k▲ 3.8%€56k▲ 82.4%€65k▲ 16.2%
Net result€19k-€20k▲ 5.0%€21k▲ 4.2%€36k▲ 73.0%€43k▲ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 16% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€85k▲ 1,502%
Current assets
€85k▼ 28.9%
Equity and liabilities €170k
Equity
€129k▲ 22.5%
Debt
€41k▲ 106%
The debt ratio rises from 15.9% to 24.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€69k▲
2024 · €60k
Cash flow
€47k▲
2024 · €41k
Solvency
75.8%▼
2024 · 84.1%
Current ratio
3.01▼
2024 · 6.01
Quick ratio
3.01▼
2024 · 6.01
Debt / equity
0.32▲
2024 · 0.19
ROE
33.3%▼
2024 · 34.6%
ROA
25.2%▼
2024 · 29.1%
Interest coverage
103.32▼
2024 · 200.07
Debt
€41k▲
2024 · €20k
Debt ≤ 1 year
€28k▲
2024 · €20k
Debt > 1 year
€13k
Income taxes
€22k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€170k▲
Fixed assets21/28€5k€85k▲
Tangible fixed assets22/27€5k€85k▲
Land and buildings22€1k€580▼
Furniture and vehicles24€2k€82k▲
Other tangible fixed assets26€2k€2k=
Current assets29/58€120k€85k▼
Amounts receivable within one year40/41€37k€20k▼
Trade receivables40€18k€15k▼
Other amounts receivable41€20k€5k▼
Cash at bank and in hand54/58€71k€53k▼
Deferred charges and accrued income490/1€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€125k€170k▲
Equity10/15€105k€129k▲
Contributions10/11€6k€6k=
Reserves13€99k€122k▲
Distributable reserves133€99k€122k▲
Profit (loss) carried forward14€250€250=
Amounts payable17/49€20k€41k▲
Amounts payable after more than one year17-€13k
Financial debts170/4-€13k
Amounts payable within one year42/48€20k€28k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Advances received on contracts in progress46-€120
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€8k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€62k€71k▲
Operating profit (loss)9901€56k€65k▲
Financial income75/76B€2k€719▼
Recurring financial income75€2k€719▼
Financial charges65/66B€301€668▲
Recurring financial charges65€301€668▲
Profit (loss) for the period before taxes9903€57k€65k▲
Income taxes67/77€20k€22k▲
Profit (loss) for the period9904€36k€43k▲
Profit (loss) for the period to be appropriated9905€36k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€43k▲
Profit (loss) brought forward from the previous period14P€250€250=
Transfer from equity791/2€8k€19k▲
Transfer to equity691/2€36k€43k▲
To other reserves6921€36k€43k▲
Profit to be distributed694/7€8k€19k▲
Return on contributions (dividend)694€8k€19k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €43k ▲17.9%
Operating result €65k, net result €43k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €105k ▲36.8%
7 profitable years in a row build equity to €105k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Weakest financial yearnet €250 ▼96.9%
Net result drops to €250, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 15.22
Current ratio from 6.40 to 15.22; short-term debt falls from €14k to €6k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goosstraat 183730 Bilzen-HoeseltGround area
1,922 m²
Building footprint
236 m²
Volume, LiDAR
1,173 m³
Parcel 73032D0313/00A000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BERCOM / ProjecTan / T-link
since 20072.166.463.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032D0313/00A000 | Flanders | 1,922 m² | 1 · 236 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,832 EUR awarded · 3,832 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 3,174 EUR | 3,174 EUR |
| 2023 | 1 | 599 EUR | 599 EUR |
| 2022 | 1 | 59 EUR | 59 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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BYTECOVE CONSULTANCY
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CELIS CONSULTING
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,377 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.