BERAMATT
ActiveSummary
BERAMATT has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78,275 and a net result of -€17,600. Equity is shrinking by ~18.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 20% of 344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability57▼-2
Solvency35▼-2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.2 in 2023; short-term debt: 78.6% and cash: 2.1% of total assets), and 90.3% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.7%
Return on assets
-2.2%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 80
Relative position
BE, all sectors
reference
Investigation and security activities (NACE 80)
about 5% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€17,600
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 344 sector peers (2024).
NBB · sector comparisonPosition among 344 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
7 d early
2023
19 d late
2022
31 d early
2021
52 d early
2020
51 d early
2019
66 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€78,275▼ 18.4%
2023 · €95,875
Total assets
€807,242▼ 2.0%
2023 · €823,514
Net result
-€17,600▲ 72.0%
2023 · -€62,766
Working capital
-€485,285▼ 2.2%
2023 · -€475,006
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 80, Investigation and security activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€17,298▲ 42.2%-€51,402▼ 197%-€14,322▲ 72.1%-€27,901▼ 94.8%-€17,983▲ 35.5%
Net result-€14,456below the sector's middle half▲ 5.1%-€48,150below the sector's middle half▼ 233%-€30,059below the sector's middle half▲ 37.6%-€62,766below the sector's middle half▼ 109%-€17,600below the sector's middle half▲ 72.0%
Equity€236,851above the sector's middle half▼ 5.8%€188,700above the sector's middle half▼ 20.3%€158,641above the sector's middle half▼ 15.9%€95,875within the sector's middle half▼ 39.6%€78,275within the sector's middle half▼ 18.4%
Total assets€931,015above the sector's middle half▼ 7.2%€862,801above the sector's middle half▼ 7.3%€892,377above the sector's middle half▲ 3.4%€823,514above the sector's middle half▼ 7.7%€807,242above the sector's middle half▼ 2.0%
Debt€616,309▼ 7.8%€602,246▼ 2.3%€667,880▲ 10.9%€667,784=€675,111▲ 1.1%
Working capital-€21,028below the sector's middle half▼ 92.8%-€22,174below the sector's middle half▼ 5.5%-€477,312below the sector's middle half▼ 2,053%-€475,006below the sector's middle half▲ 0.5%-€485,285below the sector's middle half▼ 2.2%
Solvency25.4%within the sector's middle half▲ 0.4pp21.9%within the sector's middle half▼ 3.6pp17.8%within the sector's middle half▼ 4.1pp11.6%below the sector's middle half▼ 6.1pp9.7%below the sector's middle half▼ 1.9pp
Current ratio0.41below the sector's middle half▼ 0.270.31below the sector's middle half▼ 0.100.17below the sector's middle half▼ 0.140.20below the sector's middle half▲ 0.030.24below the sector's middle half▲ 0.03
Return on assets (ROA)-1.6%below the sector's middle half=-5.6%below the sector's middle half▼ 4.0pp-3.4%below the sector's middle half▲ 2.2pp-7.6%below the sector's middle half▼ 4.3pp-2.2%within the sector's middle half▲ 5.4pp
above
within
below
the middle half (P25 to P75) of NACE 80, Investigation and security activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17,983 in 2024 against €27,901 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €807,242
Fixed assets
€657,760 ▼ 6.5%
Current assets
€149,481 ▲ 24.4%
Equity and liabilities €807,242
Equity
€78,275 ▼ 18.4%
Provisions
€53,855 ▼ 10.0%
Debt
€675,111 ▲ 1.1%
Debt's share of the balance-sheet total rises from 81.1% to 83.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27,158▲
2023 · €17,529
Cash flow
€27,541▲
2023 · -€17,336
Debt to equity
8.62▲
2023 · 6.97
ROE
-22.5%▲
2023 · -65.5%
Interest coverage
4.91▼
2023 · 6.42
Debt ≤ 1 year
€634,766▲
2023 · €595,137
Debt > 1 year
€39,391▼
2023 · €72,647
Income taxes
€83▼
2023 · €405
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,104 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency under 10%
- a small loss
1.8%
went bankrupt
3.6%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,104 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45,239 | €45,529 | €45,528 | €45,431 | €45,141 | ▼ 0.6% |
| Other operating charges640/8 | - | €13,917 | €7,605 | €7,772 | €8,538 | ▲ 9.9% |
| Non-recurring operating charges66A | - | €18,866 | - | - | - | - |
| Gross operating margin9900 | €60,210 | €26,909 | €38,812 | €25,301 | €35,696 | ▲ 41.1% |
| Operating profit (loss)9901 | -€17,298 | -€51,402 | -€14,322 | -€27,901 | -€17,983 | ▲ 35.5% |
| Financial charges65/66B | - | €2,748 | €21,737 | €40,460 | €5,534 | ▼ 86.3% |
| Recurring financial charges65 | €3,158 | €2,748 | €2,872 | €2,729 | €5,534 | ▲ 103% |
| Non-recurring financial charges66B | - | - | €18,866 | €37,731 | - | - |
| Profit (loss) for the period before taxes9903 | -€20,456 | -€54,150 | -€36,059 | -€68,362 | -€23,517 | ▲ 65.6% |
| Transfer from deferred taxes780 | - | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Income taxes67/77 | - | - | - | €405 | €83 | ▼ 79.4% |
| Profit (loss) for the period9904 | -€14,456 | -€48,150 | -€30,059 | -€62,766 | -€17,600 | ▲ 72.0% |
| Transfer from tax-exempt reserves789 | - | €11,649 | €11,649 | €11,649 | €11,649 | = |
| Profit (loss) for the period to be appropriated9905 | -€2,808 | -€36,501 | -€18,410 | -€51,118 | -€5,951 | ▲ 88.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €931,015 | €862,801 | €892,377 | €823,514 | €807,242 | ▼ 2.0% |
| Fixed assets21/28 | €916,195 | €852,800 | €791,545 | €703,383 | €657,760 | ▼ 6.5% |
| Tangible fixed assets22/27 | €578,686 | €534,606 | €489,078 | €443,647 | €398,025 | ▼ 10.3% |
| Land and buildings22 | - | €533,447 | €488,306 | €443,165 | €398,025 | ▼ 10.2% |
| Furniture and vehicles24 | - | €1,159 | €772 | €482 | €0 | ▼ 100.0% |
| Financial fixed assets28 | €337,509 | €318,193 | €302,467 | €259,736 | €259,736 | = |
| Current assets29/58 | €14,820 | €10,001 | €100,832 | €120,131 | €149,481 | ▲ 24.4% |
| Amounts receivable within one year40/41 | €12,920 | €1,347 | €91,235 | €106,035 | €130,378 | ▲ 23.0% |
| Trade receivables40 | - | €1,347 | - | - | €43 | - |
| Other amounts receivable41 | - | - | €91,235 | €106,035 | €130,335 | ▲ 22.9% |
| Cash at bank and in hand54/58 | €1,900 | €8,654 | €9,597 | €13,974 | €17,307 | ▲ 23.8% |
| Deferred charges and accrued income490/1 | - | - | - | €122 | €1,796 | ▲ 1,378% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €931,015 | €862,801 | €892,377 | €823,514 | €807,242 | ▼ 2.0% |
| Equity10/15 | €236,851 | €188,700 | €158,641 | €95,875 | €78,275 | ▼ 18.4% |
| Contributions10/11 | €241,000 | €241,782 | €241,782 | €241,782 | €241,782 | = |
| Capital10 | - | €241,000 | €241,000 | €241,000 | €241,000 | = |
| Issued capital100 | - | €241,000 | €241,000 | €241,000 | €241,000 | = |
| Outside capital11 | - | €782 | €782 | €782 | €782 | = |
| Share premium1100/10 | - | €782 | €782 | €782 | €782 | = |
| Revaluation surpluses12 | - | €27,042 | €27,042 | €27,042 | €27,042 | = |
| Reserves13 | €175,571 | €163,922 | €152,273 | €140,624 | €128,975 | ▼ 8.3% |
| Non-distributable reserves130/1 | - | €23,230 | €23,230 | €23,230 | €23,230 | = |
| Legal reserve130 | - | €23,230 | €23,230 | €23,230 | €23,230 | = |
| Tax-exempt reserves132 | - | €139,473 | €127,824 | €116,176 | €104,527 | ▼ 10.0% |
| Distributable reserves133 | - | €1,219 | €1,219 | €1,219 | €1,219 | = |
| Profit (loss) carried forward14 | -€207,544 | -€244,046 | -€262,456 | -€313,573 | -€319,525 | ▼ 1.9% |
| Provisions and deferred taxes16 | €77,855 | €71,855 | €65,855 | €59,855 | €53,855 | ▼ 10.0% |
| Deferred taxes168 | - | €71,855 | €65,855 | €59,855 | €53,855 | ▼ 10.0% |
| Amounts payable17/49 | €616,309 | €602,246 | €667,880 | €667,784 | €675,111 | ▲ 1.1% |
| Amounts payable after more than one year17 | €580,461 | €570,070 | €89,736 | €72,647 | €39,391 | ▼ 45.8% |
| Financial debts170/4 | - | €113,585 | €88,436 | €65,647 | €38,091 | ▼ 42.0% |
| Other amounts payable178/9 | - | €456,485 | €1,300 | €7,000 | €1,300 | ▼ 81.4% |
| Amounts payable within one year42/48 | €35,848 | €32,175 | €578,144 | €595,137 | €634,766 | ▲ 6.7% |
| Current portion of amounts payable after more than one year42 | - | €25,099 | €25,359 | €22,789 | €27,556 | ▲ 20.9% |
| Trade debts44 | €6,652 | €1,076 | €1,694 | €849 | €661 | ▼ 22.1% |
| Suppliers440/4 | - | €1,076 | €1,694 | €849 | €661 | ▼ 22.1% |
| Taxes, remuneration and social security45 | - | €6,000 | €5,500 | €2 | €85 | ▲ 3,951% |
| Taxes450/3 | - | €6,000 | €5,500 | €2 | €85 | ▲ 3,951% |
| Other amounts payable47/48 | - | - | €545,592 | €571,497 | €606,464 | ▲ 6.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | €954 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€14,456 | -€48,150 | -€30,059 | -€62,766 | -€17,600 | ▲ 72.0% |
| + Depreciation and write-downs630 | €45,239 | €45,529 | €45,528 | €45,431 | €45,141 | ▼ 0.6% |
| Operating cash flow (approximation) | €30,782 | -€2,622 | €15,469 | -€17,336 | €27,541 | ▲ 259% |
| Investment in fixed assets (approximation) | - | €17,867 | €15,727 | €42,731 | €482 | ▼ 98.9% |
| Change in cash | - | €6,755 | €942 | €4,378 | €3,333 | ▼ 23.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet -€62,766
Net result drops to -€62,766, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1986
Ground area
863 m²
Building footprint
373 m²
Volume, LiDAR
5,203 m³
2 parcels, Brussels · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Witvissenlaan 29, 1160 Oudergem
since 19862.036.406.914
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0182/00W003 | Brussels | 518 m² | 1 · 230 m² | 21.0 m · 6 fl. |
| 21002A0060/00C011 | Brussels | 345 m² | 1 · 142 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900O0V06LUWLSQ424
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Of 700 companies in sector 80010 we hold annual accounts for 349. 262 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-06-1986
Fiscal year end31-12
Activities, NACEBEL 2025
80010Investigation and private security services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429105036
Registered
15-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.