Checked.be
Active
BE 0803.062.010Private limited company
BER-CAR
Brusselsesteenweg 706 ·9050 Gent, Belgium· 3 yrs active
Sector: Wholesale of cars and light vans (up to 3.5 tonnes)
(46711)
Conclusion
The computed 12-month bankruptcy probability of BER-CAR is 2.4% (moderate). The 2024 annual accounts show equity of €280k and a net result of €260k. Its solvency ranks better than 57% of 3381 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €280k |
| Net result | €260k |
| Better than sector | 57% |
| Active | 3 yrs |
Financial profile
77
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
68
Profitability
100
Solvency
62
Growth
-
Stability
79
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
68
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 09-10-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 32.9% | 25.2% | |
| Net result | €260k | €4k | |
| Equity | €280k | €22k | |
| Gross operating margin | €358k | €19k | |
| Total assets | €852k | €105k |
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €350k |
| Net profit | €260k |
| Cash flow | €260k |
| Staff costs | - |
| Income taxes | €87k |
| Dividends | - |
| Total assets | €852k |
| Equity | €280k |
| Debt | €572k |
| of which ≤ 1y | €572k |
| of which > 1y | - |
| Working capital | €269k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.47 |
| Quick ratio | 0.13 |
| Working capital ratio | 31.6% |
| Solvency | 32.9% |
| Debt / equity | 2.04 |
| Long-term debt ratio | - |
| Interest coverage | 148.07 |
| Gross margin | - |
| Net margin | - |
| ROA | 30.5% |
| ROE | 92.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €852k |
| Fixed assets | 21/28 | €11k |
| Tangible fixed assets | 22/27 | €5k |
| Financial fixed assets | 28 | €7k |
| Current assets | 29/58 | €841k |
| Stocks & contracts in progress | 3 | €765k |
| Amounts receivable within one year | 40/41 | €28k |
| Cash & bank | 54/58 | €47k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €852k |
| Equity | 10/15 | €280k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €20k |
| Accumulated profits (losses) | 14 | €240k |
| Amounts payable | 17/49 | €572k |
| Amounts payable within one year | 42/48 | €572k |
| Trade debts payable within one year | 44 | €28k |
| Income statement | ||
| Gross operating margin | 9900 | €358k |
| Operating result | 9901 | €350k |
| Financial income | 75 | €50 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €347k |
| Income taxes | 67/77 | €87k |
| Net result for the period | 9904 | €260k |
| Result to be appropriated | 9905 | €260k |
Legal Structure
| NACE primary | Wholesale of cars and light vans (up to 3.5 tonnes)(46711) |
| Legal form | Private limited company(610) |
| Incorporation | 22-06-2023 |
| Status | Active |
| Postal code | 9050 |
Establishment units
BER-CAR
since 20232.346.615.189
BER-CAR
since 20242.366.111.991
Real-estate footprint
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A1035/00M000 | Flanders | 3,397 m² | 1 · 1,500 m² | 8.4 m · 2 fl. |
| 44363B0498/00X004 | Flanders | 878 m² | 1 · 433 m² | 7.1 m · 2 fl. |
| 42017D0983/00K000 | Flanders | 337 m² | 1 · 337 m² | 7.6 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
09-10-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Wholesale of cars and light vans (up to 3.5 tonnes)4671145112Retail sale of cars and light vans (up to 3.5 tonnes)4781145194Agents specialised in the wholesale of other particular products46180Wholesale trade46713
Names & trade names
| Legal nameNL | BER-CAR |
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