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BENSAR

Active
Public limited companyfounded 1989active for 37 yearsAltaarhoeve 13, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0438.075.754
Summary

BENSAR has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.7m and a net result of €624,684. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 84% of 5,684 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
2nd largest company by equity in Hamont-Achel, Real estate sector1 site
Size
€306,000turnover 2025
Staff
1 FTE
Equity
€7.7m
Profit
€624,684
Standalone figures, without subsidiaries
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
2
Accounts 40 days early1 of 13 deeds read
Why 97raises riskLiquidity: current ratio 0.65, cash €224,384Profit of €624,684 (financial year 2025)lowers riskLegal form: public limited companyEquity €7.7m (86.3% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 86.3% of total assets
Liquidity 51+3
short-term debt 12.8% · cash 2.5%
Profitability 81+6
return on assets 7.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,972 companies, NACE 68, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.65, compared with 0.19 in 2024, below 1; short-term debt: 12.8% and cash: 2.5% of total assets), and 13.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 92% on solvency, 67% on liquidity, 91% on profitability and 51% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.65, cash €224,384
NBB · annual accounts
raises risk · Profit of €624,684 (financial year 2025)
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
lowers risk · Equity €7.7m (86.3% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
192122232425
2019 to 2025 · latest year €7.7m
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
40 days early
2024
42 days early
2023
41 days early
2022
41 days early
2021
54 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 44 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end15-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · consolidated
  2. Annual accounts filedfinancial year 2025 · full…
  3. Reappointment: BDO bedrijfsrevisoren BV (statutory auditor)Gazette deed

Key points

  • Caution: Result fell in 2025from €1.9m to €624,684 ▼ 67.8% View
  • Positive: 2nd largest company by equity in Hamont-Achel, Real estate sectorin the Checked rankings No. 2 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €624,684 5 years View

By topic

Financials

Financial year
2025
Turnover
€306,000
Profit
€624,684
Solvency
86.3%
Turnover=
Net result
20192025
Go to Financials

Timeline

Events
45
Since
1991
Next accounts
by 31-01-2027
  1. 20-12-2024Annual accounts filed
  2. 20-12-2024Annual accounts filed
  3. 30-06-2024Highest result from 2019 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Real estate agency activitiesNACE 68310
Founded
06-07-1989
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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