BENPHYL
BENPHYL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €3k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
| Equity | €106k |
| Net result | €3k |
| Better than sector | 44% |
| Active | 15 yrs |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 49.3% | 55.9% | |
| Net result | €3k | €27k | |
| Equity | €106k | €83k | |
| Gross operating margin | €18k | €54k | |
| Total assets | €215k | €186k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €16k | €17k | €22k | €13k | €19k |
| Net profit | €3k | €4k | €8k | €2k | €34k |
| Cash flow | €12k | €12k | €16k | €9k | €41k |
| Staff costs | - | - | - | - | - |
| Income taxes | €2k | €2k | €4k | €784 | €2k |
| Dividends | - | - | - | - | - |
| Total assets | €215k | €209k | €202k | €186k | €185k |
| Equity | €106k | €103k | €99k | €90k | €89k |
| Debt | €109k | €106k | €104k | €96k | €96k |
| of which ≤ 1y | €40k | €39k | €39k | €33k | €35k |
| of which > 1y | €50k | €50k | €50k | €50k | €50k |
| Working capital | €13k | €-2k | €-12k | €-29k | €-33k |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.32 | 0.96 | 0.71 | 0.12 | 0.07 |
| Quick ratio | 1.32 | 0.96 | 0.71 | 0.12 | 0.07 |
| Working capital ratio | 5.9% | -0.8% | -5.7% | -15.4% | -17.8% |
| Solvency | 49.3% | 49.3% | 48.7% | 48.5% | 48.0% |
| Debt / equity | 1.03 | 1.03 | 1.05 | 1.06 | 0.56 |
| Long-term debt ratio | 0.47 | 0.49 | 0.51 | 0.55 | 0.56 |
| Interest coverage | 6.05 | 7.79 | 10.44 | 4.80 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 1.4% | 2.1% | 4.0% | 0.9% | 18.3% |
| ROE | 2.9% | 4.3% | 8.3% | 1.8% | 38.1% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Full annual accounts (24 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €215k | €209k | €202k | €186k | €185k |
| Fixed assets | 21/28 | €162k | €171k | €175k | €182k | €182k |
| Tangible fixed assets | 22/27 | €162k | €170k | €174k | €182k | €182k |
| Financial fixed assets | 28 | €702 | €702 | €702 | €702 | €702 |
| Current assets | 29/58 | €53k | €38k | €28k | €4k | €2k |
| Amounts receivable within one year | 40/41 | €12k | €4k | €8k | €4k | €25 |
| Cash & bank | 54/58 | €41k | €33k | €20k | €49 | €2k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €215k | €209k | €202k | €186k | €185k |
| Equity | 10/15 | €106k | €103k | €99k | €90k | €89k |
| Contributions / capital | 10/11 | €50k | €50k | €50k | €50k | - |
| Reserves | 13 | €21k | €18k | €14k | €6k | €5k |
| Accumulated profits (losses) | 14 | €35k | €35k | €35k | €34k | €34k |
| Amounts payable | 17/49 | €109k | €106k | €104k | €96k | €96k |
| Amounts payable after one year | 17 | €50k | €50k | €50k | €50k | €50k |
| Amounts payable within one year | 42/48 | €40k | €39k | €39k | €33k | €35k |
| Trade debts payable within one year | 44 | €2k | €1k | €1k | €558 | €649 |
| Income statement | ||||||
| Gross operating margin | 9900 | €18k | €18k | €24k | €15k | €21k |
| Operating result | 9901 | €7k | €9k | €14k | €5k | €12k |
| Financial income | 75 | €23 | - | - | €0 | €12 |
| Financial charges | 65 | €3k | €2k | €2k | €3k | €3k |
| Result before taxes | 9903 | €5k | €7k | €12k | €2k | €9k |
| Income taxes | 67/77 | €2k | €2k | €4k | €784 | €2k |
| Net result for the period | 9904 | €3k | €4k | €8k | €2k | €7k |
| Result to be appropriated | 9905 | €3k | €4k | €8k | €2k | €7k |
Former directors (1)
-
Bénédicte Saint-GuillainDirectorState Gazette act 25091068 (22-07-2025)Former- → 31-10-2012
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 04-03-2011 |
| Status | Active |
| Postal code | 1332 |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
22-07-2025 Bénédicte Saint-Guillain removed as director
- Bénédicte Saint-Guillain, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": "62.06.18-108.17",
"name": "B\u00E9n\u00E9dicte Saint-Guillain",
"address": "rue du Puits 69, 1341 C\u00E9roux-Mousty",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "revocation",
"subkind": null,
"via_org": null,
"statutory": "niet_statutair",
"compensated": null,
"effective_date": "2012-10-31",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de la r\u00E9vocation de B\u00E9n\u00E9dicte Saint-Guillain (NN.62.06.18-108.17) domicili\u00E9e rue du Puits 69, 1341 C\u00E9roux-Mousty, comme administrateur non statutaire, et ce \u00E0 !compter du 31/10/2012.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2025-07-22",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2025-06-03",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0834.396.077",
"name_full": "BENPHYL",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Philippe Jul\u00E9mont",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameFR | BENPHYL |