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BENOBUILD

Active Private limited companyfounded 2021active for 5 yearsHoogstraatseweg 26, 2990 WuustwezelKBO/BCE: BE 0772.423.767

Lifetime

4 annual accounts with figures on one time axis
peak €12,288 (2023)
€789▼ 90.2%
lowest -€4,472 (2025)
-€4,472▼ €5,686
peak €24,781 (2024)
€20,310▼ 18.0%
€9,411▼ 89.9%
Board2 names since 2021
2 directorsBCOM and 1 other
Documentsfilings and deeds
04-08-20264 days late
2025micro format
Gross margin from €8,038 to €789Loss of €4,472Equity from €24,781 to €20,310Debts from €92,894 to €9,411Cash from €319 to €4,866

Key points

from the 2025 annual accounts

Turnover

≈ €3,300 estimated

The micro format states no turnover.

Liquidity

2.85 was 1.23 in 2024

Short-term debts fell from €89,814 to €9,411.

Filings

4 annual accounts 1 late
AprilJune31 JulyOctober2022202320242025

The 2025 accounts came 4 days late. The other three were filed on time.

Checked score

83
Excellent
Financially stronger than 45% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.2% 01-2025: 1.1%▼ -0.1 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 0.9%▼ -0.2 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.5%▼ -0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Average

93+47equity 68.3% of total assets
57+48short-term debt 31.7% · cash 16.4%
10-60return on assets -15.0%

Score breakdown

raises risk
No registered site in the KBO
lowers risk
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 09-08-2026)
Liquidity: current ratio 2.85, cash €4,866
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 77% of them on solvency, 68% on liquidity, 13% on profitability and 22% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,591 companies had the same profile as BENOBUILD has now. Each dot stands for 9 companies, two years later.

87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BENOBUILD itself is lower: 0.4% within 12 months. It rests on far more data about BENOBUILD than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,591 companies, not a prediction for BENOBUILD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.85 (1.23 in 2024), above the usual 1.5. Short-term debt is 31.7% and cash 16.4% of total assets. 31.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Figures for financial year 2025 (filed on 09-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.85, cash €4,866
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
4 days late
2024
9 days early
2023
1 day early
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 2 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

B
Director, VAN DYCK Bram
V
Director, VERSCHOOREN Yves Jozef Elodie
  • VERSCHOOREN Yves Jozef Elodie 1,500 sharesdeed of 12-08-2021
  • VAN DYCK Bram 1,500 sharesdeed of 12-08-2021
Board & ownership

Recent changes

Environmental permit granted Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Schoten
Incorporation Founding capital of €20,000, 3,000 shares · Founders: VERSCHOOREN Yves Jozef Elodie and VAN DYCK Bram · Appointments: VERSCHOOREN (director) and BCOM (director) · published on 12-08-2021 · Gazette deed
All 8 events

Comparable companies

same main activity, similar in size and age
Company
BENOBUILD Wuustwezel €29,721 €789 68.3% -
BRIQS Bornem €25,305 -€2,334 67.9% -
JT Bouw & Advies Ranst €25,931 €1,060 51.0% -
ComfortBuild Mechelen €23,275 €195 83.6% -
HULSHOEK Etterbeek €31,150 -€516 -150.9% -
DE NIE CONSTRUCT Nieuwpoort €31,341 -€15,251 98.8% -
AMCOTRA Theux €28,071 -€5,267 -81.9% -

These companies have the same main activity as BENOBUILD: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €23,300 and €31,300, founded between 2021 and 2022.

Official details

Source: KBO
Status
Active since 10-08-2021Normal situation
Activity
Development of residential building projectsNACE 68121and 1 other
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€29,721▼ 74.7%
Filing
Filed on 04-08-2026
Financials

Insights on BENOBUILD

BENOBUILD files the micro format. That format states no turnover. The gross margin fell from €11,153 in 2022 to €789 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BENOBUILD

What is the company number of BENOBUILD?
The company number of BENOBUILD is 0772.423.767. The VAT number is the same number with BE in front: BE 0772.423.767.
Where is BENOBUILD based?
The registered office is at Hoogstraatseweg 26, 2990 Wuustwezel.Company details
What does BENOBUILD do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of BENOBUILD?
BENOBUILD is a private limited company (BV).
When was BENOBUILD founded?
BENOBUILD was founded on 10-08-2021.
Is BENOBUILD still active?
Yes, BENOBUILD is an active enterprise in the KBO register.
What is the turnover of BENOBUILD?
The turnover in financial year 2025 is ≈ €3,300. This figure is estimated from the gross margin of €789 and 48 comparable companies (NACE 68121). It probably lies between €1,600 and €10,000. It is a rough estimate.Financials
Is BENOBUILD profitable?
In financial year 2025, BENOBUILD made a loss of €4,472.
Where can I find the annual accounts of BENOBUILD?
BENOBUILD filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BENOBUILD due?
BENOBUILD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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