BCOM
ActiveBCOM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €19k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 44% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+77
Solvency39▼-27
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.5 in 2024), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
69 d late
2022
19 d early
2021
60 d late
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€57k▼ 34.5%
2024 · €88k
2019: €69k
2020: €68k
2021: €71k
2022: €68k
2023: €84k
2024: €88k
2019 → 2025
Total assets
€179k▲ 32.9%
2024 · €135k
2019: €268k
2020: €273k
2021: €252k
2022: €205k
2023: €139k
2024: €135k
2019 → 2025
Net result
€19k▲ 372%
2024 · €4k
2019: €34k
2020: €-612
2021: €3k
2022: €-4k
2023: €16k
2024: €4k
2019 → 2025
Working capital
€-96k▼ 460%
2024 · €-17k
2019: €30k
2020: €11k
2021: €4k
2022: €-10k
2023: €-15k
2024: €-17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€68k▼ 5.0%€84k▲ 23.4%€88k▲ 4.8%€57k▼ 34.5%
Operating result€6k-€21k▲ 280%€20k▼ 6.4%€9k▼ 56.3%€30k▲ 253%
Net result€3k-€-4k€16k€4k▼ 74.7%€19k▲ 372%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 253% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€160k▲ 36.1%
Current assets
€19k▲ 10.3%
Equity and liabilities €179k
Equity
€57k▼ 34.5%
Debt
€122k▲ 159%
The debt ratio rises from 34.9% to 67.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€36k▲
2024 · €14k
Cash flow
€25k▲
2024 · €9k
Solvency
32.1%▼
2024 · 65.1%
Current ratio
0.16▼
2024 · 0.50
Quick ratio
0.16▼
2024 · 0.50
Debt / equity
2.12▲
2024 · 0.54
ROE
33.0%▲
2024 · 4.6%
ROA
10.6%▲
2024 · 3.0%
Interest coverage
30.37▲
2024 · 3.66
Debt
€122k▲
2024 · €47k
Debt ≤ 1 year
€115k▲
2024 · €34k
Debt > 1 year
€6k▼
2024 · €13k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€179k▲
Fixed assets21/28€118k€160k▲
Tangible fixed assets22/27€102k€144k▲
Land and buildings22€95k€92k▼
Plant, machinery and equipment23-€972
Furniture and vehicles24€7k€52k▲
Financial fixed assets28€16k€16k=
Current assets29/58€17k€19k▲
Amounts receivable within one year40/41€16k€4k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€11k€0▼
Cash at bank and in hand54/58€1k€14k▲
Equity and liabilities
Total equity and liabilities10/49€135k€179k▲
Equity10/15€88k€57k▼
Contributions10/11€19k€19k=
Reserves13€22k€39k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€20k€39k▲
Profit (loss) carried forward14€47k€0▼
Amounts payable17/49€47k€122k▲
Amounts payable after more than one year17€13k€6k▼
Financial debts170/4€13k€6k▼
Amounts payable within one year42/48€34k€115k▲
Current portion of amounts payable after more than one year42€12k€6k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€4k€8k▲
Remuneration and social security454/9€11k€0▼
Other amounts payable47/48€2k€98k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€209€4k▲
Gross operating margin9900€14k€40k▲
Operating profit (loss)9901€9k€30k▲
Financial income75/76B€851€98▼
Recurring financial income75€851€98▼
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€6k€29k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€4k€19k▲
Profit (loss) for the period to be appropriated9905€4k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€66k▲
Profit (loss) brought forward from the previous period14P€47k€47k=
Transfer from equity791/2-€2k
Transfer to equity691/2€4k€19k▲
To the legal reserve6920€4k-
To other reserves6921€0€19k▲
Profit to be distributed694/7-€49k
Return on contributions (dividend)694-€49k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-03
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-4k ▼214%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
31-03
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 149 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
VAN DYCK Bram
CurrentNon-statutory director · since 21-12-2023
21-12-2023
Resigned as Non-statutory director
21-12-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielsstraat 342322 HoogstratenGround area
728 m²
Building footprint
120 m²
Parcel 13024B0115/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
BCOM
since 20142.225.590.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024B0115/00B002 | Flanders | 728 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoogstraten2.225.590.764
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Of 2,328 companies in sector 47251 we hold annual accounts for 421. 311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2013
Fiscal year end31-03
Activities, NACEBEL
47251Retail sale of wines and spirits
47553Retail trade
47593Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.