BENNANI OPTIK
ActiveBENNANI OPTIK has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €93k and a net result of €-1k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▲+7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.94 against 7.16 in 2023; short-term debt: 16.4% and cash: 29.6% of total assets), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.3%
Return on assets
-0.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
34 d early
2022
21 d late
2021
16 d late
2020
33 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€93k▼ 12.1%
2023 · €106k
2018: €71k
2019: €81k
2020: €94k
2021: €114k
2022: €123k
2023: €106k
2018 → 2024
Total assets
€112k▼ 8.6%
2023 · €122k
2018: €85k
2019: €94k
2020: €105k
2021: €128k
2022: €144k
2023: €122k
2018 → 2024
Net result
€-1k▲ 80.5%
2023 · €-5k
2018: €12k
2019: €10k
2020: €12k
2021: €20k
2022: €10k
2023: €-5k
2018 → 2024
Working capital
€91k▼ 10.1%
2023 · €101k
2018: €64k
2019: €78k
2020: €94k
2021: €111k
2022: €122k
2023: €101k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€94k-€114k▲ 21.3%€123k▲ 8.7%€106k▼ 14.1%€93k▼ 12.1%
Operating result€10k-€26k▲ 155%€13k▼ 51.0%€-7k€-2k▲ 67.8%
Net result€12k-€20k▲ 61.1%€10k▼ 50.8%€-5k€-1k▲ 80.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €7k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €112k
Fixed assets
€3k▼ 47.1%
Current assets
€109k▼ 7.0%
Equity and liabilities €112k
Equity
€93k▼ 12.1%
Debt
€19k▲ 13.6%
The debt ratio rises from 13.4% to 16.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€82▲
2023 · €-5k
Cash flow
€1k▲
2023 · €-3k
Solvency
83.3%▼
2023 · 86.6%
Current ratio
5.94▼
2023 · 7.16
Quick ratio
5.94▼
2023 · 7.16
Debt / equity
0.20▲
2023 · 0.15
ROE
-1.1%▲
2023 · -4.9%
ROA
-0.9%▲
2023 · -4.3%
Interest coverage
0.23▲
2023 · -19.05
Debt
€19k▲
2023 · €16k
Debt ≤ 1 year
€18k▲
2023 · €16k
Income taxes
€571▲
2023 · €169
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€122k€112k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€50€50=
Current assets29/58€117k€109k▼
Amounts receivable after more than one year29€57k€48k▼
Other amounts receivable291€57k€48k▼
Amounts receivable within one year40/41€17k€26k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€14k€16k▲
Cash at bank and in hand54/58€41k€33k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€122k€112k▼
Equity10/15€106k€93k▼
Contributions10/11€6k€6k=
Reserves13€46k€36k▼
Distributable reserves133€46k€36k▼
Profit (loss) carried forward14€53k€51k▼
Amounts payable17/49€16k€19k▲
Amounts payable within one year42/48€16k€18k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9-€640
Other amounts payable47/48€10k€11k▲
Accrued charges and deferred income492/3-€258
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€893▼
Gross operating margin9900€-4k€975▲
Operating profit (loss)9901€-7k€-2k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€272€359▲
Recurring financial charges65€272€359▲
Profit (loss) for the period before taxes9903€-5k€-448▲
Income taxes67/77€169€571▲
Profit (loss) for the period9904€-5k€-1k▲
Profit (loss) for the period to be appropriated9905€-5k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€52k▼
Profit (loss) brought forward from the previous period14P€61k€53k▼
Transfer from equity791/2€10k€10k=
Profit to be distributed694/7€12k€12k▼
Return on contributions (dividend)694€12k€12k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼153%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Highest result since 2018net €20k ▲61.1%
Operating result €26k, net result €20k, both a record.
31-12
Financial
Equity above €100kEq €114k ▲21.3%
4 profitable years in a row build equity to €114k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Croix Rouge(VIS) 74600 ViséGround area
340 m²
Building footprint
246 m²
Volume, LiDAR
1,970 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Collège(VIS) 42, 4600 Visé
since 20112.204.003.118
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108B0230/00Z013 | Wallonia | 172 m² | 1 · 149 m² | 9.8 m · 3 fl. |
| 62108C0012/00W000 | Wallonia | 169 m² | 1 · 97 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.O.P.
BE 0424.920.772
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Oogcontact
BE 0639.824.866
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Clear Vision Consult
BE 0679.966.436
Ronse · Eq €93k
OPTIEK BONNE
BE 0802.735.376
Destelbergen · Eq €93k
CLAES OPTIEK
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Gooik · Eq €92k
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2011
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.