BENLEX
ActiveBENLEX has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €-49k. Its solvency ranks better than 5% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -71 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34▼-20
Growth32
Stability82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 1.18 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21.4%
Return on assets
-96.7%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-11k
2024 · €39k
2024: €39k
2024 → 2025
Total assets
€51k▼ 58.7%
2024 · €123k
2024: €123k
2024 → 2025
Net result
€-49k
2024 · €39k
2024: €39k
2024 → 2025
Working capital
€-29k
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€39k-€-11k
Operating result€56k-€-46k
Net result€39k-€-49k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €46k after €56k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€20k▼ 35.2%
Current assets
€30k▼ 66.8%
Key figures and ratios
EBITDA
€-34k▼
2024 · €62k
Cash flow
€-36k▼
2024 · €45k
Solvency
-21.4%▼
2024 · 31.8%
Current ratio
0.51▼
2024 · 1.18
Quick ratio
0.51▼
2024 · 1.18
Debt / equity
-5.67▼
2024 · 2.15
ROE
451.4%▲
2024 · 98.7%
ROA
-96.7%▼
2024 · 31.4%
Interest coverage
-13.22▼
2024 · 586.47
Debt
€62k▼
2024 · €84k
Debt ≤ 1 year
€60k▼
2024 · €78k
Income taxes
€374▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€51k▼
Fixed assets21/28€32k€20k▼
Intangible fixed assets21€2k€2k▲
Tangible fixed assets22/27€30k€18k▼
Furniture and vehicles24€29k€18k▼
Other tangible fixed assets26€986€591▼
Current assets29/58€92k€30k▼
Amounts receivable within one year40/41€69k€9k▼
Trade receivables40€69k€7k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€13k€18k▲
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€123k€51k▼
Equity10/15€39k€-11k▼
Contributions10/11€500€500=
Profit (loss) carried forward14€39k€-11k▼
Amounts payable17/49€84k€62k▼
Amounts payable within one year42/48€78k€60k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€33k€25k▼
Taxes450/3€33k€25k▼
Other amounts payable47/48€35k€28k▼
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€13k▲
Other operating charges640/8€129€219▲
Gross operating margin9900€62k€-33k▼
Operating profit (loss)9901€56k€-46k▼
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€106€3k▲
Recurring financial charges65€106€3k▲
Profit (loss) for the period before taxes9903€56k€-49k▼
Income taxes67/77€17k€374▼
Profit (loss) for the period9904€39k€-49k▼
Profit (loss) for the period to be appropriated9905€39k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€-11k▼
Profit (loss) brought forward from the previous period14P-€39k
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Saint-Jacques 14A4000 LiègeGround area
314 m²
Building footprint
125 m²
Parcel 62803A1369/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BENLEX
since 20242.362.563.375
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803A1369/00N000 ProtectedSite or landscape |
Wallonia | 314 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 6,973 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2024
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.