BENJEMAN
ActiveSummary
BENJEMAN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €129k and a net result of €22k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-24
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 13.47 against 11.15 in 2023; short-term debt: 7.4% and cash: 78% of total assets), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
44 d early
2022
28 d early
2021
38 d early
2020
22 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€129k▲ 20.2%
2023 · €108k
2018: €62k
2019: €67k
2020: €61k
2021: €49k
2022: €77k
2023: €108k
2018 → 2024
Total assets
€140k▲ 18.2%
2023 · €118k
2018: €69k
2019: €70k
2020: €64k
2021: €55k
2022: €88k
2023: €118k
2018 → 2024
Net result
€22k▼ 28.2%
2023 · €30k
2018: €2k
2019: €4k
2020: €-5k
2021: €-12k
2022: €28k
2023: €30k
2018 → 2024
Working capital
€129k▲ 20.2%
2023 · €107k
2018: €62k
2019: €66k
2020: €61k
2021: €49k
2022: €77k
2023: €107k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€49k▼ 19.2%€77k▲ 56.4%€108k▲ 39.1%€129k▲ 20.2%
Operating result€-7k-€-11k▼ 66.0%€31k€44k▲ 43.5%€30k▼ 32.9%
Net result€-5k-€-12k▼ 119%€28k€30k▲ 8.4%€22k▼ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €140k
Fixed assets
€250 =
Current assets
€139k ▲ 18.2%
Equity and liabilities €140k
Equity
€129k ▲ 20.2%
Debt
€10k ▼ 2.2%
Debt's share of the balance-sheet total falls from 9.0% to 7.4%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
13.47▲
2023 · 11.15
Debt to equity
0.08▼
2023 · 0.10
ROE
16.8%▼
2023 · 28.1%
ROA
15.5%▼
2023 · 25.6%
Debt ≤ 1 year
€10k▼
2023 · €11k
Income taxes
€9k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€118k€140k▲
Fixed assets21/28€250€250=
Financial fixed assets28€250€250=
Current assets29/58€118k€139k▲
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€9k€6k▼
Current investments50/53€24k€24k=
Cash at bank and in hand54/58€84k€109k▲
Deferred charges and accrued income490/1€356€237▼
Equity and liabilities
Total equity and liabilities10/49€118k€140k▲
Equity10/15€108k€129k▲
Contributions10/11€12k€12k=
Reserves13€95k€117k▲
Distributable reserves133€95k€117k▲
Amounts payable17/49€11k€10k▼
Amounts payable within one year42/48€11k€10k▼
Trade debts44€465€82▼
Suppliers440/4€465€82▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48-€2k
Income statement
Code20232024
Other operating charges640/8€448€451▲
Gross operating margin9900€45k€30k▼
Operating profit (loss)9901€44k€30k▼
Financial income75/76B€453€774▲
Recurring financial income75€453€774▲
Financial charges65/66B€69€74▲
Recurring financial charges65€69€74▲
Profit (loss) for the period before taxes9903€45k€30k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€30k€22k▼
Profit (loss) for the period to be appropriated9905€30k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€22k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€30k€22k▼
To other reserves6921€30k€22k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €30k ▲8.4%
Operating result €44k, net result €30k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲39.1%
2 profitable years in a row build equity to €108k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 21.58
Current ratio from 10.11 to 21.58; short-term debt falls from €7k to €3k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat 1823581 BeringenGround area
1,843 m²
Building footprint
186 m²
Volume, LiDAR
971 m³
Parcel 71005B0456/00L014, Flanders · tallest building 12.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Heidestraat 182, 3581 Beringen
since 20142.226.369.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005B0456/00L014 | Flanders | 1,843 m² | 1 · 186 m² | 12.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549002RWOKI1X74R287
Similar companies · same sector, comparable size
ROGOMI
BE 0454.704.425
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ARNOLIS & CO
BE 0865.157.252
Beyne-Heusay · Eq €129,218
T. Konings
BE 0690.685.035
Turnhout · Eq €129,252
PURUSHA
BE 0454.266.935
Buggenhout · Eq €129,208
AION Consulting
BE 0701.962.670
Brussel · Eq €129,202
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,851 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
74201Photography, excluding press photography
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.