Benjamiñho
ActiveBenjamiñho has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €9k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▼-38
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.67 against 4.05 in 2023), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-04-2025, 119 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
119 d early
2023
63 d early
2022
108 d early
2021
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k▲ 14.1%
2023 · €65k
2021: €31k
2022: €48k
2023: €65k
2021 → 2024
Total assets
€94k▼ 0.3%
2023 · €94k
2021: €79k
2022: €87k
2023: €94k
2021 → 2024
Net result
€9k▼ 46.5%
2023 · €17k
2021: €28k
2022: €17k
2023: €17k
2021 → 2024
Working capital
€64k▲ 19.1%
2023 · €54k
2021: €24k
2022: €36k
2023: €54k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€31k-€48k▲ 54.3%€65k▲ 35.9%€74k▲ 14.1%
Operating result€37k-€23k▼ 36.9%€26k▲ 9.3%€15k▼ 41.9%
Net result€28k-€17k▼ 39.9%€17k▲ 1.9%€9k▼ 46.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 42% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €94k
Fixed assets
€12k▼ 46.9%
Current assets
€82k▲ 14.1%
Equity and liabilities €94k
Equity
€74k▲ 14.1%
Debt
€20k▼ 32.1%
The debt ratio falls from 31.1% to 21.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▼
2023 · €36k
Cash flow
€20k▼
2023 · €28k
Solvency
78.8%▲
2023 · 68.9%
Current ratio
4.67▲
2023 · 4.05
Quick ratio
4.67▲
2023 · 4.05
Debt / equity
0.27▼
2023 · 0.45
ROE
12.4%▼
2023 · 26.4%
ROA
9.7%▼
2023 · 18.2%
Interest coverage
77.17▼
2023 · 100.50
Debt
€20k▼
2023 · €29k
Debt ≤ 1 year
€18k▼
2023 · €18k
Debt > 1 year
€2k▼
2023 · €12k
Income taxes
€5k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€94k€94k▼
Fixed assets21/28€22k€12k▼
Tangible fixed assets22/27€22k€12k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€18k€9k▼
Current assets29/58€72k€82k▲
Amounts receivable within one year40/41€22k€27k▲
Trade receivables40€22k€26k▲
Other amounts receivable41€273€2k▲
Cash at bank and in hand54/58€49k€55k▲
Deferred charges and accrued income490/1€310€0▼
Equity and liabilities
Total equity and liabilities10/49€94k€94k▼
Equity10/15€65k€74k▲
Contributions10/11€3k€3k=
Reserves13€62k€71k▲
Distributable reserves133€62k€71k▲
Amounts payable17/49€29k€20k▼
Amounts payable after more than one year17€12k€2k▼
Financial debts170/4€12k€2k▼
Amounts payable within one year42/48€18k€18k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€2k€2k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€37k€27k▼
Operating profit (loss)9901€26k€15k▼
Financial income75/76B€3€11▲
Recurring financial income75€3€11▲
Financial charges65/66B€359€328▼
Recurring financial charges65€359€328▼
Profit (loss) for the period before taxes9903€25k€15k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€17k€9k▼
Profit (loss) for the period to be appropriated9905€17k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€9k▼
Transfer to equity691/2€17k€9k▼
To other reserves6921€17k€9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼46.5%
Net result drops to €9k, the lowest in the series.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 72861 Sint-Katelijne-WaverGround area
1,253 m²
Building footprint
242 m²
Volume, LiDAR
1,623 m³
Parcel 12027A0062/00K000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dorp 7, 2861 Sint-Katelijne-Waver
since 20212.312.810.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027A0062/00K000 | Flanders | 1,253 m² | 1 · 242 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 39,729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.