Benex Pro
ActiveSummary
The computed 12-month bankruptcy probability of Benex Pro is 1.6% (moderate). The 2025 annual accounts show equity of €213k and a net result of €8k. Equity is growing by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 7500 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-1
Solvency71▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.71 in 2024; short-term debt: 47.3% and cash: 39% of total assets), but 54.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
27 d late
2023
30 d early
2022
53 d early
2021
32 d early
2020
30 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 10.4%
2024 · €193k
2019: €7klowest in 7 years
2020: €28k▲ +319% vs 2019
2021: €81k▲ +195% vs 2020
2022: €55k▼ -31.6% vs 2021
2023: €186k▲ +235% vs 2022
2024: €193k▲ +3.8% vs 2023
2025: €213k▲ +10.4% vs 2024highest in 7 years
2019 → 2025
Total assets
€464k▲ 19.5%
2024 · €388k
2019: €19klowest in 7 years
2020: €57k▲ +203% vs 2019
2021: €159k▲ +178% vs 2020
2022: €176k▲ +11.0% vs 2021
2023: €586k▲ +233% vs 2022highest in 7 years
2024: €388k▼ -33.7% vs 2023
2025: €464k▲ +19.5% vs 2024
2019 → 2025
Net result
€8k▼ 28.3%
2024 · €11k
2019: €2k
2020: €24k▲ +1118% vs 2019
2021: €57k▲ +136% vs 2020
2022: €-26k▼ -145% vs 2021lowest in 7 years
2023: €133k▲ +619% vs 2022highest in 7 years
2024: €11k▼ -92.1% vs 2023
2025: €8k▼ -28.3% vs 2024
2019 → 2025
Working capital
€190k▲ 46.2%
2024 · €130k
2019: €1klowest in 7 years
2020: €22k▲ +1965% vs 2019
2021: €70k▲ +217% vs 2020
2022: €8k▼ -88.4% vs 2021
2023: €133k▲ +1534% vs 2022
2024: €130k▼ -2.1% vs 2023
2025: €190k▲ +46.2% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€55k▼ 31.6%€186k▲ 235%€193k▲ 3.8%€213k▲ 10.4%
2021: €81k
2022: €55k▼ -31.6% vs 2021lowest in 5 years
2023: €186k▲ +235% vs 2022
2024: €193k▲ +3.8% vs 2023
2025: €213k▲ +10.4% vs 2024highest in 5 years
Operating result€79k-€-23k€188k€26k▼ 86.3%€14k▼ 44.3%
2021: €79k
2022: €-23k▼ -129% vs 2021lowest in 5 years
2023: €188k▲ +918% vs 2022highest in 5 years
2024: €26k▼ -86.3% vs 2023
2025: €14k▼ -44.3% vs 2024
Net result€57k-€-26k€133k€11k▼ 92.1%€8k▼ 28.3%
2021: €57k
2022: €-26k▼ -145% vs 2021lowest in 5 years
2023: €133k▲ +619% vs 2022highest in 5 years
2024: €11k▼ -92.1% vs 2023
2025: €8k▼ -28.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €464k
Fixed assets
€54k ▼ 28.7%
Current assets
€409k ▲ 31.2%
Equity and liabilities €464k
Equity
€213k ▲ 10.4%
Debt
€251k ▲ 28.5%
Debt's share of the balance-sheet total rises from 50.3% to 54.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▼
2024 · €57k
Cash flow
€38k▼
2024 · €42k
Current ratio
1.87▲
2024 · 1.71
Quick ratio
1.84▲
2024 · 1.68
Debt to equity
1.18▲
2024 · 1.01
ROE
3.6%▼
2024 · 5.5%
ROA
1.6%▼
2024 · 2.7%
Interest coverage
13.60▲
2024 · 6.58
Debt ≤ 1 year
€219k▲
2024 · €182k
Debt > 1 year
€3k▼
2024 · €10k
Income taxes
€5k▼
2024 · €7k
Staff costs
€210k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€388k€464k▲
Fixed assets21/28€76k€54k▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€60k€40k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€44k€28k▼
Financial fixed assets28€16k€12k▼
Current assets29/58€312k€409k▲
Stocks and contracts in progress3€7k€6k▼
Stocks30/36€7k€6k▼
Amounts receivable within one year40/41€185k€215k▲
Trade receivables40€132k€176k▲
Other amounts receivable41€53k€39k▼
Cash at bank and in hand54/58€110k€181k▲
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€388k€464k▲
Equity10/15€193k€213k▲
Contributions10/11€6k€19k▲
Reserves13€187k€194k▲
Distributable reserves133€187k€194k▲
Amounts payable17/49€195k€251k▲
Amounts payable after more than one year17€10k€3k▼
Financial debts170/4€10k€3k▼
Amounts payable within one year42/48€182k€219k▲
Current portion of amounts payable after more than one year42€12k€7k▼
Trade debts44€71k€165k▲
Suppliers440/4€71k€165k▲
Taxes, remuneration and social security45€48k€24k▼
Taxes450/3€34k€8k▼
Remuneration and social security454/9€14k€16k▲
Other amounts payable47/48€51k€24k▼
Accrued charges and deferred income492/3€3k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€72k€210k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€30k▼
Other operating charges640/8€3k€23k▲
Non-recurring operating charges66A€2k€1k▼
Gross operating margin9900€134k€279k▲
Operating profit (loss)9901€26k€14k▼
Financial income75/76B€297€2k▲
Recurring financial income75€297€2k▲
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€17k€13k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€11k€8k▼
Profit (loss) for the period to be appropriated9905€11k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€8k▼
Transfer to equity691/2€7k€8k▲
To other reserves6921€7k€8k▲
Profit to be distributed694/7€3k-
Return on contributions (dividend)694€3k-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €37k | €41k | €46k | €72k | €210k | ▲ 193% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €14k | €17k | €31k | €30k | ▼ 1.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €56k | - | - | - |
| Other operating charges640/8 | €453 | €698 | €1k | €3k | €23k | ▲ 571% |
| Non-recurring operating charges66A | €2k | - | €2k | €2k | €1k | ▼ 50.9% |
| Gross operating margin9900 | €124k | €33k | €310k | €134k | €279k | ▲ 108% |
| Operating profit (loss)9901 | €79k | €-23k | €188k | €26k | €14k | ▼ 44.3% |
| Financial income75/76B | €5 | €4 | €10 | €297 | €2k | ▲ 524% |
| Recurring financial income75 | €5 | €4 | €10 | €297 | €2k | ▲ 524% |
| Financial charges65/66B | €1k | €2k | €9k | €9k | €3k | ▼ 61.8% |
| Recurring financial charges65 | €1k | €2k | €4k | €9k | €3k | ▼ 61.8% |
| Non-recurring financial charges66B | - | - | €5k | - | - | - |
| Profit (loss) for the period before taxes9903 | €78k | €-25k | €179k | €17k | €13k | ▼ 26.0% |
| Income taxes67/77 | €21k | €271 | €45k | €7k | €5k | ▼ 22.4% |
| Profit (loss) for the period9904 | €57k | €-26k | €133k | €11k | €8k | ▼ 28.3% |
| Profit (loss) for the period to be appropriated9905 | €57k | €-26k | €133k | €11k | €8k | ▼ 28.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €159k | €176k | €586k | €388k | €464k | ▲ 19.5% |
| Formation expenses20 | €47 | - | - | - | - | - |
| Fixed assets21/28 | €22k | €65k | €78k | €76k | €54k | ▼ 28.7% |
| Intangible fixed assets21 | - | - | - | - | €2k | - |
| Tangible fixed assets22/27 | €16k | €58k | €70k | €60k | €40k | ▼ 33.6% |
| Plant, machinery and equipment23 | €2k | €7k | €8k | €16k | €12k | ▼ 22.9% |
| Furniture and vehicles24 | €13k | €50k | €63k | €44k | €28k | ▼ 37.4% |
| Financial fixed assets28 | €6k | €7k | €7k | €16k | €12k | ▼ 25.2% |
| Current assets29/58 | €137k | €111k | €508k | €312k | €409k | ▲ 31.2% |
| Stocks and contracts in progress3 | €7k | €5k | €5k | €7k | €6k | ▼ 3.3% |
| Stocks30/36 | €7k | €5k | €5k | €7k | €6k | ▼ 3.3% |
| Amounts receivable within one year40/41 | €41k | €65k | €372k | €185k | €215k | ▲ 16.2% |
| Trade receivables40 | €39k | €48k | €345k | €132k | €176k | ▲ 33.6% |
| Other amounts receivable41 | €2k | €17k | €27k | €53k | €39k | ▼ 27.1% |
| Cash at bank and in hand54/58 | €89k | €34k | €125k | €110k | €181k | ▲ 63.6% |
| Deferred charges and accrued income490/1 | - | €7k | €7k | €10k | €7k | ▼ 26.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €159k | €176k | €586k | €388k | €464k | ▲ 19.5% |
| Equity10/15 | €81k | €55k | €186k | €193k | €213k | ▲ 10.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €19k | ▲ 200% |
| Reserves13 | €75k | €75k | €179k | €187k | €194k | ▲ 4.1% |
| Non-distributable reserves130/1 | €99 | €99 | - | - | - | - |
| Reserves not available under the articles1311 | €99 | €99 | - | - | - | - |
| Distributable reserves133 | €75k | €75k | €179k | €187k | €194k | ▲ 4.1% |
| Profit (loss) carried forward14 | - | €-26k | - | - | - | - |
| Amounts payable17/49 | €77k | €120k | €400k | €195k | €251k | ▲ 28.5% |
| Amounts payable after more than one year17 | €10k | €16k | €22k | €10k | €3k | ▼ 68.1% |
| Financial debts170/4 | €10k | €16k | €22k | €10k | €3k | ▼ 68.1% |
| Amounts payable within one year42/48 | €67k | €103k | €375k | €182k | €219k | ▲ 20.6% |
| Current portion of amounts payable after more than one year42 | €3k | €7k | €12k | €12k | €7k | ▼ 43.6% |
| Trade debts44 | €2k | €21k | €254k | €71k | €165k | ▲ 132% |
| Suppliers440/4 | €2k | €21k | €254k | €71k | €165k | ▲ 132% |
| Taxes, remuneration and social security45 | €38k | €25k | €67k | €48k | €24k | ▼ 49.6% |
| Taxes450/3 | €26k | €21k | €47k | €34k | €8k | ▼ 77.4% |
| Remuneration and social security454/9 | €12k | €4k | €20k | €14k | €16k | ▲ 18.4% |
| Other amounts payable47/48 | €24k | €51k | €43k | €51k | €24k | ▼ 53.9% |
| Accrued charges and deferred income492/3 | €571 | €2k | €2k | €3k | €28k | ▲ 793% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €-26k | €133k | €11k | €8k | ▼ 28.3% |
| + Depreciation and write-downs630 | €6k | €14k | €17k | €31k | €30k | ▼ 1.9% |
| Operating cash flow (approximation) | €63k | €-12k | €150k | €42k | €38k | ▼ 8.6% |
| Investment in fixed assets (approximation) | - | €-57k | €-29k | €-30k | €-9k | ▲ 71.0% |
| Change in cash | - | €-55k | €91k | €-14k | €70k | ▲ 595% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Resignations: Neron Veliaj (non-statutory director) and Elson Ramaj (non-statutory director)Appointments: Niko Vinck (non-statutory director) and Brandon Christian Dimbala Mavitidi (non-statutory director) · Permanent representative: Vandenberghe Sander · Registered-office move7 facts ▸
State Gazette act
Resignations: Neron Veliaj (non-statutory director) and Elson Ramaj (non-statutory director)
Appointments: Niko Vinck (non-statutory director) and Brandon Christian Dimbala Mavitidi (non-statutory director) · Permanent representative: Vandenberghe Sander · Registered-office move7 facts ▸
- General meeting, 04-09-2026
- Director resignation, Neron Veliaj (non-statutory director)
- Director resignation, Elson Ramaj (non-statutory director)
- Director appointment, Niko Vinck (non-statutory director)
- Director appointment, Brandon Christian Dimbala Mavitidi (non-statutory director)
- Registered-office move, Korte Massemsesteenweg 5a, 9230 Wetteren
- Permanent representative, Vandenberghe Sander (permanent representative)
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €213k ▲10.4%
3 profitable years in a row build equity to €213k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €133k
Net result €133k after one loss-making year.
31-12
Financial
Equity above €150kEq €186k ▲235%
Equity rises from €55k to €186k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Brandon Christian Dimbala Mavitidi
CurrentNon-statutory director · since 07-09-2026
Niko Vinck
CurrentNon-statutory director · since 07-09-2026
07-09-2026
Brandon Christian Dimbala Mavitidi: Appointed as Non-statutory director
07-09-2026
Niko Vinck: Appointed as Non-statutory director
07-09-2026
Elson Ramaj: Resigned as Non-statutory director
07-09-2026
Neron Veliaj: Resigned as Non-statutory director
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2019
Ground area
784 m²
Building footprint
614 m²
Parcel 42303F0285/00E004, Flanders. Linked by address, not a title deed.
1 establishment unit
Benex
since 20192.284.387.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42303F0285/00E004 | Flanders | 784 m² | 1 · 613 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other provisions of the articles (1)
- Power of attorney
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 11,944 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43221Plumbing work
43211General electrical installation work
43230Insulation installation
43410Roofing work
47540Retail sale of electrical household appliances
Scores and ratios are computed by Checked and are not a credit decision.