Active BE 0861.207.471Private limited company (pre-2019)

BENEJACOBS

Brugmannlaan 12A ·1060 Sint-Gillis (bij-Brussel), Belgium· 22 yrs active

Sector: Activities of lawyers (69101)

Conclusion Checked

BENEJACOBS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €793 and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3199 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€793
Net result	€-18k
Better than sector	5%
Active	22 yrs

Financial profile 5 of 5 axes measured · computed by Checked

36 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 27

Profitability 0

Solvency 21

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2003, 22 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

27 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

No credit

negative equity or figures too weak

Score history

65 2020

7 2021

16 2022

81 2023

32 2024

27 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.43 (≥ 1.0) +5

Quick ratio Quick ratio 1.43 (≥ 1.0) +5

Leverage Debt/equity 114.43 (> 3.0) -10

Profitability Negatieve ROE -2252% -10

Interest coverage Interest coverage 0.3× (< 1.5×) -10

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview22 NBB filings

Annual accounts filed on 30-07-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 69, Legal and accounting activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	0.9%	44.7%	better than 5% of 3199 sector peers
Net result	€-18k	€98k	better than 5% of 3190 sector peers
Equity	€793	€278k	better than 5% of 3199 sector peers
Gross operating margin	€2k	€330k	better than 5% of 3194 sector peers
Total assets	€92k	€989k	better than 7% of 3200 sector peers

EBITDA

€1k

+6.6% 20-25

Net profit

€-18k

-0.8% 20-25

Cash flow

€-4k

-4.1% 20-25

Total assets

€92k

-27.6% 20-25

Equity

€793

-95.7% 20-25

Working capital

€8k

-70.5% 20-25

Income taxes

€160

-23.0% 20-25

Debt

€91k

-15.8% 20-25

Debt ≤ 1y

€20k

-3.4% 20-25

Debt > 1y

€71k

-18.7% 20-25

Current ratio

1.43

-40.5% 20-25

Quick ratio

1.43

-40.5% 20-25

Solvency

0.9%

-94.1% 20-25

Debt / equity

114.43

+1880.2% 20-25

ROE

-2251.7%

-2271.3% 20-25

ROA

-19.5%

-39.3% 20-25

Interest coverage

0.27

+11.3% 20-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	abbreviated schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€1k	€1k	€68k	€28k	€-3k
Net profit	€-18k	€-18k	€43k	€4k	€-32k
Cash flow	€-4k	€-4k	€58k	€23k	€-12k
Staff costs	-	-	-	-	-
Income taxes	€160	€208	€3k	€-3k	€1k
Dividends	-	-	-	-	-
Total assets	€92k	€126k	€164k	€138k	€159k
Equity	€793	€19k	€36k	€-7k	€-11k
Debt	€91k	€108k	€128k	€144k	€170k
of which ≤ 1y	€20k	€20k	€25k	€24k	€31k
of which > 1y	€71k	€87k	€103k	€120k	€139k
Working capital	€8k	€28k	€48k	€-15k	€-19k
Employees (FTE)	-	-	-	-	-

Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, micro schema), so the columns are not directly comparable.

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	1.43	2.39	2.92	0.39	0.40
Quick ratio	1.43	2.39	2.92	0.39	0.40
Working capital ratio	9.2%	22.5%	29.0%	-10.9%	-11.9%
Solvency	0.9%	14.8%	22.2%	-4.8%	-6.6%
Debt / equity	114.43	5.78	3.51	-21.71	-16.05
Long-term debt ratio	89.56	4.68	2.83	-18.03	-13.09
Interest coverage	0.27	0.24	9.82	3.50	-0.33
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	-19.5%	-14.0%	26.2%	2.9%	-19.9%
ROE	-2251.7%	-95.0%	118.3%	-59.3%	299.2%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €63k · 69.3% Current assets €28k · 30.7%

Equity & liabilities

Equity €793 · 0.9% Debt €91k · 99.1%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€92k	€126k	€164k	€138k	€159k
Fixed assets	21/28	€63k	€78k	€92k	€128k	€147k
Tangible fixed assets	22/27	€63k	€78k	€92k	€128k	€147k
Current assets	29/58	€28k	€49k	€72k	€9k	€12k
Amounts receivable within one year	40/41	€3k	€5k	€9k	€3k	€3k
Cash & bank	54/58	€25k	€43k	€63k	€7k	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€92k	€126k	€164k	€138k	€159k
Equity	10/15	€793	€19k	€36k	€-7k	€-11k
Contributions / capital	10/11	€7k	€7k	€7k	€7k	€7k
Reserves	13	€2k	€2k	€2k	€2k	€2k
Accumulated profits (losses)	14	€-8k	€10k	€27k	€-16k	€-20k
Amounts payable	17/49	€91k	€108k	€128k	€144k	€170k
Amounts payable after one year	17	€71k	€87k	€103k	€120k	€139k
Amounts payable within one year	42/48	€20k	€20k	€25k	€24k	€31k
Trade debts payable within one year	44	-	€463	-	€2k	€10k
Income statement
Gross operating margin	9900	€2k	€2k	€71k	€28k	€1k
Operating result	9901	€-13k	€-13k	€53k	€9k	€-22k
Financial income	75	€185	€694	€68	-	-
Financial charges	65	€5k	€5k	€7k	€8k	€8k
Result before taxes	9903	€-18k	€-18k	€46k	€1k	€-30k
Income taxes	67/77	€160	€208	€3k	€-3k	€1k
Net result for the period	9904	€-18k	€-18k	€43k	€4k	€-32k
Result to be appropriated	9905	€-18k	€-18k	€43k	€4k	€-32k

Legal Structure

NACE primary	Activities of lawyers(69101)
Legal form	Private limited company (pre-2019)(015)
Incorporation	21-10-2003
Status	Active
Postal code	1060

Establishment units 1 location

Brugmannlaan 12A, 1060 Sint-Gillis (bij-Brussel)

Design of textile patterns, clothing, jewellery, furniture and decorative items

since 20032.134.211.816

Real-estate footprint Source: CBE × cadastre

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21013B0371/00S017	Brussels	619 m²	1 · 356 m²	28.1 m · 8 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

15-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

03-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2020net €43k ▲991%

Operating result €53k, net result €43k, both a record.

31-12

Financial Liquidity times 8current ratio 2.92

Current ratio from 0.39 to 2.92.

28-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 29 days late

2021

31-12

Financial Weakest financial yearnet €-32k ▼363%

Net result drops to €-32k, the lowest in the series; recovery starts the following year.

29-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

26-06

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

02-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

19-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

06-09

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 37 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activities of lawyers69101

Names & trade names

Legal nameFR

BENEJACOBS

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