Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BENECHEM is 0.6% (low). The 2025 annual accounts show equity of €10.68M and a net result of €1.92M. Equity is growing by ~8.5% per year across the filed fiscal years. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Signals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2025 |
|---|---|
| Revenue | €480k |
| EBITDA | - |
| Net profit | €1.92M |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €77k |
| Dividends | - |
| Total assets | €10.69M |
| Equity | €10.68M |
| Debt | €10k |
| of which ≤ 1y | €10k |
| of which > 1y | - |
| Working capital | €2.61M |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 268.39 |
| Quick ratio | 268.39 |
| Working capital ratio | 24.4% |
| Solvency | 99.9% |
| Debt / equity | 0.00 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | 399.8% |
| ROA | 18.0% |
| ROE | 18.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €10.69M |
| Fixed assets | 21/28 | €8.07M |
| Financial fixed assets | 28 | €8.07M |
| Current assets | 29/58 | €2.62M |
| Cash & bank | 54/58 | €339k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €10.69M |
| Equity | 10/15 | €10.68M |
| Contributions / capital | 10/11 | €130k |
| Reserves | 13 | €10.55M |
| Amounts payable | 17/49 | €10k |
| Amounts payable within one year | 42/48 | €10k |
| Trade debts payable within one year | 44 | €489 |
| Income statement | ||
| Turnover | 70 | €480k |
| Operating result | 9901 | €304k |
| Financial income | 75 | €1.69M |
| Financial charges | 65 | €875 |
| Result before taxes | 9903 | €2.00M |
| Income taxes | 67/77 | €77k |
| Net result for the period | 9904 | €1.92M |
| Result to be appropriated | 9905 | €1.92M |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
11 directors-
Current01-07-2023 → present
-
RKL BVLegal entityDirector· perm. rep.: Rudi KoolState Gazette act 22109513 (14-09-2022)Current14-09-2022 → present
-
Current14-09-2022 → present
-
Pibioc BVLegal entityDirector· perm. rep.: Lieven BosmanState Gazette act 22109513 (14-09-2022)Current01-07-2019 → present
4 events
- 14-09-2022 Mandate renewed· Director
- 14-09-2022 Mandate renewed· Managing director
- 07-08-2019 Appointed· Managing director
- 01-07-2019 Appointed· Director
Historic, not recently confirmed (5)
-
Not recently confirmedlast confirmed in an act from 2016
-
Not recently confirmedlast confirmed in an act from 2016
-
Not recently confirmedlast confirmed in an act from 2016
-
MARLIBOLegal entityDirector· perm. rep.: BOSMAN Lieven Firmin Benedikt JozefState Gazette act 16065718 (12-05-2016)Not recently confirmedlast confirmed in an act from 2016
4 events
- 19-04-2016 Resigned· Director
- 19-04-2016 Resigned· Managing director
- 19-04-2016 Appointed· Director
- 19-04-2016 Appointed· Managing director
-
Not recently confirmedlast confirmed in an act from 2016
2 events
- 19-04-2016 Resigned· Director
- 19-04-2016 Appointed· Director
Former directors (2)
-
BVBA MarliboLegal entityManaging director· perm. rep.: Lieven BosmanState Gazette act 19107402 (07-08-2019)Former- → 07-08-2019
2 events
- 07-08-2019 Resigned· Managing director
- 01-07-2019 Resigned· Director
-
Former- → 01-07-2019
Insolvency mandates
indexingLegal Structure
| NACE primary | - |
| Legal form | Public limited company(014) |
| Incorporation | 12-07-2013 |
| Status | Active |
| Postal code | 3560 |
Structure & network
Connections & network
6 connected companiesLocations & real estate
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037C2732/00F000 | Flanders | 4,949 m² | 1 · 1,507 m² | 13.7 m · 4 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | BENECHEM |