Bene&co
Dissolution or liquidationThe KBO register records for Bene&co the legal situation: dissolution or liquidation (code 013); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show negative equity (€-38k) and a net result of €-45k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 22-10-2024, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
83 d late
2022
183 d late
2021
5 d late
2020
30 d late
2019
69 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2023, micro schema
Equity
€-38k
2022 · €7k
2018: €-62k
2019: €-57k
2020: €-29k
2021: €-19k
2022: €7k
2018 → 2023
Net result
€-45k
2022 · €26k
2018: €-4k
2019: €5k
2020: €28k
2021: €10k
2022: €26k
2018 → 2023
Total assets
€216k▼ 26.3%
2022 · €294k
2018: €154k
2019: €121k
2020: €114k
2021: €105k
2022: €294k
2018 → 2023
Solvency
-17.4%▼ 19.8pp
2022 · 2.4%
2018: -40.1%
2019: -47.3%
2020: -25.8%
2021: -18.4%
2022: 2.4%
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€-57k-€-29k▲ 48.4%€-19k▲ 34.6%€7k€-38k
Operating result€15k-€50k▲ 228%€22k▼ 55.1%€46k▲ 106%€-38k
Net result€5k-€28k▲ 506%€10k▼ 63.2%€26k▲ 158%€-45k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €38k after €46k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €216k
Fixed assets
€174k▼ 11.4%
Current assets
€43k▼ 56.3%
Key figures and ratios
Solvency
-17.4%▼
2022 · 2.4%
ROA
-20.7%▼
2022 · 9.0%
Debt
€254k▼
2022 · €287k
Debt ≤ 1 year
€113k▲
2022 · €112k
Debt > 1 year
€141k▼
2022 · €175k
Staff costs
€33k▲
2022 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€294k€216k▼
Fixed assets21/28€196k€174k▼
Intangible fixed assets21€191k€170k▼
Tangible fixed assets22/27€2k€684▼
Plant, machinery and equipment23€2k€684▼
Financial fixed assets28€3k€3k=
Current assets29/58€98k€43k▼
Amounts receivable within one year40/41€87k€5k▼
Trade receivables40€20k€5k▼
Other amounts receivable41€67k€337▼
Cash at bank and in hand54/58€11k€37k▲
Deferred charges and accrued income490/1€370€449▲
Equity and liabilities
Total equity and liabilities10/49€294k€216k▼
Equity10/15€7k€-38k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-12k€-56k▼
Amounts payable17/49€287k€254k▼
Amounts payable after more than one year17€175k€141k▼
Financial debts170/4€175k€141k▼
Amounts payable within one year42/48€112k€113k▲
Current portion of amounts payable after more than one year42€48k€35k▼
Trade debts44€21k€30k▲
Suppliers440/4€21k€30k▲
Advances received on contracts in progress46€282€282=
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€15k€9k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€21k€31k▲
Income statement
Code20222023
Remuneration, social security and pensions62€23k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€22k▼
Other operating charges640/8€12k€7k▼
Gross operating margin9900€130k€25k▼
Operating profit (loss)9901€46k€-38k▼
Financial income75/76B€0€98▲
Recurring financial income75€0€98▲
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€37k€-45k▼
Income taxes67/77€10k-
Profit (loss) for the period9904€26k€-45k▼
Profit (loss) for the period to be appropriated9905€26k€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-56k▼
Profit (loss) brought forward from the previous period14P€-38k€-12k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-08
KBO administration
Address struck
Pas 119 2440 Geel L’adresse du siège Pas 119 2440 Geel a été Die Sitzadresse Pas 119 2440 Geel wurde mit · event 02-06-2026
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 183 days late
2023
31-12
Financial
Weakest financial yearnet €-45k ▼270%
Net result drops to €-45k, the lowest in the series.
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 5 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €28k ▲506%
Operating result €50k, net result €28k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
2015
30-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,049 m²
Building footprint
78 m²
Volume, LiDAR
835 m³
Parcel 13376G0663/00H022, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Establishment
since 20102.192.681.040
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0663/00H022 | Flanders | 1,049 m² | 1 · 78 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 333 EUR awarded · 333 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 75 EUR | 75 EUR |
| 2023 | 1 | 258 EUR | 258 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,682 companies in sector 66220 we hold annual accounts for 3,227. 782 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2008
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.