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BENALUX CONSTRUCTION

Active
Private limited companyfounded 20205 yrs activeChemin de la Terre Franche, NEU 70, 6840 Neufchâteau, BelgiumKBO/BCE: BE 0756.892.285
Summary

The computed 12-month bankruptcy probability of BENALUX CONSTRUCTION is 7.5% (elevated). The 2024 annual accounts show equity of €83,704 and a net result of €17,880. Equity is growing by ~45% per year across the filed fiscal years. Its solvency ranks better than 72% of 9971 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
BENALUX CONSTRUCTIONActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€566,876turnover 2024
Equity
€83,704
Profit
€17,880
Financial health
36 Weak Checked score 2024
Bankruptcy chance 12 m
7.5%
Structure
Accounts 65 d overdue0 of 1 deed read
Why 36- 1 financial year not filed after the legal deadline; latest accounts 32 days late; 3 of the last 3 late- Size: turnover €566,876, total assets €132,023- Figures for FY 2024 (filed 02-09-2025)- Liquidity: current ratio 2.73, cash €376, halvedShow the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 53% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 88+40
equity 63.4% of total assets
Liquidity 34-5
short-term debt 36.6% · cash 0.3%
Profitability 71+14
return on assets 13.5%
Bankruptcy probability, 12 months
7.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,211 companies)
Last 24 months 11-2024: 4.3%lowest value 12-2024: 4.3%● 0.0% vs 11-2024lowest value 01-2025: 4.3%● 0.0% vs 12-2024lowest value 02-2025: 4.3%● 0.0% vs 01-2025lowest value 03-2025: 4.5%▲ +5.7% vs 02-2025 04-2025: 4.7%▲ +2.6% vs 03-2025 05-2025: 4.6%▼ -1.8% vs 04-2025 06-2025: 4.6%▲ +1.1% vs 05-2025 07-2025: 4.6%● 0.0% vs 06-2025 08-2025: 5.7%▲ +23.3% vs 07-2025 09-2025: 6.2%▲ +8.0% vs 08-2025 10-2025: 6.3%▲ +1.8% vs 09-2025 11-2025: 6.1%▼ -2.0% vs 10-2025 12-2025: 6.1%● 0.0% vs 11-2025 01-2026: 6.2%▲ +1.6% vs 12-2025 02-2026: 6.0%▼ -3.6% vs 01-2026 03-2026: 6.3%▲ +5.6% vs 02-2026 04-2026: 6.3%▼ -0.1% vs 03-2026 05-2026: 6.2%▼ -2.1% vs 04-2026 06-2026: 6.0%▼ -2.6% vs 05-2026 07-2026: 5.9%▼ -2.6% vs 06-2026 08-2026: 6.4%▲ +8.2% vs 07-2026 09-2026: 6.6%▲ +3.1% vs 08-2026 10-2026: 7.5%▲ +14.0% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 32 days late; 3 of the last 3 late raises the probability
  • Size: turnover €566,876, total assets €132,023 raises the probability for this profile
  • Figures for FY 2024 (filed 02-09-2025) raises the probability
  • Liquidity: current ratio 2.73, cash €376, halved raises the probability
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.73 against 1.29 in 2023; short-term debt: 36.6% and cash: 0.3% of total assets), and 36.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 73%, liquidity 29%, profitability 45%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 32 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: turnover €566,876, total assets €132,023
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 02-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.73, cash €376, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
32 d late
2023
72 d late
2022
49 d late
2021
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 53 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Liquidity doublescurrent ratio 2.73
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Turnover 20244 fiscal years filed €566,876 View
  • Active since 2020founded 22-10-2020 5 years View

By topic

Financials

Fiscal year
2024
Turnover
€566,876
Profit
€17,880
Solvency
63.4%
Turnover▲ 20.3%
Net result
20212024
Go to Financials

Timeline

Events
6
Since
2022
  1. 01-09-2025Annual accounts filed
  2. 31-12-2024Liquidity doubles
  3. 11-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
22-10-2020
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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