BEN WILMS
ActiveThe computed 12-month bankruptcy probability of BEN WILMS is 2.1% (moderate). The 2025 annual accounts show equity of €102k and a net result of €36k. Its solvency ranks better than 47% of 4418 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▼-11
Growth52
Stability82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity tight (current ratio 1.33 against 1.69 in 2024), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
13.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 55.4%
2024 · €66k
2024: €66k
2024 → 2025
Total assets
€270k▲ 64.2%
2024 · €164k
2024: €164k
2024 → 2025
Net result
€36k▼ 40.0%
2024 · €61k
2024: €61k
2024 → 2025
Working capital
€52k▼ 21.9%
2024 · €66k
2024: €66k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€66k-€102k▲ 55.4%
Operating result€76k-€37k▼ 51.8%
Net result€61k-€36k▼ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€63k▲ 4,210%
Current assets
€207k▲ 27.2%
Equity and liabilities €270k
Equity
€102k▲ 55.4%
Debt
€168k▲ 70.1%
The debt ratio rises from 59.9% to 62.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€39k▼
2024 · €76k
Cash flow
€39k▼
2024 · €61k
Solvency
37.9%▼
2024 · 40.1%
Current ratio
1.33▼
2024 · 1.69
Quick ratio
1.33▼
2024 · 1.69
Debt / equity
1.64▲
2024 · 1.50
ROE
35.7%▼
2024 · 92.4%
ROA
13.5%▼
2024 · 37.0%
Interest coverage
232.84▲
2024 · -32629.03
Debt
€168k▲
2024 · €99k
Debt ≤ 1 year
€155k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€270k▲
Fixed assets21/28€1k€63k▲
Tangible fixed assets22/27€1k€63k▲
Plant, machinery and equipment23€1k€63k▲
Current assets29/58€163k€207k▲
Amounts receivable within one year40/41€145k€190k▲
Trade receivables40€6k€2k▼
Other amounts receivable41€140k€189k▲
Current investments50/53-€4k
Cash at bank and in hand54/58€15k€10k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€164k€270k▲
Equity10/15€66k€102k▲
Contributions10/11€5k€5k=
Reserves13€61k€97k▲
Distributable reserves133€61k€97k▲
Amounts payable17/49€99k€168k▲
Amounts payable within one year42/48€97k€155k▲
Trade debts44€70k€135k▲
Suppliers440/4€70k€135k▲
Taxes, remuneration and social security45€26k€20k▼
Taxes450/3€16k€15k▼
Remuneration and social security454/9€10k€5k▼
Accrued charges and deferred income492/3€2k€12k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€784-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€270€3k▲
Other operating charges640/8€403€523▲
Gross operating margin9900€78k€40k▼
Operating profit (loss)9901€76k€37k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€-2€169▲
Recurring financial charges65€-2€169▲
Profit (loss) for the period before taxes9903€76k€36k▼
Income taxes67/77€15k-
Profit (loss) for the period9904€61k€36k▼
Profit (loss) for the period to be appropriated9905€61k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€36k▼
Transfer to equity691/2€61k€36k▼
To other reserves6921€61k€36k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Equity above €100kEq €102k ▲55.4%
2 profitable years in a row build equity to €102k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenstraat 1682840 RumstGround area
1,600 m²
Building footprint
123 m²
Volume, LiDAR
629 m³
Parcel 11036A0442/00X000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEN WILMS
since 20232.352.772.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0442/00X000 | Flanders | 1,600 m² | 1 · 123 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VANDERSTEEN HANS
BE 0465.615.836
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BE 0869.726.447
Roosdaal · Eq €102k
O'JARDIN
BE 0636.893.090
Vaux-sur-Sûre · Eq €102k
DEBO - GARDEN
BE 0449.190.964
Pajottegem · Eq €103k
Gunther Pauwels Meerle
BE 0735.844.077
Hoogstraten · Eq €102k
Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2023
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.