DEBO - GARDEN
ActiveDEBO - GARDEN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €22k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 1190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.97 against 3.64 in 2024), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
15.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
45 d late
2023
30 d late
2022
25 d late
2021
29 d late
2020
90 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€103k▲ 0.4%
2024 · €102k
2018: €56k
2019: €47k
2020: €48k
2021: €50k
2022: €73k
2023: €100k
2024: €102k
2018 → 2025
Total assets
€143k▲ 7.6%
2024 · €133k
2018: €181k
2019: €131k
2020: €94k
2021: €96k
2022: €94k
2023: €108k
2024: €133k
2018 → 2025
Net result
€22k▼ 7.5%
2024 · €24k
2018: €-1k
2019: €-9k
2020: €1k
2021: €2k
2022: €23k
2023: €27k
2024: €24k
2018 → 2025
Working capital
€79k▼ 2.0%
2024 · €81k
2018: €-46k
2019: €-24k
2020: €2k
2021: €9k
2022: €50k
2023: €83k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€73k▲ 45.4%€100k▲ 36.5%€102k▲ 2.3%€103k▲ 0.4%
Operating result€822-€22k▲ 2,628%€31k▲ 36.5%€32k▲ 3.3%€25k▼ 20.1%
Net result€2k-€23k▲ 886%€27k▲ 17.1%€24k▼ 9.1%€22k▼ 7.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€23k▲ 9.8%
Current assets
€119k▲ 7.1%
Equity and liabilities €143k
Equity
€103k▲ 0.4%
Debt
€40k▲ 31.2%
The debt ratio rises from 23.1% to 28.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€35k▼
2024 · €41k
Cash flow
€32k▼
2024 · €34k
Solvency
71.8%▼
2024 · 76.9%
Current ratio
2.97▼
2024 · 3.64
Quick ratio
2.97▼
2024 · 3.64
Debt / equity
0.39▲
2024 · 0.30
ROE
21.9%▼
2024 · 23.8%
ROA
15.7%▼
2024 · 18.3%
Interest coverage
180.44▲
2024 · 11.20
Debt
€40k▲
2024 · €31k
Debt ≤ 1 year
€40k▲
2024 · €31k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€143k▲
Fixed assets21/28€21k€23k▲
Tangible fixed assets22/27€21k€23k▲
Plant, machinery and equipment23€9k€12k▲
Furniture and vehicles24€12k€11k▼
Financial fixed assets28€50-
Current assets29/58€111k€119k▲
Amounts receivable within one year40/41€45k€79k▲
Trade receivables40€16k€47k▲
Other amounts receivable41€29k€32k▲
Cash at bank and in hand54/58€66k€41k▼
Equity and liabilities
Total equity and liabilities10/49€133k€143k▲
Equity10/15€102k€103k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€77k€77k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14€19k€19k▲
Amounts payable17/49€31k€40k▲
Amounts payable within one year42/48€31k€40k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€17-
Other amounts payable47/48€19k€26k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€48k€36k▼
Operating profit (loss)9901€32k€25k▼
Financial income75/76B€938€2k▲
Recurring financial income75€938€2k▲
Financial charges65/66B€4k€308▼
Recurring financial charges65€4k€192▼
Non-recurring financial charges66B€106€116▲
Profit (loss) for the period before taxes9903€29k€27k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€24k€22k▼
Profit (loss) for the period to be appropriated9905€24k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€41k▲
Profit (loss) brought forward from the previous period14P€17k€19k▲
Profit to be distributed694/7€22k€22k=
Return on contributions (dividend)694€10k€10k=
Directors or managers695€12k€12k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
14-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 45 days late
2024
31-12
Financial
Equity above €100kEq €102k ▲2.3%
5 profitable years in a row build equity to €102k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €27k ▲17.1%
Net result €27k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 10.67
Current ratio from 3.37 to 10.67; short-term debt falls from €21k to €9k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 3.37
Current ratio from 1.19 to 3.37; short-term debt falls from €46k to €21k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Patattestraat 621755 PajottegemGround area
1,493 m²
Building footprint
570 m²
Volume, LiDAR
2,937 m³
Parcel 23040C0276/00H000, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Patattestraat 62, 1755 Pajottegem
since 19932.060.556.449
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23040C0276/00H000 | Flanders | 1,493 m² | 1 · 570 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
7 endedSimilar companies · same sector, comparable size
INSIGHT OUTSIDE
BE 0839.883.903
Damme · Eq €103k
O'JARDIN
BE 0636.893.090
Vaux-sur-Sûre · Eq €102k
Tuinen De Brandt
BE 0869.726.447
Roosdaal · Eq €102k
Crea Verta
BE 0543.641.448
Brakel · Eq €103k
BEN WILMS
BE 1003.082.839
Rumst · Eq €102k
Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-1993
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.