BEN PRO PARTNERS
ActiveSummary
The computed 12-month bankruptcy probability of BEN PRO PARTNERS is 5.6% (elevated). The 2025 annual accounts show equity of €18k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 3705 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency74▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.77 against 1.82 in 2024; short-term debt: 51.2% and cash: 85.7% of total assets), but 51.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
50.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€18k▲ 22.1%
2024 · €14k
2020: €5k
2021: €5▼ -99.9% vs 2020
2022: €-4k▼ -87701% vs 2021lowest in 6 years
2023: €2k▲ +138% vs 2022
2024: €14k▲ +848% vs 2023
2025: €18k▲ +22.1% vs 2024highest in 6 years
2020 → 2025
Total assets
€36k▲ 12.8%
2024 · €32k
2020: €11k
2021: €4k▼ -58.6% vs 2020
2022: €1k▼ -70.0% vs 2021lowest in 6 years
2023: €13k▲ +891% vs 2022
2024: €32k▲ +144% vs 2023
2025: €36k▲ +12.8% vs 2024highest in 6 years
2020 → 2025
Net result
€18k▲ 41.6%
2024 · €13k
2020: €2k
2021: €-5k▼ -331% vs 2020lowest in 6 years
2022: €-4k▲ +24.0% vs 2021
2023: €6k▲ +238% vs 2022
2024: €13k▲ +133% vs 2023
2025: €18k▲ +41.6% vs 2024highest in 6 years
2020 → 2025
Working capital
€14k▼ 0.9%
2024 · €14k
2020: €749
2021: €-3k▼ -469% vs 2020
2022: €-5k▼ -81.2% vs 2021lowest in 6 years
2023: €2k▲ +130% vs 2022
2024: €14k▲ +848% vs 2023highest in 6 years
2025: €14k▼ -0.9% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5-€-4k€2k€14k▲ 848%€18k▲ 22.1%
2021: €5
2022: €-4k▼ -87701% vs 2021lowest in 5 years
2023: €2k▲ +138% vs 2022
2024: €14k▲ +848% vs 2023
2025: €18k▲ +22.1% vs 2024highest in 5 years
Operating result€-5k-€-4k▲ 26.7%€6k€13k▲ 128%€18k▲ 41.2%
2021: €-5klowest in 5 years
2022: €-4k▲ +26.7% vs 2021
2023: €6k▲ +247% vs 2022
2024: €13k▲ +128% vs 2023
2025: €18k▲ +41.2% vs 2024highest in 5 years
Net result€-5k-€-4k▲ 24.0%€6k€13k▲ 133%€18k▲ 41.6%
2021: €-5klowest in 5 years
2022: €-4k▲ +24.0% vs 2021
2023: €6k▲ +238% vs 2022
2024: €13k▲ +133% vs 2023
2025: €18k▲ +41.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€3k
Current assets
€33k
Equity and liabilities €36k
Equity
€18k ▲ 22.1%
Debt
€18k ▲ 5.2%
Debt's share of the balance-sheet total falls from 54.9% to 51.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k
Cash flow
€18k
Current ratio
1.77▼
2024 · 1.82
Quick ratio
1.67▼
2024 · 1.72
Debt to equity
1.05▼
2024 · 1.22
ROE
103.8%▲
2024 · 89.4%
ROA
50.6%▲
2024 · 40.3%
Interest coverage
112.45
Debt ≤ 1 year
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€32k€36k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Current assets29/58€32k€33k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€10k-
Other amounts receivable41€10k-
Cash at bank and in hand54/58€20k€31k▲
Equity and liabilities
Total equity and liabilities10/49€32k€36k▲
Equity10/15€14k€18k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€11k€15k▲
Amounts payable17/49€17k€18k▲
Amounts payable within one year42/48€17k€18k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€11k€621▼
Taxes450/3€11k€621▼
Other amounts payable47/48€4k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€194
Other operating charges640/8€931€913▼
Gross operating margin9900€14k€19k▲
Operating profit (loss)9901€13k€18k▲
Financial charges65/66B€153€165▲
Recurring financial charges65€153€165▲
Profit (loss) for the period before taxes9903€13k€18k▲
Profit (loss) for the period9904€13k€18k▲
Profit (loss) for the period to be appropriated9905€13k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€30k▲
Profit (loss) brought forward from the previous period14P€-1k€11k▲
Profit to be distributed694/7-€15k
Directors or managers695-€15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €265 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €998 | - | €194 | - |
| Other operating charges640/8 | €879 | €453 | €792 | €931 | €913 | ▼ 1.9% |
| Gross operating margin9900 | €-3k | €-2k | €8k | €14k | €19k | ▲ 39.7% |
| Operating profit (loss)9901 | €-5k | €-4k | €6k | €13k | €18k | ▲ 41.2% |
| Financial charges65/66B | €0 | €141 | €177 | €153 | €165 | ▲ 7.5% |
| Recurring financial charges65 | €0 | €141 | €177 | €153 | €165 | ▲ 7.5% |
| Profit (loss) for the period before taxes9903 | €-5k | €-4k | €6k | €13k | €18k | ▲ 41.6% |
| Profit (loss) for the period9904 | €-5k | €-4k | €6k | €13k | €18k | ▲ 41.6% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €-4k | €6k | €13k | €18k | ▲ 41.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4k | €1k | €13k | €32k | €36k | ▲ 12.8% |
| Fixed assets21/28 | €3k | €998 | - | - | €3k | - |
| Tangible fixed assets22/27 | €3k | €998 | - | - | €3k | - |
| Furniture and vehicles24 | €3k | €998 | - | - | €3k | - |
| Current assets29/58 | €2k | €316 | €13k | €32k | €33k | ▲ 2.4% |
| Stocks and contracts in progress3 | - | - | - | €2k | €2k | = |
| Stocks30/36 | - | - | - | €2k | €2k | = |
| Amounts receivable within one year40/41 | €1k | €138 | - | €10k | - | - |
| Other amounts receivable41 | €1k | €138 | - | €10k | - | - |
| Cash at bank and in hand54/58 | €245 | €177 | €13k | €20k | €31k | ▲ 54.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4k | €1k | €13k | €32k | €36k | ▲ 12.8% |
| Equity10/15 | €5 | €-4k | €2k | €14k | €18k | ▲ 22.1% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Capital10 | €3k | €3k | €3k | €3k | €3k | = |
| Issued capital100 | €3k | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €-3k | €-7k | €-1k | €11k | €15k | ▲ 27.9% |
| Amounts payable17/49 | €4k | €5k | €12k | €17k | €18k | ▲ 5.2% |
| Amounts payable within one year42/48 | €4k | €5k | €12k | €17k | €18k | ▲ 5.2% |
| Trade debts44 | - | €975 | €6k | €3k | €3k | ▼ 12.0% |
| Suppliers440/4 | - | €975 | €6k | €3k | €3k | ▼ 12.0% |
| Taxes, remuneration and social security45 | - | - | €2k | €11k | €621 | ▼ 94.2% |
| Taxes450/3 | - | - | €2k | €11k | €621 | ▼ 94.2% |
| Other amounts payable47/48 | €4k | €4k | €4k | €4k | €15k | ▲ 323% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €-4k | €6k | €13k | €18k | ▲ 41.6% |
| + Depreciation and write-downs630 | €2k | €2k | €998 | - | €194 | - |
| Operating cash flow (approximation) | €-4k | €-2k | €7k | €13k | €18k | ▲ 43.1% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €-68 | €13k | €7k | €11k | ▲ 58.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €18k ▲41.6%
Operating result €18k, net result €18k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-12
Financial
Liquidity times 19current ratio 1.13
Current ratio from 0.06 to 1.13.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Ground area
204 m²
Building footprint
102 m²
Volume, LiDAR
1,385 m³
Parcel 21906D0118/00V003, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Adam restaurant
since 20202.300.348.664
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0118/00V003 | Brussels | 204 m² | 1 · 102 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.300.348.664
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,535 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Scores and ratios are computed by Checked and are not a credit decision.