AYSEL MARCHÉS

Active

Private limited companyfounded 20205 yrs activeGraanmarkt 15, 9400 Ninove, BelgiumKBO/BCE: BE 0758.944.430

The computed 12-month bankruptcy probability of AYSEL MARCHÉS is 4.4% (elevated). The 2024 annual accounts show equity of €10k and a net result of €2k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 18939 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability79▼-1

Solvency68▲+5

Growth78=

Track record94

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.12 against 1.21 in 2023; short-term debt: 56.5% and cash: 44.4% of total assets), and 56.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

43.5%

Return on assets

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

35 d early

2023

55 d early

2022

44 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€10k▲ 22.4%

2023 · €8k

2022: €6k 2023: €8k

2022 → 2024

Total assets

€23k▲ 7.2%

2023 · €22k

2022: €39k 2023: €22k

2022 → 2024

Net result

€2k▼ 2.1%

2023 · €2k

2022: €1k 2023: €2k

2022 → 2024

Working capital

€2k▼ 44.7%

2023 · €3k

2022: €6k 2023: €3k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€6k-€8k▲ 29.7%€10k▲ 22.4%

Operating result€2k-€3k▲ 37.3%€3k▲ 16.3%

Net result€1k-€2k▲ 34.2%€2k▼ 2.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2024 is 16% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €23k

36.8%

63.2%

Fixed assets €9k▲ 64.2%

Current assets €15k▼ 9.5%

Equity and liabilities €23k

43.5%

56.5%

Equity €10k▲ 22.4%

Debt €13k▼ 2.2%

The debt ratio falls from 61.9% to 56.5%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€4k▲

2023 · €3k

Cash flow

€2k▲

2023 · €2k

Solvency

43.5%▲

2023 · 38.1%

Current ratio

1.12▼

2023 · 1.21

Quick ratio

0.80▼

2023 · 0.88

Debt / equity

1.30▼

2023 · 1.63

ROE

18.3%▼

2023 · 22.9%

ROA

8.0%▼

2023 · 8.7%

Interest coverage

11.11▲

2023 · 8.22

Debt

€13k▼

2023 · €14k

Debt ≤ 1 year

€13k▼

2023 · €14k

Income taxes

€968▲

2023 · €476

Staff costs

€2k▼

2023 · €18k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€22k€23k▲

Formation expenses20€240-

Fixed assets21/28€5k€9k▲

Tangible fixed assets22/27-€3k

Furniture and vehicles24-€3k

Financial fixed assets28€5k€5k=

Current assets29/58€16k€15k▼

Stocks and contracts in progress3€4k€4k▼

Stocks30/36€4k€4k▼

Amounts receivable within one year40/41€5k€149▼

Trade receivables40€5k-

Other amounts receivable41€120€149▲

Cash at bank and in hand54/58€7k€10k▲

Equity and liabilities

Total equity and liabilities10/49€22k€23k▲

Equity10/15€8k€10k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€3k€5k▲

Amounts payable17/49€14k€13k▼

Amounts payable within one year42/48€14k€13k▼

Trade debts44€1k€3k▲

Suppliers440/4€1k€3k▲

Taxes, remuneration and social security45€1k€3k▲

Taxes450/3€1k€2k▲

Remuneration and social security454/9-€1k

Other amounts payable47/48€11k€7k▼

Income statement Code20232024

Remuneration, social security and pensions62€18k€2k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65€492▲

Other operating charges640/8€1k€850▼

Gross operating margin9900€22k€7k▼

Operating profit (loss)9901€3k€3k▲

Financial charges65/66B€339€329▼

Recurring financial charges65€339€329▼

Profit (loss) for the period before taxes9903€2k€3k▲

Income taxes67/77€476€968▲

Profit (loss) for the period9904€2k€2k▼

Profit (loss) for the period to be appropriated9905€2k€2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€3k€5k▲

Profit (loss) brought forward from the previous period14P€1k€3k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2025

26-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

06-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2022net €2k ▲34.2%

Net result €2k, the highest in the series.

17-03

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ninove · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Graanmarkt 159400 Ninove

Ground area

255 m²

Building footprint

61 m²

Volume, LiDAR

472 m³

Parcel 41362B1134/00E000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

MILANO

Graanmarkt 15, 9400 NinoveFull-service restaurants

since 20202.310.318.086

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41362B1134/00E000 ProtectedCultural-historical landscape · MonumentHuis DoremontSource ↗	Flanders	255 m²	1 · 61 m²	11.9 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site

Ninove2.310.318.086

1 permission

Toelating · Eetgelegenheid · since 12-02-2024

Similar companies · same sector, comparable size

Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 7,091 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-12-2020

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.