BEN
ActiveBEN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €28k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-24
Solvency88▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.82 in 2024), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
1.1%
Age of the figures
17 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
56 d early
2023
64 d early
2022
49 d early
2021
47 d early
2020
39 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.18M▲ 2.4%
2024 · €1.15M
2019: €933k
2020: €940k
2021: €642k
2022: €832k
2023: €1.07M
2024: €1.15M
2019 → 2025
Total assets
€2.53M▲ 2.0%
2024 · €2.48M
2019: €1.32M
2020: €1.74M
2021: €1.61M
2022: €1.69M
2023: €2.03M
2024: €2.48M
2019 → 2025
Net result
€28k▼ 66.6%
2024 · €83k
2019: €231k
2020: €45k
2021: €-297k
2022: €189k
2023: €238k
2024: €83k
2019 → 2025
Working capital
€1.15M▲ 6.7%
2024 · €1.08M
2019: €722k
2020: €716k
2021: €589k
2022: €686k
2023: €937k
2024: €1.08M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€642k-€832k▲ 29.5%€1.07M▲ 28.6%€1.15M▲ 7.8%€1.18M▲ 2.4%
Operating result€-258k-€255k€335k▲ 31.6%€137k▼ 59.2%€101k▼ 26.3%
Net result€-297k-€189k€238k▲ 25.4%€83k▼ 65.0%€28k▼ 66.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.53M
Fixed assets
€38k▼ 54.6%
Current assets
€2.50M▲ 4.0%
Equity and liabilities €2.53M
Equity
€1.18M▲ 2.4%
Debt
€1.35M▲ 1.7%
The debt ratio falls from 53.6% to 53.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€114k▼
2024 · €182k
Cash flow
€41k▼
2024 · €129k
Solvency
46.6%▲
2024 · 46.4%
Current ratio
1.85▲
2024 · 1.82
Quick ratio
1.58▲
2024 · 1.54
Debt / equity
1.15▼
2024 · 1.15
ROE
2.4%▼
2024 · 7.2%
ROA
1.1%▼
2024 · 3.4%
Interest coverage
1.19▼
2024 · 2.41
Debt
€1.35M▲
2024 · €1.33M
Debt ≤ 1 year
€1.35M▲
2024 · €1.32M
Income taxes
€284▲
2024 · €244
Staff costs
€707k▼
2024 · €782k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.48M€2.53M▲
Fixed assets21/28€84k€38k▼
Tangible fixed assets22/27€21k€13k▼
Plant, machinery and equipment23€8k€7k▼
Other tangible fixed assets26€13k€5k▼
Financial fixed assets28€62k€25k▼
Current assets29/58€2.40M€2.50M▲
Stocks and contracts in progress3€360k€365k▲
Stocks30/36€360k€365k▲
Amounts receivable within one year40/41€1.30M€1.53M▲
Trade receivables40€1.10M€1.31M▲
Other amounts receivable41€200k€216k▲
Cash at bank and in hand54/58€356k€192k▼
Deferred charges and accrued income490/1€385k€410k▲
Equity and liabilities
Total equity and liabilities10/49€2.48M€2.53M▲
Equity10/15€1.15M€1.18M▲
Contributions10/11€2.08M€2.08M=
Capital10€2.08M€2.08M=
Issued capital100€2.08M€2.08M=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Profit (loss) carried forward14€-935k€-908k▲
Amounts payable17/49€1.33M€1.35M▲
Amounts payable within one year42/48€1.32M€1.35M▲
Financial debts43€806k€790k▼
Credit institutions430/8€806k€790k▼
Trade debts44€374k€417k▲
Suppliers440/4€374k€417k▲
Advances received on contracts in progress46€12k€4k▼
Taxes, remuneration and social security45€79k€84k▲
Taxes450/3€14k€14k▼
Remuneration and social security454/9€65k€71k▲
Other amounts payable47/48€50k€50k=
Accrued charges and deferred income492/3€9k€7k▼
Income statement
Code20242025
Non-recurring operating income76A€650-
Remuneration, social security and pensions62€782k€707k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k-
Other operating charges640/8€11k€10k▼
Gross operating margin9900€984k€831k▼
Operating profit (loss)9901€137k€101k▼
Financial income75/76B€22k€23k▲
Recurring financial income75€22k€23k▲
Financial charges65/66B€76k€96k▲
Recurring financial charges65€76k€96k▲
Profit (loss) for the period before taxes9903€83k€28k▼
Income taxes67/77€244€284▲
Profit (loss) for the period9904€83k€28k▼
Profit (loss) for the period to be appropriated9905€83k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-935k€-908k▲
Profit (loss) brought forward from the previous period14P€-1.02M€-935k▲
Social balance
Average headcount (FTE)908711.811.1▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €238k ▲25.4%
Operating result €335k, net result €238k, both a record.
31-03
Financial
Equity above €1MEq €1.07M ▲28.6%
2 profitable years in a row build equity to €1.07M.
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €189k
Net result €189k after one loss-making year.
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-297k ▼758%
Net result drops to €-297k, the lowest in the series; recovery starts the following year.
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Camille Cigrang
CurrentDirector · since 01-01-2024
01-01-2024
Camille Cigrang: Appointed as Director
31-12-2023
Beacon Ave NV: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Italiëlei 2152000 AntwerpenGround area
1,501 m²
Building footprint
1,462 m²
Volume, LiDAR
22,167 m³
2 parcels, Flanders · tallest building 33.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
BEN
since 20092.178.863.587
Christian Wijnants Flagshipstore
since 20152.245.842.582
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E1281/00S009 | Flanders | 1,211 m² | 1 · 1,211 m² | 33.5 m · 1 fl. |
| 11804D0616/00P000 | Flanders | 290 m² | 1 · 251 m² | 19.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 35,000 EUR awarded · 35,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 10,000 EUR | 12,500 EUR |
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 1 | 10,000 EUR | 7,500 EUR |
| 2022 | 2 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Legal Entity Identifier
984500I13C6B54ADE932
Similar companies · same sector, comparable size
Studio Jixy
BE 0800.559.707
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DE RUYCK PAUL
BE 0406.114.254
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JARICE
BE 0415.556.611
Denderleeuw · Eq €1.10M
APOLLON ENTREPRISES
BE 0402.673.526
Anderlecht · Eq €1.29M
BEE-FASHION
BE 0433.700.361
Waregem · Eq €1.30M
Of 1,092 companies in sector 14210 we hold annual accounts for 211. 101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-06-2009
Fiscal year end31-03
Activities, NACEBEL
14130Manufacture of wearing apparel
14210Manufacture of outerwear
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
46425Wholesale trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.