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BEMSOL

Active Risk: not assessed Public limited companyfounded 1981active for 45 yearsAvenue des Pommiers 22, 4053 ChaudfontaineKBO/BCE: BE 0422.099.161 #5 oldest company in Chaudfontaine, Finance and insurance sector
BEMSOL
Financial year 2025
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Annual accounts 2025

full format, filed on 29-09-2026, 60 days late
€5.1m
▲ 13.2%
€7.6m
▼ 27.4%
€595,985
▼ 11.4%
67.3%
▲ 24.2 percentage points
11.7%
▼ 3.2 percentage points
7.9%
▲ 1.4 percentage points

The turnover shown is an estimate from the gross margin.

In the rankings #5 oldest company in Chaudfontaine, Finance and insurance sector#7 company by equity in Chaudfontaine, Finance and insurance sector

Balance sheet

balance sheet total €7.6m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

67.3%

Higher than 56% of 3,042 companies in 2025.

7.9%

Higher than 77% of 3,034 companies in 2025.

BEMSOL Middle half of the sector 80% of the sector Full accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 7.6m10.4m13.4m11.5m7.7m7.4m8.9m7.6m6.6m7.4m4.4m3.0m2.7m3.6m2.6m2.5m2.1m622,988549,493468,053
20 --------------4008001,2001,600--
21/28 164,339205,199241,867165,53590,236118,172214,356260,211299,204229,622277,274330,233294,243332,342217,177193,186212,659233,094245,183103,329
22/27 164,339205,199241,867165,53590,236118,172214,356260,211299,204229,622277,274330,233294,243332,342216,777192,386211,459231,494245,183103,329
22 70,70274,35978,01681,67385,58289,492160,198166,878173,557180,692203,893227,095250,296270,972172,021191,313210,605229,897244,637102,802
24 90,817127,061163,58383,3272,44924,80848,61886,125123,77146,78670,969103,13943,94761,37144,7561,0738541,597546527
26 2,8213,7802685362,2043,8725,5407,2081,8762,1442,412---------
29/58 7.4m10.2m13.2m11.4m7.6m7.3m8.7m7.4m6.3m7.1m4.2m2.7m2.4m3.3m2.4m2.3m1.9m389,894304,310364,724
40/41 355,538458,996374,496130,287119,68476,69858,51955,57752,35154,81952,19423,71369912,2927,10447243,33458,80311,0081,814
40 53,56748,34849,26711,05163,62358,79633,06147,29447,98934,59032,25723,54269912,292331-1,84017,3105,9511,418
41 301,970410,648325,229119,23756,06117,90225,4588,2844,36120,22819,936171--6,77347241,49441,4935,057396
50/53 6.8m9.6m11.4m9.9m5.7m5.7m7.7m7.1m4.3m5.5m3.6m1.7m1.7m2.6m2.0m1.9m1.5m202,243287,340358,570
54/58 226,540188,8831.4m1.4m1.7m1.6m930,581265,2821.9m1.5m479,968984,439722,305626,576365,405415,207418,004127,3154,1693,216
490/1 4,087-259-1,4631,2471,6072,5672,6052,6283,0422,640409400--1,3611,5331,7931,124
Balance sheet: equity and liabilities
10/49 7.6m10.4m13.4m11.5m7.7m7.4m8.9m7.6m6.6m7.4m4.4m3.0m2.7m3.6m2.6m2.5m2.1m622,988549,493468,053
10/15 5.1m4.5m3.8m2.6m2.2m1.5m2.7m1.6m1.9m1.3m1.4m-1.5m1.7m1.5m857,775960,592927,541196,774361,626213,913
10/11 4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m525,000525,000525,000525,000525,000525,000525,000123,947123,947
10 4.5m4.5m4.5m4.5m4.5m---------------
100 4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m4.5m525,000525,000525,000525,000525,000525,000525,000123,947123,947
13 114,51990,19190,19190,19190,19190,19190,19180,57670,20360,50056,61652,76652,50052,50052,50052,50052,50012,39512,39412,395
130/1 76,82852,50052,50052,50052,50052,500--------------
130 76,82852,50052,50052,50052,50052,50052,50052,50052,50052,50052,50052,50052,50052,50052,50052,50052,50012,39512,39412,395
132 37,69137,69137,69137,69137,69137,69137,69128,07617,7038,0004,116266--------
14 462,227-109,431-782,025-2.0m-2.5m-3.1m-2.0m-3.1m-2.7m-3.2m-3.1m-2.1m1.1m896,583280,275383,092350,041-340,621225,28577,571
16 -----------3.3m--------
160/5 -----------3.3m--------
17/49 2.5m5.9m9.6m8.9m5.5m5.9m6.2m6.1m4.7m6.0m3.0m1.3m977,3222.1m1.7m1.6m1.2m426,214187,867254,140
42/48 2.5m5.9m9.6m8.9m5.3m5.8m6.2m6.1m4.7m6.0m3.0m1.1m723,2392.0m1.6m1.6m1.2m426,214186,867254,140
43 ----------------6223,205--
430/8 ----------------6223,205--
44 15,76227,21127,7112,380--------1252,2765962,8952,3854,00721,8612,150
440/4 15,76227,21127,7112,380--------1252,2765962,8952,3854,00721,8612,150
45 45,7682,8653,4186,1333,7228,0414,97510,172-3,9254,85679,39685,818213,3237,92079,46586,93718,28630,49221,755
450/3 42,1032,8653,4182,9312,9968,0414,9756,572-3,9254,85674,41184,630213,32342079,46581,93716,28630,49217,755
454/9 3,665--3,202726--3,600---4,9851,188-7,500-5,0002,000-4,000
47/48 2.4m5.9m9.5m8.9m5.3m5.8m6.2m6.1m4.7m6.0m3.0m1.0m637,2961.8m1.6m1.5m1.1m380,716134,514230,235
492/3 53023,114--217,719107,77490---811175,028254,083100,023159,933---1,000-
Income statement
76A ---0----100-----------
9900 173,182144,550174,404121,047145,495328,245117,311134,935150,156142,12277,475-26,421-50,298-19,602-1,786-21,130-5,09417,7784,10797,080
630 40,20740,53922,1787,41130,35330,29547,34148,17547,66647,65259,07543,78342,45442,46531,54920,93620,68320,70719,47613,919
631/4 -750-----------------750-
640/8 4,0572,9732,7314,2951,0774,0604,2003,6293,4614,9174,9436,2674,7213,8795,6322,8552,3466,92635,3132,150
66A -----------3.3m--------
9901 129,668101,038149,496109,341114,065293,88965,77083,13199,02989,55313,458-76,471-97,473-65,946-38,967-44,921-28,122-9,855-51,43281,011
75/76B 835,801628,9281.2m523,074721,551282,7791.1m264,140430,064209,049188,352223,132359,317942,449221,477296,3381.0m169,832461,69834,587
75 835,801628,9281.2m523,074721,551282,7791.1m264,140430,064209,049188,352223,132359,317942,449221,477296,3381.0m169,832461,69834,587
65/66B 299,84157,20738,182195,827105,5191.7m18,305644,34616,894404,7211.2m92,501-74,84850,573284,657218,367194,605725,878186,16011,535
65 299,84157,20738,182195,827105,5191.7m18,305644,34616,894404,7211.2m92,501-74,84850,573284,657218,367194,605725,878186,16011,535
9903 665,629672,7581.3m436,587730,097-1.1m1.1m-297,075512,199-106,119-1.0m-3.2m336,692825,930-102,14733,051809,106-565,901224,106104,063
67/77 69,64416539,90316566,7556,44574954137714215146896,605209,621670-78,338576,39227,738
9904 595,985672,5941.2m436,423663,342-1.1m1.1m-297,616511,822-106,261-1.0m-3.2m240,086616,309-102,81733,051730,767-565,906147,71476,325
689 ------9,61610,3729,7033,8843,851266--------
9905 595,985672,5941.2m436,423663,342-1.1m1.1m-307,989502,119-110,145-1.0m-3.2m240,086616,309-102,81733,051730,767-565,906147,71476,325
Appropriation of the result
9906 486,554-109,431-782,025-2.0m-2.5m-3.1m-2.0m-3.1m-2.7m-3.2m-3.1m-2.1m1.1m896,583280,275383,092390,146-340,621225,28577,571
14P -109,431-782,025-2.0m-2.5m-3.1m---------------
691/2 24,328---------------40,105---
6920 ----------------40,105---
6921 24,328-------------------
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The accounts for 24 older financial years (1982-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 60 days after the deadline. Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00538643.

Financial year Type Filed Reference Document
31-12-2025 full format 29-09-2026 2026-00538643 PDF
31-12-2024 full format 29-08-2025 2025-00429957 PDF
31-12-2023 full format 30-08-2024 2024-00409068 PDF
31-12-2022 micro format 31-08-2023 2023-00391810 PDF
31-12-2021 micro format 31-08-2022 2022-20366557 PDF
31-12-2020 micro format 31-08-2021 2021-58600585 PDF
31-12-2019 micro format 22-07-2020 2020-32100198 PDF
31-12-2018 micro format 30-08-2019 2019-59900561 PDF
31-12-2017 micro format 31-08-2018 2018-55200530 PDF
31-12-2016 micro format 28-09-2017 2017-63100437 PDF
31-12-2015 full format 30-08-2016 2016-49300359 PDF
31-12-2014 full format 28-08-2015 2015-48800202 PDF
31-12-2013 full format 21-08-2014 2014-43800539 PDF
31-12-2012 full format 18-07-2013 2013-31400548 PDF
31-12-2011 full format 30-07-2012 2012-34200325 PDF
31-12-2010 full format 22-08-2011 2011-41400177 PDF
31-12-2009 full format 30-07-2010 2010-36000344 PDF
31-12-2008 full format 31-08-2009 2009-67400397 PDF
31-12-2007 full format 15-05-2008 2008-13800358 PDF
31-12-2006 full format 02-08-2007 2007-52300209 PDF
31-12-2005 full format 23-05-2006 2006-15604989 PDF
31-12-2004 full format 27-06-2005 2005-32701782 PDF
31-12-2003 full format 15-10-2004 2004-73802159 PDF
31-12-2002 full format 16-07-2003 2003-46101440 PDF
31-12-2001 full format 31-05-2002 2002-16004438 PDF
31-12-2000 full format 21-05-2001 2001-13400049 PDF
31-12-1999 full format 16-05-2000 2000-13100148 PDF
31-12-1998 full format 26-05-1999 1999-11604604 PDF
31-12-1997 full format 28-05-1998 1998-11900818 PDF
31-12-1996 full format 05-05-1997 1997-06804796 PDF
31-12-1995 full format 08-05-1996 1996-07902684 PDF
31-12-1994 full format 12-05-1995 1995-08100396 PDF
31-12-1993 full format 11-05-1994 1994-08301449 PDF
31-12-1992 full format 14-05-1993 1993-07500298 PDF
31-12-1991 full format 26-05-1992 1992-07300605 PDF
31-12-1990 unclassified schema 03-06-1991 1991-07203563 PDF
31-12-1989 full format 23-05-1990 1990-05504737 PDF
31-12-1988 full format 18-05-1989 1989-04402114 PDF
31-12-1987 full format 25-05-1988 1988-04702204 PDF
31-12-1986 full format 21-05-1987 1987-06605256 PDF
31-12-1985 abbreviated format 18-06-1986 1986-18402335 PDF
31-12-1984 full format 04-07-1985 1985-20300838 PDF
31-12-1983 unclassified schema 30-08-1984 1984-12602471 PDF
31-12-1982 unclassified schema 13-07-1983 1983-09401434 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
03,87298,50982,7112,4179081,4879,181117,24906,11579,7734,355157,63155,5401,4632486,618161,330105,837
37,657-1.2m22,006-377,085178,303631,869665,298-1.6m336,3531.1m-504,471262,13495,729261,171-49,802-2,797290,689123,146953-
67.3%43.1%28.6%22.5%28.1%20.7%30.0%20.4%28.2%18.2%32.6%-50.6%63.7%40.8%32.9%38.0%43.3%31.6%65.8%45.7%
11.7%14.9%32.3%16.8%30.7%-73.4%41.5%-19.1%27.6%-7.9%-70.5%-14.0%41.8%-12.0%3.4%78.8%-287.6%40.8%35.7%
7.9%6.4%9.2%3.8%8.6%-15.2%12.4%-3.9%7.8%-1.4%-23.0%-107.2%8.9%17.1%-3.9%1.3%34.1%-90.8%26.9%16.3%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€3,872€98,509€82,711€2,417
Financial fixed assets€0----
€40,207€40,539€22,178€7,411€30,353

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on BEMSOL

The operating result for 2025 is 28% higher than in 2024. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 56.9% to 32.7%. Equity is higher and debt is lower.

Large changes and their cause
  • 2023 Net result +184% on 2022. The accounts now follow the full format, last year the micro format.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

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