BEMS Solutions
ActiveSummary
BEMS Solutions has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €484k and a net result of €95k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.54 against 10.54 in 2024; short-term debt: 17.7% and cash: 88.5% of total assets), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.3%
Return on assets
16.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
1 d early
2023
on the day
2022
4 d late
2021
19 d late
2020
9 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€484k▲ 6.0%
2024 · €457k
2018: €137k
2019: €159k
2020: €184k
2021: €261k
2022: €321k
2023: €400k
2024: €457k
2018 → 2025
Total assets
€588k▲ 17.0%
2024 · €503k
2018: €197k
2019: €238k
2020: €255k
2021: €419k
2022: €437k
2023: €447k
2024: €503k
2018 → 2025
Net result
€95k▲ 67.5%
2024 · €57k
2018: €2k
2019: €24k
2020: €25k
2021: €77k
2022: €60k
2023: €79k
2024: €57k
2018 → 2025
Working capital
€472k▲ 16.4%
2024 · €405k
2018: €77k
2019: €78k
2020: €118k
2021: €188k
2022: €261k
2023: €349k
2024: €405k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€261k-€321k▲ 23.0%€400k▲ 24.6%€457k▲ 14.2%€484k▲ 6.0%
Operating result€113k-€76k▼ 32.9%€114k▲ 49.6%€81k▼ 28.9%€170k▲ 110%
Net result€77k-€60k▼ 21.9%€79k▲ 31.5%€57k▼ 28.0%€95k▲ 67.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 110% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€13k ▼ 76.9%
Current assets
€576k ▲ 28.6%
Equity and liabilities €588k
Equity
€484k ▲ 6.0%
Debt
€104k ▲ 128%
Debt's share of the balance-sheet total rises from 9.1% to 17.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€172k▲
2024 · €88k
Cash flow
€97k▲
2024 · €64k
Current ratio
5.54▼
2024 · 10.54
Quick ratio
5.41▼
2024 · 10.22
Debt to equity
0.21▲
2024 · 0.10
ROE
19.7%▲
2024 · 12.4%
ROA
16.2%▲
2024 · 11.3%
Interest coverage
249.00▲
2024 · 70.90
Debt ≤ 1 year
€104k▲
2024 · €42k
Income taxes
€40k▲
2024 · €23k
Staff costs
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€503k€588k▲
Fixed assets21/28€55k€13k▼
Tangible fixed assets22/27€54k€12k▼
Land and buildings22€50k€8k▼
Furniture and vehicles24€4k€4k▼
Financial fixed assets28€1k€1k=
Current assets29/58€448k€576k▲
Stocks and contracts in progress3€14k€13k▼
Stocks30/36€14k€13k▼
Amounts receivable within one year40/41€45k€37k▼
Trade receivables40€20k€25k▲
Other amounts receivable41€25k€12k▼
Cash at bank and in hand54/58€382k€521k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€503k€588k▲
Equity10/15€457k€484k▲
Contributions10/11€7k€7k=
Reserves13€389k€417k▲
Distributable reserves133€389k€417k▲
Profit (loss) carried forward14€61k€61k=
Amounts payable17/49€46k€104k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€42k€104k▲
Current portion of amounts payable after more than one year42€7k€3k▼
Trade debts44€24k€26k▲
Suppliers440/4€24k€26k▲
Taxes, remuneration and social security45€4k€4k=
Taxes450/3€3k€3k=
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€6k€70k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€387€448▲
Non-recurring operating charges66A-€222
Gross operating margin9900€91k€175k▲
Operating profit (loss)9901€81k€170k▲
Financial charges65/66B€1k€35k▲
Recurring financial charges65€1k€690▼
Non-recurring financial charges66B-€34k
Profit (loss) for the period before taxes9903€80k€135k▲
Income taxes67/77€23k€40k▲
Profit (loss) for the period9904€57k€95k▲
Profit (loss) for the period to be appropriated9905€57k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€156k▲
Profit (loss) brought forward from the previous period14P€61k€61k=
Transfer from equity791/2-€68k
Transfer to equity691/2€57k€95k▲
To other reserves6921€57k€95k▲
Profit to be distributed694/7-€68k
Return on contributions (dividend)694-€68k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2018net €95k ▲67.5%
Operating result €170k, net result €95k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 10.68
Current ratio from 3.77 to 10.68; short-term debt falls from €94k to €36k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Equity above €200kEq €261k ▲41.6%
4 profitable years in a row build equity to €261k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Equity above €150kEq €159k ▲16.6%
2 profitable years in a row build equity to €159k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hovade 114130 EsneuxGround area
1,000 m²
Building footprint
210 m²
Volume, LiDAR
1,456 m³
Parcel 62101B0105/00M000, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Hovade 11, 4130 Esneux
since 20142.228.972.007
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101B0105/00M000 | Wallonia | 1,000 m² | 1 · 210 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HEFTRUCKS DURNEZ
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MANUTECH
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Of 268 companies in sector 28220 we hold annual accounts for 231. 176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
28220Manufacture of machinery and equipment not elsewhere classified
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.