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BEMICOLOR

Active
Public limited companyfounded 198342 yrs activeChaussée de Philippeville(LOV) 99, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0425.071.717
Summary

BEMICOLOR has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186,966 and a net result of €33,210. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 5730 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BEMICOLORActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of construction materials, general range
NACE 46831Manufacture of chemicals and chemical products NACE 20300NACE 46731
#2 oldest company in Gerpinnes, Wholesale and retail trade sector2 sites
Size
€467,017total assets 2025
Staff
2 FTE
Equity
€186,966
Profit
€33,210
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
1 member
Accounts 3 d early1 of 8 deeds read
Why 94- Sector Wholesale trade (NACE 46)+ Founded in 1983+ Liquidity: current ratio 1.36, cash €79,139+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 65+8
equity 40.0% of total assets
Liquidity 40+3
short-term debt 60.0% · cash 16.9%
Profitability 78=
return on assets 7.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -0.9% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▼ -0.6% vs 02-2025 04-2025: 0.3%▲ +3.6% vs 03-2025 05-2025: 0.4%▲ +2.0% vs 04-2025 06-2025: 0.4%▲ +9.3% vs 05-2025 07-2025: 0.5%▲ +35.5% vs 06-2025 08-2025: 0.8%▲ +60.8% vs 07-2025highest value 09-2025: 0.2%▼ -77.5% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.1% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -0.5% vs 02-2026 04-2026: 0.2%▲ +2.7% vs 03-2026 05-2026: 0.2%▲ +2.6% vs 04-2026 06-2026: 0.2%▲ +6.1% vs 05-2026 07-2026: 0.2%▲ +2.4% vs 06-2026 08-2026: 0.1%▼ -47.4% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1983 lowers the probability for this profile
  • Liquidity: current ratio 1.36, cash €79,139 lowers the probability
  • Sector Wholesale trade (NACE 46) raises the probability
  • Legal form Public limited company lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.23 in 2024; short-term debt: 60% and cash: 16.9% of total assets), and 60% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 49%, liquidity 38%, profitability 68%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1983
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.36, cash €79,139
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
28 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
55 d late
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Reappointment: ZANETTE Robin (director)State Gazette act
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 16% on equitysector median €1.6m · 5,672 companies €186,966 View
  • Active since 1983founded 07-12-1983 42 years View
  • One director decidessole director in office 1 View

By topic

Financials

Fiscal year
2025
Total assets
€467,017
Profit
€33,210
Solvency
40.0%
Total assets▼ 3.6%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 28-07-2026Annual accounts filed
  2. 21-05-2026Reappointment: ZANETTE Robin (director)
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
07-12-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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