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EUROVERANDA

Active
Private limited companyfounded 199035 yrs activeRijksweg 21, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0442.319.109
Summary

EUROVERANDA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185,950 and a net result of €58,290. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 52% of 9523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Joinery installation
NACE 43320NACE 45421NACE 46731
1 site
Size
€406,248total assets 2025
Staff
2.4 FTE
Equity
€185,950
Profit
€58,290
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 32 d early0 of 11 deeds read
Why 84- Sector Specialised construction activities (NACE 43)- Size: 2.4 FTE, total assets €406,248+ Founded in 1990+ Equity €185,950 (45.8% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 71+19
equity 45.8% of total assets
Liquidity 29-2
short-term debt 54.2% · cash 5.5%
Profitability 87+3
return on assets 14.3%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.7% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.6%▲ +3.9% vs 03-2025 05-2025: 0.6%▲ +2.5% vs 04-2025 06-2025: 0.5%▼ -4.7% vs 05-2025 07-2025: 0.4%▼ -23.1% vs 06-2025lowest value 08-2025: 0.4%● 0.0% vs 07-2025lowest value 09-2025: 0.4%● 0.0% vs 08-2025lowest value 10-2025: 0.4%● 0.0% vs 09-2025lowest value 11-2025: 0.4%● 0.0% vs 10-2025lowest value 12-2025: 0.4%● 0.0% vs 11-2025lowest value 01-2026: 0.4%● 0.0% vs 12-2025lowest value 02-2026: 0.4%● 0.0% vs 01-2026lowest value 03-2026: 0.4%● 0.0% vs 02-2026lowest value 04-2026: 0.4%▲ +4.0% vs 03-2026 05-2026: 0.5%▲ +5.2% vs 04-2026 06-2026: 0.4%▼ -4.8% vs 05-2026 07-2026: 0.4%▲ +2.3% vs 06-2026 08-2026: 0.8%▲ +80.7% vs 07-2026 09-2026: 1.0%▲ +22.3% vs 08-2026highest value 10-2026: 0.4%▼ -56.8% vs 09-2026
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 1990 lowers the probability for this profile
  • Size: 2.4 FTE, total assets €406,248 raises the probability for this profile
  • Equity €185,950 (45.8% of total assets) lowers the probability
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.56 in 2024; short-term debt: 54.2% and cash: 5.5% of total assets), but 54.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 49%, liquidity 18%, profitability 71%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: 2.4 FTE, total assets €406,248
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €185,950 (45.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €185,950
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
38 d early
2023
42 d early
2022
19 d early
2021
30 d early
2020
23 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €150,000Eq €185,950 ▲45.7%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Equity rose in 2025from €127,659 to €185,950 ▲ 45.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Active since 1990founded 15-11-1990 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€406,248
Profit
€58,290
Solvency
45.8%
Total assets▼ 12.9%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 31-12-2025Equity above €150,000
  3. 23-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
15-11-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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