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BEM STUDIO

Active
Private limited companyfounded 2024active for 2 yearsBosveldweg 35, 1180 Ukkel, BelgiumKBO/BCE: BE 1015.004.238
Summary

BEM STUDIO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,793 and a net result of €23,167. Its solvency ranks better than 62% of 11,723 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
€73,193total assets 2025
Equity
€47,793
Profit
€23,167
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 79 days early
Why 97raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.73, cash €55,322Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Equity €47,793 (65.3% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 71, micro)
Financial strength · tick = 2024
Strong
Solvency 90+19
equity 65.3% of total assets
Liquidity 85+13
short-term debt 34.7% · cash 75.6%
Profitability 100=
return on assets 31.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,810 companies, NACE 71, micro)
Last 24 months 11-2025: < 0.1%lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.73, compared with 1.81 in 2024, above the usual 1.5; short-term debt: 34.7% and cash: 75.6% of total assets), and 34.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 63% on solvency, 74% on liquidity, 88% on profitability and 90% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.73, cash €55,322
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €47,793 (65.3% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
79 days early
2024
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 55 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeLegal form clause · Registered…
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€47,793▲ 94.1%
2024 · €24,626
Total assets
€73,193▲ 35.9%
2024 · €53,860
Net result
€23,167▼ 4.0%
2024 · €24,126
Working capital
€44,037▲ 86.4%
2024 · €23,628
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 1% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€30,993 2025 Net result€23,167 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€30,591-€30,993▲ 1.3%
Net result€24,126within the sector's middle half-€23,167within the sector's middle half▼ 4.0%
Equity€24,626within the sector's middle half-€47,793within the sector's middle half▲ 94.1%
Total assets€53,860below the sector's middle half-€73,193within the sector's middle half▲ 35.9%
Debt€29,234-€25,400▼ 13.1%
Working capital€23,628within the sector's middle half-€44,037within the sector's middle half▲ 86.4%
Solvency45.7%within the sector's middle half-65.3%within the sector's middle half▲ 19.6pp
Current ratio1.81within the sector's middle half-2.73within the sector's middle half▲ 0.93
Return on assets (ROA)44.8%above the sector's middle half-31.7%above the sector's middle half▼ 13.1pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,193
Fixed assets €3,756 ▲ 276%
Current assets €69,437 ▲ 31.4%
Equity and liabilities €73,193
Equity €47,793 ▲ 94.1%
Debt €25,400 ▼ 13.1%
Debt's share of the balance-sheet total falls from 54.3% to 34.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€32,716▲
2024 · €30,924
Cash flow
€24,891▲
2024 · €24,459
Debt to equity
0.53▼
2024 · 1.19
ROE
48.5%▼
2024 · 98.0%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€25,400▼
2024 · €29,234
Income taxes
€7,763▲
2024 · €6,470
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€53,860€73,193▲
Fixed assets21/28€998€3,756▲
Intangible fixed assets21€998-
Tangible fixed assets22/27-€3,756
Furniture and vehicles24-€3,756
Current assets29/58€52,862€69,437▲
Amounts receivable within one year40/41€3,369€14,048▲
Trade receivables40€3,369€14,048▲
Cash at bank and in hand54/58€49,474€55,322▲
Deferred charges and accrued income490/1€20€66▲
Equity and liabilities
Total equity and liabilities10/49€53,860€73,193▲
Equity10/15€24,626€47,793▲
Contributions10/11€500€500=
Reserves13€24,000€47,000▲
Distributable reserves133€24,000€47,000▲
Profit (loss) carried forward14€126€293▲
Amounts payable17/49€29,234€25,400▼
Amounts payable within one year42/48€29,234€25,400▼
Financial debts43-€38
Credit institutions430/8-€38
Trade debts44€335€2,366▲
Suppliers440/4€335€2,366▲
Taxes, remuneration and social security45€21,768€17,203▼
Taxes450/3€21,448€17,203▼
Remuneration and social security454/9€320-
Other amounts payable47/48€7,132€5,793▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€333€1,724▲
Other operating charges640/8-€243
Gross operating margin9900€30,924€32,960▲
Operating profit (loss)9901€30,591€30,993▲
Financial income75/76B€9€0▼
Recurring financial income75€9€0▼
Financial charges65/66B€5€63▲
Recurring financial charges65€5€63▲
Profit (loss) for the period before taxes9903€30,596€30,930▲
Income taxes67/77€6,470€7,763▲
Profit (loss) for the period9904€24,126€23,167▼
Profit (loss) for the period to be appropriated9905€24,126€23,167▼
Appropriation of the result
Profit (loss) to be appropriated9906€24,126€23,293▼
Profit (loss) brought forward from the previous period14P-€126
Transfer to equity691/2€24,000€23,000▼
To other reserves6921€24,000€23,000▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€333€1,724▲ 418%
Other operating charges640/8-€243-
Gross operating margin9900€30,924€32,960▲ 6.6%
Operating profit (loss)9901€30,591€30,993▲ 1.3%
Financial income75/76B€9€0▼ 99.7%
Recurring financial income75€9€0▼ 99.7%
Financial charges65/66B€5€63▲ 13×
Recurring financial charges65€5€63▲ 13×
Profit (loss) for the period before taxes9903€30,596€30,930▲ 1.1%
Income taxes67/77€6,470€7,763▲ 20.0%
Profit (loss) for the period9904€24,126€23,167▼ 4.0%
Profit (loss) for the period to be appropriated9905€24,126€23,167▼ 4.0%
Line20242025Change
Assets
Total assets20/58€53,860€73,193▲ 35.9%
Fixed assets21/28€998€3,756▲ 276%
Intangible fixed assets21€998--
Tangible fixed assets22/27-€3,756-
Furniture and vehicles24-€3,756-
Current assets29/58€52,862€69,437▲ 31.4%
Amounts receivable within one year40/41€3,369€14,048▲ 317%
Trade receivables40€3,369€14,048▲ 317%
Cash at bank and in hand54/58€49,474€55,322▲ 11.8%
Deferred charges and accrued income490/1€20€66▲ 232%
Equity and liabilities
Total equity and liabilities10/49€53,860€73,193▲ 35.9%
Equity10/15€24,626€47,793▲ 94.1%
Contributions10/11€500€500=
Reserves13€24,000€47,000▲ 95.8%
Distributable reserves133€24,000€47,000▲ 95.8%
Profit (loss) carried forward14€126€293▲ 133%
Amounts payable17/49€29,234€25,400▼ 13.1%
Amounts payable within one year42/48€29,234€25,400▼ 13.1%
Financial debts43-€38-
Credit institutions430/8-€38-
Trade debts44€335€2,366▲ 607%
Suppliers440/4€335€2,366▲ 607%
Taxes, remuneration and social security45€21,768€17,203▼ 21.0%
Taxes450/3€21,448€17,203▼ 19.8%
Remuneration and social security454/9€320--
Other amounts payable47/48€7,132€5,793▼ 18.8%
Line20242025Change
Profit (loss) for the period9904€24,126€23,167▼ 4.0%
+ Depreciation and write-downs630€333€1,724▲ 418%
Operating cash flow (approximation)€24,459€24,891▲ 1.8%
Investment in fixed assets (approximation)--€4,481-
Change in cash-€5,849-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 13-05-2026 2026-00110379
31-12-2024 micro format 30-06-2025 2025-00203638

Similar companies · same sector, comparable size

Of the 18,231 active companies whose main activity is activities of building architects (NACE 71111), figures are known for 6,447. 5,401 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
BLOCHET Bérénice
Director · since 15-10-2024
Current
BOXHO Mathieu
Director · since 15-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BLOCHET Bérénice
  • Director, from 15-10-2024 to date
BOXHO Mathieu
  • Director, from 15-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 15-10-2024 Incorporation · €500 · 50 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 11 October 2024, BEM STUDIO was incorporated as a private limited company by two natural persons, with a starting capital of €500.12 In 2025 the registered office moved to Uccle.3 Of the 2 current board members, 2 have served since 2024.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-10-2024
  3. 3Belgian Official Gazette, 02-12-2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
13-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
02-12
Gazette deed Registered office
Legal form clause · Registered office clause · Registered-office move4 facts ▸
  • Legal form clause, “Société à responsabilité limitée” (deed in French)
  • Registered office clause, “Chaussée de La Hulpe 114 boîte A04,1000 Bruxelles 1,Belgique” (deed in French)
  • General meeting, 23-10-2025
  • Registered-office move, Bosveldweg,35 1180 Uccle
30-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
15-10
Gazette deed Incorporation
Appointments: BLOCHET Bérénice (director) and BOXHO Mathieu (director) · Founder · Founding capital16 facts ▸
  • Founder, BLOCHET Bérénice
  • Founder, BOXHO Mathieu
  • Other provision, “capacité des comparants, capables et compétents,identité établie au vu cartes d’identité ou attestation d’enregistrement et registre national,non sujets à faill…” (deed in French)
  • Other provision, “avertissement attestation de gestion, loi-programme promotion entreprise indépendante du 1998-02-10 et AR du 1998-10-21 modifié par loi du 2003-01-16,attestatio…” (deed in French)
  • Other provision, “plan financier et responsabilité fondateurs”, 02-09-2024 (deed in French)
  • Incorporation, 10-10-2024
  • Founding capital, €500
  • Capital, €500
  • General meeting, “fixer nombre administrateurs et commissaires,nomination administrateurs non statutaires et commissaire,première AG et premier exercice, assemblée des comparants…” (deed in French)
  • Director appointment, BLOCHET Bérénice (director)
  • Director appointment, BOXHO Mathieu (director)
  • Other provision, “première assemblée générale ordinaire, deuxième mardi du mois de mai 2025” (deed in French)
  • +4 further facts in this act
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded11-10-2024
Financial year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015004238
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
678 m²
Building footprint
127 m²
Building volume
1,590 m³
Parcel 21612C0180/00C003, Brussels · tallest building 16.6 m. Linked by address, not a title deed.
1 establishment unit
BEM STUDIO
Bosveldweg 35, 1180 UkkelActivities of building architects
since 2024unit no. 2.364.883.457
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21612C0180/00C003 Brussels 678 m² 1 · 127 m² 16.6 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

Name clauseThe name the company operates under according to its articles.
BEM STUDIO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, communication préalable Conseil Ordre compétent siège à transférer et nouveau siège,inscription…” (deed in French)

deed of 15-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“ARTICLE DIX-SEPT : POUVOIRS Chaque administrateur a le pouvoir d’accomplir tous les actes nécessaires ou utiles à l'accomplissement de…”
Board ruleHow the board is made up, meets and takes decisions.
“Administrateur(s), durée et étendue pouvoirs y compris délégation fixées par assemblée” (deed in French)
1 more provision on this in the deed

deed of 15-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Tuesday of May at 18:00

deed of 15-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Pouvoirs et gestion journalière, chaque administrateur accomplit actes nécessaires ou utiles objet sauf réservés loi ou statuts à assemblée” (deed in French)
Other provision: “Trois ans renouvelable, commissaires” (deed in French)
Other provision: “Décisions régulières obligatoires même absents ou dissidents, composition et pouvoirs assemblée générale” (deed in French)
Other provision: “Admission et représentation aux assemblées, tout actionnaire inscrit registre actionnaires” (deed in French)
Other provision: “Signer avant participer,mention nom,prénoms,adresse ou dénomination et siège et nombre actions, liste présences et bureau” (deed in French)
Other provision: “Signés membres bureau et actionnaires qui demandent,insérés registre spécial, procès-verbaux et copies” (deed in French)
Other provision: “Modification statuts seulement moyennant approbation préalable Conseil Ordre Architectes compétent, chaque actionnaire-architecte tenu faire…” (deed in French)
1 more provision in the deed, see the deed of 15-10-2024

deed of 15-10-2024