STUTOU
ActiveSTUTOU has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €21k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency68▼-29
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 2.23 in 2024), and 62.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
30 d late
2021
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 28.8%
2024 · €67k
2021: €9k
2022: €20k
2023: €41k
2024: €67k
2021 → 2025
Total assets
€129k▲ 8.3%
2024 · €119k
2021: €44k
2022: €63k
2023: €81k
2024: €119k
2021 → 2025
Net result
€21k▼ 22.2%
2024 · €26k
2021: €8k
2022: €11k
2023: €21k
2024: €26k
2021 → 2025
Working capital
€35k▼ 42.5%
2024 · €61k
2021: €10k
2022: €18k
2023: €34k
2024: €61k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€20k▲ 112%€41k▲ 103%€67k▲ 65.0%€48k▼ 28.8%
Operating result€12k-€17k▲ 42.8%€29k▲ 71.9%€38k▲ 31.5%€33k▼ 13.7%
Net result€8k-€11k▲ 25.8%€21k▲ 93.9%€26k▲ 28.3%€21k▼ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€14k▲ 91.0%
Current assets
€114k▲ 2.8%
Equity and liabilities €129k
Equity
€48k▼ 28.8%
Debt
€81k▲ 56.7%
The debt ratio rises from 43.4% to 62.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€35k▼
2024 · €40k
Cash flow
€22k▼
2024 · €28k
Solvency
37.2%▼
2024 · 56.6%
Current ratio
1.45▼
2024 · 2.23
Quick ratio
1.45▼
2024 · 2.23
Debt / equity
1.69▲
2024 · 0.77
ROE
43.1%▲
2024 · 39.4%
ROA
16.0%▼
2024 · 22.3%
Interest coverage
9.18▼
2024 · 24.08
Debt
€81k▲
2024 · €51k
Debt ≤ 1 year
€79k▲
2024 · €50k
Income taxes
€9k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€129k▲
Fixed assets21/28€7k€14k▲
Tangible fixed assets22/27€7k€14k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€892€9k▲
Other tangible fixed assets26€4k€4k▼
Current assets29/58€111k€114k▲
Amounts receivable within one year40/41€21k€21k▲
Trade receivables40€21k€21k▲
Cash at bank and in hand54/58€90k€92k▲
Deferred charges and accrued income490/1€804€1k▲
Equity and liabilities
Total equity and liabilities10/49€119k€129k▲
Equity10/15€67k€48k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€66k€47k▼
Amounts payable17/49€51k€81k▲
Amounts payable within one year42/48€50k€79k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€24k€17k▼
Taxes450/3€24k€17k▼
Other amounts payable47/48€23k€57k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€41k€36k▼
Operating profit (loss)9901€38k€33k▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€37k€29k▼
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€26k€21k▼
Profit (loss) for the period to be appropriated9905€26k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€87k▲
Profit (loss) brought forward from the previous period14P€40k€66k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2021net €26k ▲28.3%
Operating result €38k, net result €26k, both a record.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomststraat 1358560 WevelgemGround area
716 m²
Building footprint
159 m²
Volume, LiDAR
895 m³
Parcel 34302B0591/00T002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUTOU
since 20202.306.676.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0591/00T002 | Flanders | 716 m² | 1 · 159 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SDW ARCHITECT
BE 0690.996.920
Elsene · Eq €48k
MAARTEN WILLE ARCHITECT
BE 0898.466.161
Aalst · Eq €48k
Atelier d'Architecture Ad'A - architectes associés
BE 0436.137.041
Yvoir · Eq €48k
MT-architecten
BE 0896.165.776
Sint-Niklaas · Eq €48k
BUREAU D'ARCHITECTURE PARADA JAVIER
BE 0879.134.556
Verviers · Eq €48k
Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 5,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2020
Fiscal year end31-03
Activities, NACEBEL
71111Activities of building architects
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.