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Beltiles

Active
Private limited companyfounded 20197 yrs activeVelduilstraat 37, 2100 Antwerpen, BelgiumKBO/BCE: BE 0726.793.086
Summary

Beltiles has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,436 and a net result of €8,863. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 9010 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
BeltilesActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€31,995total assets 2025
Equity
€18,436
Profit
€8,863
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Accounts filed 24 d late0 of 4 deeds read
Why 69- Latest accounts 24 days late; 2 of the last 3 late- Size: total assets €31,995- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 2.36, cash €14,375Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 82% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 83+2
equity 57.6% of total assets
Liquidity 80+36
short-term debt 42.4% · cash 44.9%
Profitability 100+100
return on assets 27.7%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 15.9% 12-2024: 17.3%▲ +9.1% vs 11-2024 01-2025: 20.1%▲ +16.4% vs 12-2024highest value 02-2025: 14.2%▼ -29.7% vs 01-2025 03-2025: 14.3%▲ +1.2% vs 02-2025 04-2025: 7.1%▼ -50.5% vs 03-2025 05-2025: 7.5%▲ +6.5% vs 04-2025 06-2025: 7.3%▼ -3.5% vs 05-2025 07-2025: 7.3%▲ +0.6% vs 06-2025 08-2025: 8.0%▲ +9.1% vs 07-2025 09-2025: 5.8%▼ -28.0% vs 08-2025 10-2025: 7.6%▲ +32.5% vs 09-2025 11-2025: 7.1%▼ -7.4% vs 10-2025 12-2025: 3.4%▼ -51.8% vs 11-2025 01-2026: 3.3%▼ -1.9% vs 12-2025 02-2026: 3.3%▼ -1.2% vs 01-2026 03-2026: 3.3%▲ +0.5% vs 02-2026 04-2026: 3.4%▲ +1.8% vs 03-2026 05-2026: 3.3%▼ -1.5% vs 04-2026 06-2026: 3.2%▼ -4.9% vs 05-2026 07-2026: 3.2%▲ +2.9% vs 06-2026 08-2026: 3.7%▲ +14.4% vs 07-2026 09-2026: 1.0%▼ -72.5% vs 08-2026lowest value 10-2026: 1.0%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.36, cash €14,375 lowers the probability
  • Latest accounts 24 days late; 2 of the last 3 late raises the probability
  • Size: total assets €31,995 raises the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 2.26 in 2024; short-term debt: 42.4% and cash: 44.9% of total assets), and 42.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 66%, liquidity 83%, profitability 91%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.36, cash €14,375
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 24 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €31,995
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €18,436
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
24 d late
2024
109 d late
2023
217 d late
2022
149 d late
2021
89 d late
2020
454 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 174 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 November (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €8,863
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €31,995 View
  • Active since 2019founded 15-05-2019 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€31,995
Profit
€8,863
Solvency
57.6%
Total assets▲ 86.3%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2022
Next accounts
by 31-07-2027
  1. 24-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 17-11-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
15-05-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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