BELPAR
ActiveBELPAR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency33=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.35 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21.4%
Return on assets
-8.2%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
16 d early
2023
26 d late
2022
35 d early
2021
29 d late
2020
2 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▼ 61.7%
2024 · €-4k
2019: €12k
2020: €20k
2021: €8k
2022: €-5k
2023: €-20k
2024: €-4k
2019 → 2025
Total assets
€30k▲ 61.7%
2024 · €18k
2019: €29k
2020: €31k
2021: €19k
2022: €16k
2023: €16k
2024: €18k
2019 → 2025
Net result
€-2k
2024 · €16k
2019: €13k
2020: €2k
2021: €-18k
2022: €-14k
2023: €-14k
2024: €16k
2019 → 2025
Working capital
€-25k▼ 73.6%
2024 · €-15k
2019: €-1k
2020: €6k
2021: €-6k
2022: €-18k
2023: €-32k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-5k€-20k▼ 261%€-4k▲ 80.1%€-6k▼ 61.7%
Operating result€-17k-€-13k▲ 25.3%€-12k▲ 1.3%€17k€-2k
Net result€-18k-€-14k▲ 22.2%€-14k▼ 2.2%€16k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€18k▲ 133%
Current assets
€9k▲ 21.2%
Key figures and ratios
EBITDA
€5k▼
2024 · €19k
Cash flow
€4k▼
2024 · €18k
Solvency
-21.4%=
2024 · -21.4%
Current ratio
0.27▼
2024 · 0.35
Quick ratio
0.27▼
2024 · 0.35
Debt / equity
-5.68=
2024 · -5.68
ROE
38.1%▲
2024 · -402.9%
ROA
-8.2%▼
2024 · 86.1%
Interest coverage
18.04▼
2024 · 19.23
Debt
€36k▲
2024 · €22k
Debt ≤ 1 year
€35k▲
2024 · €22k
Income taxes
€135▲
2024 · €133
Staff costs
€67k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€30k▲
Formation expenses20€3k€2k▼
Fixed assets21/28€8k€18k▲
Tangible fixed assets22/27€5k€15k▲
Furniture and vehicles24€719€12k▲
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€3k€3k=
Current assets29/58€8k€9k▲
Cash at bank and in hand54/58€6k€1k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€18k€30k▲
Equity10/15€-4k€-6k▼
Contributions10/11€19k€19k=
Reserves13€750€750=
Distributable reserves133€750€750=
Profit (loss) carried forward14€-23k€-26k▼
Amounts payable17/49€22k€36k▲
Amounts payable within one year42/48€22k€35k▲
Current portion of amounts payable after more than one year42€7k€12k▲
Trade debts44€213€5k▲
Suppliers440/4€213€5k▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€133€135▲
Remuneration and social security454/9€13k€12k▼
Other amounts payable47/48€1k€5k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€83k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€939€928▼
Gross operating margin9900€102k€73k▼
Operating profit (loss)9901€17k€-2k▼
Financial charges65/66B€982€258▼
Recurring financial charges65€982€258▼
Profit (loss) for the period before taxes9903€16k€-2k▼
Income taxes67/77€133€135▲
Profit (loss) for the period9904€16k€-2k▼
Profit (loss) for the period to be appropriated9905€16k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-26k▼
Profit (loss) brought forward from the previous period14P€-39k€-23k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-18k ▼1118%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lambermontlaan 1461030 SchaarbeekGround area
301 m²
Building footprint
108 m²
Volume, LiDAR
1,651 m³
Parcel 21902A0423/00D003, Brussels · tallest building 24.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Crèche PASITOS
since 20192.283.269.736
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0423/00D003 | Brussels | 301 m² | 1 · 108 m² | 24.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 2 entries · 64,358 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 32,168 EUR |
| 2024 | 1 | 32,189 EUR |
Budget allocations
Sub. - PV : Crèches
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.283.269.736
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Of 1,584 companies in sector 88911 we hold annual accounts for 701. 259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2018
Fiscal year end31-12
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:belparsprl@gmail.com
Phone:+32476314469
E-mail:pasitos.1030@gmail.com
Phone:+32488969197