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Crèche de l'Annonciation

Active
Non-profit associationfounded 1999active for 27 yearsJosse Impensstraat 105, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0465.079.960

From the official registers: KBO 17 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Crèche de l'Annonciation has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €49,998. Equity has been growing by about 5.2% per year since 2019. Its solvency ranks better than 87% of 663 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Crèche de l'AnnonciationActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 01-01-1999 Normal situation
Legal form
Non-profit association
Registered office
Josse Impensstraat 105, 1030 Schaarbeek
Activity
Day nurseries and crèches NACE 88911
Establishment unit
2.155.852.417 1030 Schaarbeek, since 01-01-1999
Financial year end
31 August
Peppol
Reachable since 23-02-2026
Company details

Board and ownership

Board
and 14 other directors
Board & ownership

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-08-2025
Turnover
€311,013
▲ 6.5%
Surplus
€49,998
Equity
€1.0m
▲ 5.0%
Total assets
€1.2m
▲ 5.6%
Staff
25.9 FTE
▲ 6.1%
2025 accounts filed 26 days before the deadline
Filed on 05-03-2026PDF
Financials
Score breakdownraises riskSize: turnover €311,013, 25.9 FTE, total assets €1.2mlowers riskLegal form: non-profit associationLiquidity: current ratio 5.94, cash €442,906Equity €1.0m (82.1% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of small companies in social work without accommodation (NACE 88)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 100=
equity 82.1% of total assets
Liquidity 94+6
short-term debt 11.3% · cash 35.8%
Profitability 83+22
return on assets 4.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (589 companies, NACE 88, small)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.94 (6.31 in 2024), above the usual 1.5. Short-term debt is 11.3% and cash 35.8% of total assets. 17.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 88% of them on solvency, 89% on liquidity, 82% on profitability and 60% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 5.94, cash €442,906
NBB · annual accounts
lowers risk · Equity €1.0m (82.1% of total assets)
NBB · annual accounts
raises risk · Size: turnover €311,013, 25.9 FTE, total assets €1.2m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 05-03-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
26 days early
2024
6 days early
2023
4 days early
2022
28 days early
2021
34 days early
2020
33 days early
2019
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-08-2026 is due by 31-03-2027. Nothing is late today. The company usually files around 5 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-08-2026 year end01-11-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €1,128 in 2024 €49,998 View
  • Positive: Higher solvency than 87% of companies in social work without accommodationsector median 52.0% · 663 companies 82.1% View
  • Board changedlatest change 03-06-2026 · 18 in office 1 joined · 2 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Wallonia-Brussels supportpaid from 2024 to 2025 €1.7m View

Documents

Annual accounts at the NBB

All 17 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Crèche de l'Annonciation

What is the company number of Crèche de l'Annonciation?
The company number of Crèche de l'Annonciation is 0465.079.960. The VAT number is the same number with BE in front: BE 0465.079.960.
Where is Crèche de l'Annonciation based?
The registered office is at Josse Impensstraat 105, 1030 Schaarbeek.Company details
What does Crèche de l'Annonciation do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of Crèche de l'Annonciation?
The legal form of Crèche de l'Annonciation is Non-profit association (VZW).
When was Crèche de l'Annonciation founded?
Crèche de l'Annonciation was founded on 01-01-1999.
Is Crèche de l'Annonciation still active?
Yes, Crèche de l'Annonciation is an active enterprise in the KBO register.
How many employees does Crèche de l'Annonciation have?
Crèche de l'Annonciation had an average of 25.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Crèche de l'Annonciation?
The turnover of Crèche de l'Annonciation was €311,013 in financial year 2025, according to the filed annual accounts.
Is Crèche de l'Annonciation profitable?
In financial year 2025, Crèche de l'Annonciation made a profit of €49,998.
Where can I find the annual accounts of Crèche de l'Annonciation?
Crèche de l'Annonciation filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Crèche de l'Annonciation due?
Crèche de l'Annonciation must file the annual accounts for financial year 2026 by 31-03-2027.Timeline

Comparable companies

These companies have the same main activity as Crèche de l'Annonciation: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €1m and €1.9m, founded between 1992 and 2007.

CompanyTotal assetsGross margin
Crèche de l'Annonciation Schaarbeek€1.2m€1.3m
ENTRAIDE ET SOLIDARITE EN ENTRE SAMBRE ET MEUSE Momignies€1.3m€1.3m
CHATEAU D'OUPEYE Oupeye€1.0m€1.5m
Académie des Enfants Waterloo€1.1m€1.7m
vzw Kinderopvang De Pagadder Kortrijk€1.2m€1.3m
Kinderopvang Scholengroep Stroom Oostende€1.4m€1.7m
Kinderdagverblijf Molleke Mol€1.9m€1.3m
Full comparison

Next steps

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