BELOU
ActiveSummary
BELOU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €187,930 and a net result of €231,578. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 9525 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency61▼-28
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.59 in 2023; short-term debt: 64.2% and cash: 24.3% of total assets), and 64.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 d early
2024
27 d early
2023
33 d early
2022
28 d early
2021
32 d early
2020
31 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€187,930▼ 41.0%
2023 · €318,352
Total assets
€525,689▲ 6.5%
2023 · €493,804
Net result
€231,578▲ 16.7%
2023 · €198,483
Working capital
€157,684▼ 43.4%
2023 · €278,679
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€188,061▲ 0.1%€246,481▲ 31.1%€269,531▲ 9.4%€265,109▼ 1.6%€318,757▲ 20.2%
Net result€145,120above the sector's middle half▲ 3.5%€188,253above the sector's middle half▲ 29.7%€203,791above the sector's middle half▲ 8.3%€198,483above the sector's middle half▼ 2.6%€231,578above the sector's middle half▲ 16.7%
Equity€288,275above the sector's middle half▲ 99.1%€465,278above the sector's middle half▲ 61.4%€109,069within the sector's middle half▼ 76.6%€318,352above the sector's middle half▲ 192%€187,930above the sector's middle half▼ 41.0%
Total assets€328,158within the sector's middle half▲ 104%€501,891above the sector's middle half▲ 52.9%€694,331above the sector's middle half▲ 38.3%€493,804above the sector's middle half▼ 28.9%€525,689above the sector's middle half▲ 6.5%
Debt€39,883▲ 151%€36,613▼ 8.2%€585,263▲ 1,499%€175,452▼ 70.0%€337,759▲ 92.5%
Working capital€284,340above the sector's middle half▲ 100%€462,304above the sector's middle half▲ 62.6%€105,311above the sector's middle half▼ 77.2%€278,679above the sector's middle half▲ 165%€157,684above the sector's middle half▼ 43.4%
Solvency87.8%above the sector's middle half▼ 2.3pp92.7%above the sector's middle half▲ 4.9pp15.7%below the sector's middle half▼ 77.0pp64.5%within the sector's middle half▲ 48.8pp35.7%within the sector's middle half▼ 28.7pp
Current ratio8.13above the sector's middle half▼ 1.8313.63above the sector's middle half▲ 5.501.18within the sector's middle half▼ 12.452.59within the sector's middle half▲ 1.411.47within the sector's middle half▼ 1.12
Return on assets (ROA)44.2%above the sector's middle half▼ 43.1pp37.5%above the sector's middle half▼ 6.7pp29.4%above the sector's middle half▼ 8.2pp40.2%above the sector's middle half▲ 10.8pp44.1%above the sector's middle half▲ 3.9pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €525,689
Fixed assets
€30,361 ▼ 23.5%
Current assets
€495,328 ▲ 9.1%
Equity and liabilities €525,689
Equity
€187,930 ▼ 41.0%
Debt
€337,759 ▲ 92.5%
Debt's share of the balance-sheet total rises from 35.5% to 64.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€328,069▲
2023 · €270,490
Cash flow
€240,890▲
2023 · €203,863
Quick ratio
0.58▼
2023 · 0.88
Debt to equity
1.80▲
2023 · 0.55
ROE
123.2%▲
2023 · 62.3%
Interest coverage
26.39▼
2023 · 77.26
Debt ≤ 1 year
€337,644▲
2023 · €175,452
Income taxes
€74,747▲
2023 · €63,125
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.7%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €683 | €960 | €1,495 | €5,380 | €9,312 | ▲ 73.1% |
| Other operating charges640/8 | - | €907 | €2,183 | €39,014 | €2,443 | ▼ 93.7% |
| Gross operating margin9900 | €189,584 | €248,348 | €273,208 | €309,504 | €330,512 | ▲ 6.8% |
| Operating profit (loss)9901 | €188,061 | €246,481 | €269,531 | €265,109 | €318,757 | ▲ 20.2% |
| Financial income75/76B | - | €375 | - | - | - | - |
| Recurring financial income75 | €288 | €375 | - | - | - | - |
| Financial charges65/66B | - | €54 | €116 | €3,501 | €12,432 | ▲ 255% |
| Recurring financial charges65 | €203 | €54 | €116 | €3,501 | €12,432 | ▲ 255% |
| Profit (loss) for the period before taxes9903 | €188,145 | €246,802 | €269,415 | €261,608 | €306,324 | ▲ 17.1% |
| Income taxes67/77 | €43,026 | €58,549 | €65,624 | €63,125 | €74,747 | ▲ 18.4% |
| Profit (loss) for the period9904 | €145,120 | €188,253 | €203,791 | €198,483 | €231,578 | ▲ 16.7% |
| Profit (loss) for the period to be appropriated9905 | €145,120 | €188,253 | €203,791 | €198,483 | €231,578 | ▲ 16.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €328,158 | €501,891 | €694,331 | €493,804 | €525,689 | ▲ 6.5% |
| Fixed assets21/28 | €3,935 | €2,974 | €3,758 | €39,673 | €30,361 | ▼ 23.5% |
| Tangible fixed assets22/27 | €3,935 | €2,974 | €3,758 | €39,673 | €30,361 | ▼ 23.5% |
| Plant, machinery and equipment23 | - | - | €1,744 | €984 | €225 | ▼ 77.2% |
| Furniture and vehicles24 | - | €2,974 | €2,014 | €38,689 | €30,136 | ▼ 22.1% |
| Current assets29/58 | €324,223 | €498,917 | €690,574 | €454,131 | €495,328 | ▲ 9.1% |
| Stocks and contracts in progress3 | - | - | - | €300,000 | €300,000 | = |
| Stocks30/36 | - | - | - | €300,000 | €300,000 | = |
| Amounts receivable within one year40/41 | €112,682 | €82,593 | €50,498 | €26,133 | €66,998 | ▲ 156% |
| Trade receivables40 | - | - | - | €383 | €36,617 | ▲ 9,457% |
| Other amounts receivable41 | - | €82,593 | €50,498 | €25,750 | €30,381 | ▲ 18.0% |
| Cash at bank and in hand54/58 | €211,541 | €416,324 | €640,076 | €111,765 | €127,596 | ▲ 14.2% |
| Deferred charges and accrued income490/1 | - | - | - | €16,234 | €734 | ▼ 95.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €328,158 | €501,891 | €694,331 | €493,804 | €525,689 | ▲ 6.5% |
| Equity10/15 | €288,275 | €465,278 | €109,069 | €318,352 | €187,930 | ▼ 41.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €18,600 | €18,600 | = |
| Capital10 | - | €6,200 | €6,200 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | - | €12,400 | €12,400 | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €280,215 | €457,218 | €101,009 | €297,892 | €167,470 | ▼ 43.8% |
| Amounts payable17/49 | €39,883 | €36,613 | €585,263 | €175,452 | €337,759 | ▲ 92.5% |
| Amounts payable within one year42/48 | €39,883 | €36,613 | €585,263 | €175,452 | €337,644 | ▲ 92.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,454 | - | - |
| Trade debts44 | €6,742 | €441 | €787 | €970 | €1,927 | ▲ 98.7% |
| Suppliers440/4 | - | €441 | €787 | €970 | €1,927 | ▲ 98.7% |
| Taxes, remuneration and social security45 | - | €27,171 | €106,932 | €18,375 | €44,703 | ▲ 143% |
| Taxes450/3 | - | €27,171 | €106,932 | €18,375 | €44,703 | ▲ 143% |
| Other amounts payable47/48 | - | €9,000 | €477,544 | €153,653 | €291,013 | ▲ 89.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | €115 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €145,120 | €188,253 | €203,791 | €198,483 | €231,578 | ▲ 16.7% |
| + Depreciation and write-downs630 | €683 | €960 | €1,495 | €5,380 | €9,312 | ▲ 73.1% |
| Operating cash flow (approximation) | €145,803 | €189,214 | €205,286 | €203,863 | €240,890 | ▲ 18.2% |
| Investment in fixed assets (approximation) | - | €0 | -€2,278 | -€41,295 | €0 | ▲ 100% |
| Change in cash | - | €204,783 | €223,752 | -€528,311 | €15,831 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €231,578 ▲16.7%
Operating result €318,757, net result €231,578, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.59
Current ratio from 1.18 to 2.59; short-term debt falls from €585,263 to €175,452.
31-12
Financial
Equity above €200,000Eq €318,352 ▲192%
5 profitable years in a row build equity to €318,352.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €288,275 ▲99.1%
2 profitable years in a row build equity to €288,275.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2018
Ground area
172 m²
Building footprint
106 m²
Volume, LiDAR
2,074 m³
Parcel 31013A0640/00_000, Flanders · tallest building 23.2 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BELOU
since 20182.281.965.877
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0640/00_000 | Flanders | 172 m² | 1 · 106 m² | 23.2 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 6,981 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0713457566
Also
9925:BE0713457566
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.