BDS International
ActiveBDS International has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €306k and a net result of €105k. Equity is growing by ~42.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency82▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 3.4 in 2024; short-term debt: 14.7% and cash: 52.3% of total assets), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
19.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
53 d late
2022
36 d early
2021
35 d early
2020
23 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€306k▲ 52.1%
2024 · €201k
2019: €27k
2020: €57k
2021: €81k
2022: €101k
2023: €135k
2024: €201k
2019 → 2025
Total assets
€534k▲ 109%
2024 · €256k
2019: €46k
2020: €73k
2021: €108k
2022: €136k
2023: €154k
2024: €256k
2019 → 2025
Net result
€105k▲ 22.9%
2024 · €85k
2019: €21k
2020: €17k
2021: €24k
2022: €20k
2023: €34k
2024: €85k
2019 → 2025
Working capital
€223k▲ 69.6%
2024 · €132k
2019: €26k
2020: €54k
2021: €76k
2022: €96k
2023: €125k
2024: €132k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€101k▲ 24.7%€135k▲ 33.3%€201k▲ 48.8%€306k▲ 52.1%
Operating result€34k-€33k▼ 2.8%€48k▲ 43.4%€119k▲ 148%€152k▲ 27.8%
Net result€24k-€20k▼ 17.3%€34k▲ 68.1%€85k▲ 152%€105k▲ 22.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €534k
Fixed assets
€233k▲ 235%
Current assets
€302k▲ 61.8%
Equity and liabilities €534k
Equity
€306k▲ 52.1%
Debt
€228k▲ 317%
The debt ratio rises from 21.4% to 42.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€161k▲
2024 · €123k
Cash flow
€114k▲
2024 · €90k
Solvency
57.3%▼
2024 · 78.6%
Current ratio
3.85▲
2024 · 3.40
Quick ratio
3.85▲
2024 · 3.40
Debt / equity
0.75▲
2024 · 0.27
ROE
34.2%▼
2024 · 42.4%
ROA
19.6%▼
2024 · 33.3%
Interest coverage
636.81▼
2024 · 871.40
Debt
€228k▲
2024 · €55k
Debt ≤ 1 year
€78k▲
2024 · €55k
Debt > 1 year
€150k
Income taxes
€48k▲
2024 · €34k
Staff costs
€101k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€256k€534k▲
Fixed assets21/28€69k€233k▲
Tangible fixed assets22/27€27k€40k▲
Plant, machinery and equipment23€7k€8k▲
Furniture and vehicles24€12k€25k▲
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€43k€193k▲
Current assets29/58€186k€302k▲
Amounts receivable within one year40/41€17k€22k▲
Trade receivables40€11k€22k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€168k€280k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€256k€534k▲
Equity10/15€201k€306k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€183k€287k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€181k€285k▲
Amounts payable17/49€55k€228k▲
Amounts payable after more than one year17-€150k
Financial debts170/4-€150k
Amounts payable within one year42/48€55k€78k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€19k€42k▲
Taxes450/3€8k€27k▲
Remuneration and social security454/9€11k€15k▲
Other amounts payable47/48€29k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€101k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€942€1k▲
Gross operating margin9900€175k€263k▲
Operating profit (loss)9901€119k€152k▲
Financial income75/76B€829€1k▲
Recurring financial income75€829€1k▲
Financial charges65/66B€142€253▲
Recurring financial charges65€142€253▲
Profit (loss) for the period before taxes9903€119k€153k▲
Income taxes67/77€34k€48k▲
Profit (loss) for the period9904€85k€105k▲
Profit (loss) for the period to be appropriated9905€85k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€105k▲
Transfer from equity791/2€19k-
Transfer to equity691/2€85k€105k▲
To other reserves6921€85k€105k▲
Profit to be distributed694/7€19k-
Return on contributions (dividend)694€19k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2019net €105k ▲22.9%
Operating result €152k, net result €105k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €201k ▲48.8%
6 profitable years in a row build equity to €201k.
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 53 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 7.83
Current ratio from 3.79 to 7.83; short-term debt falls from €34k to €18k.
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €101k ▲24.7%
4 profitable years in a row build equity to €101k.
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €17k ▼18%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bernissart · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Brochettes(V.P) 187322 BernissartGround area
9,134 m²
Building footprint
1,395 m²
Volume, LiDAR
6,666 m³
2 parcels, Wallonia · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BDS Internationale
since 20182.283.049.012
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53402A0191/00A003 | Wallonia | 5,829 m² | 1 · 1,224 m² | 8.1 m · 1 fl. |
| 51522A0004/00F010 | Wallonia | 3,304 m² | 1 · 171 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WIMO
BE 0460.859.767
Pittem · Eq €307k
SYLOR
BE 0419.908.347
Halle · Eq €305k
At C
BE 0809.881.308
Roeselare · Eq €307k
KTRI EUROPE
BE 1017.326.003
Sint-Jans-Molenbeek · Eq €305k
ETS FR. BEAUPAIN
BE 0444.425.492
Braine-l'Alleud · Eq €307k
Of 6,156 companies in sector 46190 we hold annual accounts for 2,567. 1,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
82990Other business support services
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.