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Belmoney

Active Risk: not assessed
Public limited companyfounded 2013active for 12 yearsLouizalaan 54, 1050 Elsene, BelgiumKBO/BCE: BE 0540.745.997
Summary

Belmoney is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €28,502. Equity is shrinking by about 6.3% per year across the filed financial years. Its solvency ranks better than 31% of 3,010 sector peers (NACE 64, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other financial services
NACE 64999Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199
1 site
Size
€2.8mtotal assets 2025
Staff
2.2 FTE
Equity
€1.1m
Profit
€28,502
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
Xe Investments
Accounts filed 61 days late1 of 13 deeds read
Signalslowers riskGrowing equityneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.1m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
221 days late
2023
350 days late
2022
197 days late
2021
61 days late
2020
16 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 147 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 February (4 of the last 5 filed years within 136 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Back to profitnet €28,502

Key points

  • Positive: Equity rose in 2025from €185,444 to €1.1m ▲ 501% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Controlled by Xe Investments parent View
  • Among the largest 17% on gross marginsector median €80,068 · 1,327 companies €519,278 View

By topic

Financials

Financial year
2025
Total assets
€2.8m
Profit
€28,502
Solvency
39.2%
Total assets▲ 71.0%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2015
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €1m
  2. 29-12-2025Capital & shares
  3. 16-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other financial servicesNACE 64999
Founded
11-10-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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