Bellingua
ActiveBellingua has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-21k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency36=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.62 against 0.61 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.6%
Return on assets
-2.9%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
55 d late
2023
68 d late
2022
67 d late
2021
29 d late
2020
30 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-21k▼ 106%
2024 · €-10k
2018: €43k
2019: €30k
2020: €4k
2021: €46k
2022: €40k
2023: €14k
2024: €-10k
2018 → 2025
Total assets
€376k▼ 5.8%
2024 · €399k
2018: €134k
2019: €130k
2020: €110k
2021: €139k
2022: €165k
2023: €415k
2024: €399k
2018 → 2025
Net result
€-11k▲ 54.4%
2024 · €-24k
2018: €22k
2019: €-13k
2020: €-26k
2021: €30k
2022: €-6k
2023: €-27k
2024: €-24k
2018 → 2025
Working capital
€-60k▼ 1.3%
2024 · €-59k
2018: €11k
2019: €7k
2020: €-21k
2021: €32k
2022: €8k
2023: €-47k
2024: €-59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€40k▼ 12.2%€14k▼ 66.5%€-10k€-21k▼ 106%
Operating result€34k-€-5k€-22k▼ 379%€-8k▲ 62.3%€6k
Net result€30k-€-6k€-27k▼ 379%€-24k▲ 11.2%€-11k▲ 54.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376k
Fixed assets
€279k▼ 9.1%
Current assets
€97k▲ 5.0%
Key figures and ratios
EBITDA
€37k▲
2024 · €26k
Cash flow
€20k▲
2024 · €10k
Solvency
-5.6%▼
2024 · -2.6%
Current ratio
0.62▲
2024 · 0.61
Quick ratio
0.62▲
2024 · 0.61
Debt / equity
-18.80▲
2024 · -39.87
ROE
51.4%▼
2024 · 231.6%
ROA
-2.9%▲
2024 · -6.0%
Interest coverage
2.20▲
2024 · 1.74
Debt
€397k▼
2024 · €409k
Debt ≤ 1 year
€157k▲
2024 · €152k
Debt > 1 year
€238k▼
2024 · €255k
Income taxes
€435▼
2024 · €552
Staff costs
€128k▲
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€399k€376k▼
Fixed assets21/28€307k€279k▼
Tangible fixed assets22/27€307k€279k▼
Land and buildings22€273k€254k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€31k€24k▼
Current assets29/58€92k€97k▲
Amounts receivable within one year40/41€82k€62k▼
Trade receivables40€77k€57k▼
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€2k€32k▲
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€399k€376k▼
Equity10/15€-10k€-21k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-29k€-40k▼
Amounts payable17/49€409k€397k▼
Amounts payable after more than one year17€255k€238k▼
Financial debts170/4€255k€238k▼
Amounts payable within one year42/48€152k€157k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€66k€71k▲
Credit institutions430/8€66k€71k▲
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Advances received on contracts in progress46€1k€2k▲
Taxes, remuneration and social security45€28k€40k▲
Taxes450/3€19k€16k▼
Remuneration and social security454/9€9k€24k▲
Other amounts payable47/48€34k€17k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€106k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€31k▼
Other operating charges640/8€3k€8k▲
Gross operating margin9900€135k€172k▲
Operating profit (loss)9901€-8k€6k▲
Financial income75/76B€10€212▲
Recurring financial income75€10€212▲
Financial charges65/66B€15k€17k▲
Recurring financial charges65€15k€17k▲
Profit (loss) for the period before taxes9903€-23k€-10k▲
Income taxes67/77€552€435▼
Profit (loss) for the period9904€-24k€-11k▲
Profit (loss) for the period to be appropriated9905€-24k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-40k▼
Profit (loss) brought forward from the previous period14P€-5k€-29k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diksmuidestraat 528900 IeperGround area
1,656 m²
Building footprint
611 m²
Volume, LiDAR
8,160 m³
2 parcels, Flanders · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bellingua Ieper
since 20152.242.278.031
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011G0172/00L000 | Flanders | 1,032 m² | 1 · 393 m² | 18.6 m · 5 fl. |
| 33302A0077/00X004 | Flanders | 624 m² | 1 · 218 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 477 EUR awarded · 360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 117 EUR | 360 EUR |
| 2024 | 1 | 360 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 4,526 companies in sector 74301 we hold annual accounts for 716. 501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2015
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
82100Office administrative and support services
82190Office administrative, office support and other business support activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@bellingua.be
Phone:057 46 94 67