TRADHO
ActiveTRADHO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €438k and a net result of €121k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 3448 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+75
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 7.24 against 5.38 in 2024), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
22.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
1 d early
2023
9 d late
2022
4 d late
2021
12 d late
2020
14 d late
2019
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€438k▲ 18.1%
2024 · €371k
2018: €136k
2019: €190k
2020: €207k
2021: €283k
2022: €363k
2023: €426k
2024: €371k
2018 → 2025
Total assets
€545k▲ 10.9%
2024 · €491k
2018: €278k
2019: €366k
2020: €314k
2021: €403k
2022: €491k
2023: €542k
2024: €491k
2018 → 2025
Net result
€121k▲ 550%
2024 · €19k
2018: €74k
2019: €54k
2020: €17k
2021: €76k
2022: €79k
2023: €111k
2024: €19k
2018 → 2025
Working capital
€416k▲ 24.8%
2024 · €333k
2018: €169k
2019: €237k
2020: €250k
2021: €285k
2022: €307k
2023: €394k
2024: €333k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€283k-€363k▲ 28.0%€426k▲ 17.4%€371k▼ 12.9%€438k▲ 18.1%
Operating result€106k-€112k▲ 6.0%€160k▲ 42.4%€29k▼ 82.1%€176k▲ 516%
Net result€76k-€79k▲ 4.2%€111k▲ 39.5%€19k▼ 83.1%€121k▲ 550%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 516% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €545k
Fixed assets
€62k▼ 24.2%
Current assets
€483k▲ 17.9%
Equity and liabilities €545k
Equity
€438k▲ 18.1%
Debt
€107k▼ 11.2%
The debt ratio falls from 24.5% to 19.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€196k▲
2024 · €51k
Cash flow
€141k▲
2024 · €41k
Solvency
80.4%▲
2024 · 75.5%
Current ratio
7.24▲
2024 · 5.38
Quick ratio
7.24▲
2024 · 5.38
Debt / equity
0.24▼
2024 · 0.32
ROE
27.7%▲
2024 · 5.0%
ROA
22.3%▲
2024 · 3.8%
Interest coverage
260.77▲
2024 · 57.57
Debt
€107k▼
2024 · €120k
Debt ≤ 1 year
€67k▼
2024 · €76k
Income taxes
€55k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€545k▲
Fixed assets21/28€82k€62k▼
Intangible fixed assets21€49k€45k▼
Tangible fixed assets22/27€32k€17k▼
Plant, machinery and equipment23€20k€14k▼
Furniture and vehicles24€13k€3k▼
Current assets29/58€409k€483k▲
Amounts receivable within one year40/41€361k€412k▲
Trade receivables40€297k€341k▲
Other amounts receivable41€64k€71k▲
Cash at bank and in hand54/58€48k€70k▲
Deferred charges and accrued income490/1€180-
Equity and liabilities
Total equity and liabilities10/49€491k€545k▲
Equity10/15€371k€438k▲
Contributions10/11€12k€12k=
Reserves13€358k€425k▲
Distributable reserves133€358k€425k▲
Amounts payable17/49€120k€107k▼
Amounts payable within one year42/48€76k€67k▼
Trade debts44€50k€36k▼
Suppliers440/4€50k€36k▼
Taxes, remuneration and social security45€26k€31k▲
Taxes450/3€26k€31k▲
Accrued charges and deferred income492/3€44k€40k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€121k€31k▼
Gross operating margin9900€173k€227k▲
Operating profit (loss)9901€29k€176k▲
Financial income75/76B€223€532▲
Recurring financial income75€223€532▲
Financial charges65/66B€889€753▼
Recurring financial charges65€889€753▼
Profit (loss) for the period before taxes9903€28k€176k▲
Income taxes67/77€9k€55k▲
Profit (loss) for the period9904€19k€121k▲
Profit (loss) for the period to be appropriated9905€19k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€121k▲
Transfer from equity791/2€74k€54k▼
Transfer to equity691/2€19k€121k▲
To other reserves6921€19k€121k▲
Profit to be distributed694/7€74k€54k▼
Return on contributions (dividend)694€74k€54k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Highest result since 2018net €121k ▲550%
Operating result €176k, net result €121k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
14-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 14 days late
2020
31-12
Financial
Weakest financial yearnet €17k ▼68.1%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €207k ▲9.1%
3 profitable years in a row build equity to €207k.
15-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2019
31-12
Financial
Equity above €150kEq €190k ▲40.1%
2 profitable years in a row build equity to €190k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
15-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werfstraat 171000 BrusselGround area
811 m²
Building footprint
804 m²
Volume, LiDAR
15,742 m³
Parcel 21812N1417/00F000, Brussels · tallest building 23.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
TRADHO
since 20132.220.932.289
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1417/00F000 | Brussels | 811 m² | 1 · 804 m² | 23.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTERACTION
BE 0455.594.845
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Y. VAN KRUNKELSVEN VERTAAL- EN TOLKWERK
BE 0806.288.744
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INTEGRATED BUSINESS SOLUTIONS
BE 0870.137.312
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LEXICOM
BE 0478.549.696
Mortsel · Eq €444k
Déesse
BE 0807.484.121
Herzele · Eq €422k
Of 4,526 companies in sector 74301 we hold annual accounts for 716. 424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2013
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
79901Tourist information services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.