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Belle Enfance

Active
Private limited companyfounded 1990active for 35 yearsLeopoldstraat 17, 2000 Antwerpen, BelgiumKBO/BCE: BE 0441.805.997
Summary

The annual accounts of Belle Enfance for financial year 2025 show a net loss of 273% of total assets and of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €856 and a net result of -€2,335. Equity is growing by about 38% per year across the filed financial years. Its solvency ranks better than 95% of 13,618 sector peers (NACE 46, financial year 2025). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Wholesale trade
NACE 46480
1 site
Size
€856total assets 2025
Equity
€856
Loss
-€2,335
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 31 days late1 of 9 deeds read
Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year1 change of registered office in 24 monthsLoss of €2,335 (financial year 2025)lowers riskLiquidity: cash €268Founded in 1990Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 46, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 100.0% of total assets
Liquidity 78+74
cash 31.3%
Profitability 0-100
return on assets -272.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.2%▼ -0.1 percentage points vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.2 percentage points vs 04-2025 06-2025: 1.6%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 0.4%▼ -1.2 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.8 percentage points vs 07-2026 09-2026: 0.6%▼ -0.4 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 81% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €2,335 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: cash €268
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
41 days early
2023
64 days early
2022
123 days early
2021
19 days early
2020
29 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 72 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations: BAAZOV Monique (manager) and BAAZOV…Reappointment: BAAZOV Monique (director) ·…
  3. Weakest financial yearnet -€2,335

Key points

  • Positive: Among the best 5% on solvencysector median 40.8% · 13,618 companies 100.0% View
  • Caution: A director leftlatest change 15-07-2026 · 1 in office 1 left View
  • Active since 1990founded 29-10-1990 35 years View

By topic

Financials

Financial year
2025
Total assets
€856
Loss
-€2,335
Solvency
100.0%
Total assets▼ 73.2%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1992
Next accounts
by 31-07-2027
  1. 20-06-2025Annual accounts filed
  2. 28-05-2024Annual accounts filed
  3. 30-03-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46480
Founded
29-10-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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