Financials
- Fiscal year
- 2025
- Total assets
- €116,058
- Profit
- €420
- Solvency
- 4.5%
Total assets▲ 132%
Net result
20242025
BELLA & YAS
ActiveSummary
BELLA & YAS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,209 and a net result of €420. Its solvency ranks better than 25% of 22044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782
1 site
Size
€116,058total assets 2025
- Staff
- 6.2 FTE
- Equity
- €5,209
- Profit
- €420
Turnover not published (abridged schema)
Structure
Accounts 3 d early0 of 1 deed read
Why 67- Founded in 2024- Equity €5,209 (4.5% of total assets)+ Liquidity: current ratio 0.99, cash €75,570+ Size: total assets €116,058Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 40% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
29-6
equity 4.5% of total assets
Liquidity
50=
short-term debt 95.5% · cash 65.1%
Profitability
35+3
return on assets 0.4%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.9%
06-2025: 1.9%▲ +2.7% vs 05-2025
07-2025: 2.0%▲ +2.0% vs 06-2025highest value
08-2025: 1.1%▼ -46.0% vs 07-2025
09-2025: 1.1%▲ +0.6% vs 08-2025
10-2025: 1.1%▲ +3.0% vs 09-2025
11-2025: 1.2%▲ +7.5% vs 10-2025
12-2025: 1.2%● 0.0% vs 11-2025
01-2026: 1.2%▼ -0.2% vs 12-2025
02-2026: 1.2%▼ -1.4% vs 01-2026
03-2026: 1.2%▲ +1.9% vs 02-2026
04-2026: 1.3%▲ +9.4% vs 03-2026
05-2026: 1.4%▲ +7.5% vs 04-2026
06-2026: 1.4%▼ -1.7% vs 05-2026
07-2026: 1.4%▲ +3.7% vs 06-2026
08-2026: 0.9%▼ -34.6% vs 07-2026
09-2026: 0.9%● 0.0% vs 08-2026
10-2026: 0.9%▼ -1.6% vs 09-2026lowest value
- Liquidity: current ratio 0.99, cash €75,570 lowers the probability
- Founded in 2024 raises the probability for this profile
- Equity €5,209 (4.5% of total assets) raises the probability
- Size: total assets €116,058 lowers the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 22%, liquidity 52%, profitability 27%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 22044 sector peers (2025).
NBB · sector comparisonPosition among 22044 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 28-07-2026Annual accounts filed
- 30-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Founded
- 15-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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