Active BE 0802.823.963Private limited company

BELGIUM CARDS GAME

Pirhettes 11 ·4834 Limbourg, Belgium· 3 yrs active

Sector: Overige niet-gespecialiseerde detailhandel (47120)

Conclusion Checked

The computed 12-month bankruptcy probability of BELGIUM CARDS GAME is 3.3% (moderate). The 2023 annual accounts show equity of €34k and a net result of €43k. Its solvency ranks better than 52% of 5807 sector peers (fiscal year 2023). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€34k
Net result	€43k
Better than sector	52%
Active	3 yrs

Financial profile 4 of 5 axes measured · computed by Checked

68 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 58

Profitability 100

Solvency 35

Growth -

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

3.3% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2023 · computed

58 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 08-11-2024 with the NBB · fiscal year 2023 · micro

Sector comparison

Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	21.6%	20.0%	better than 52% of 5807 sector peers
Net result	€43k	€3k	better than 88% of 5787 sector peers
Equity	€34k	€15k	better than 66% of 5815 sector peers
Gross operating margin	€48k	€23k	better than 66% of 5761 sector peers
Staff costs	€501	€33k	higher than 7% of 2598 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	€47k
Net profit	€43k
Cash flow	€43k
Staff costs	€501
Income taxes	€3k
Dividends	€24k
Total assets	€157k
Equity	€34k
Debt	€123k
of which ≤ 1y	€123k
of which > 1y	-
Working capital	€31k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	1.25
Quick ratio	0.55
Working capital ratio	19.9%
Solvency	21.6%
Debt / equity	3.63
Long-term debt ratio	-
Interest coverage	40.47
Gross margin	-
Net margin	-
ROA	27.5%
ROE	127.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	49d
Inventory turnover	3.02
Days inventory (DSI)	121d

Balance-sheet composition 2023

Assets

Fixed assets €3k · 1.8% Current assets €154k · 98.2%

Equity & liabilities

Equity €34k · 21.6% Debt €123k · 78.4%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€157k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€154k
Stocks & contracts in progress	3	€87k
Amounts receivable within one year	40/41	€50k
Cash & bank	54/58	€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€157k
Equity	10/15	€34k
Contributions / capital	10/11	€15k
Accumulated profits (losses)	14	€19k
Amounts payable	17/49	€123k
Amounts payable within one year	42/48	€123k
Trade debts payable within one year	44	€35k
Income statement
Gross operating margin	9900	€48k
Operating result	9901	€47k
Financial income	75	€1
Financial charges	65	€1k
Result before taxes	9903	€46k
Income taxes	67/77	€3k
Net result for the period	9904	€43k
Result to be appropriated	9905	€43k

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

David FRANCESCHI
Director
State Gazette act 24133012 (12-09-2024)

Current
12-09-2024 → present
Maxime ALARD
Director
State Gazette act 24133012 (12-09-2024)

Current
12-09-2024 → present

Former directors (1)

Julian ALARD
Director
State Gazette act 24133012 (12-09-2024)

Former
- → 31-03-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Overige niet-gespecialiseerde detailhandel(47120)
Legal form	Private limited company(610)
Incorporation	16-06-2023
Status	Active
Postal code	4834

Establishment units 1 location

BELGIUM CARDS GAME

Rue Lamberts 17, 4840 WelkenraedtHandelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren

since 20232.346.278.362

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63029B0584/00B000	Wallonia	803 m²	1 · 224 m²	10.1 m · 3 fl.
63084A0394/00H005	Wallonia	195 m²	1 · 47 m²	10.1 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

08-11-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

12-09-2024

State Gazette act Capital & shares

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Capital history · 1

12-09-2024

Capital change

All acts · 1 updated 1 year ago

2024

12-09-2024 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Julian ALARD",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "David FRANCESCHI",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Maxime ALARD",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Julian ALARD",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Maxime ALARD",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-09-12",
    "filing_date": "2024-09-03",
    "act_kind_objet": "Cession de parts"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-03-31",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-03-31"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0802.823.963",
    "name_full": "BELGIUM CARDS GAME",
    "legal_form": "SRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "David FRANCESCHI",
      "role": "aandeelhouder",
      "n_shares": 150,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Maxime ALARD",
      "role": "aandeelhouder",
      "n_shares": 150,
      "share_class": null
    }
  ],
  "share_classes_after": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Overige niet-gespecialiseerde detailhandel47120Detailhandel in spellen en speelgoed47640Detailhandel in spellen en speelgoed in gespecialiseerde winkels47650Detailhandel via postorderbedrijven of via internet47910Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Groothandel in kleding, met uitzondering van werk- en onderkleding46423Groothandel in kleding, met uitzondering van werk- en onderkleding46423Groothandel in spellen en speelgoed46497Groothandel in spellen en speelgoed46497Detailhandel in spellen en speelgoed47640Detailhandel in spellen en speelgoed in gespecialiseerde winkels47650Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Markt- en straathandel in textiel, kleding en schoeisel47820

Primary activity highlighted.

Names & trade names

Legal nameFR

BELGIUM CARDS GAME

Registered office

Pirhettes 11

4834 Limbourg, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Comparable size · 714 of 13,144 companies in this sector with filed accounts

LEANETH BE 0766.544.181 · Ukkel

DEMA INTERNATIONAL BE 0675.690.617 · Ans

YDH International logistics Belgium BE 1001.358.615 · Grâce-Hollogne

MILLETTE BE 0769.499.614 · Zoersel

CEVAN BE 0536.640.820 · Veurne