BELGIAN EXPORT CONSULTANCY
ActiveSummary
BELGIAN EXPORT CONSULTANCY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,194 and a net result of €6,249. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency63▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.49 in 2024; short-term debt: 62.1% and cash: 42.2% of total assets), and 62.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
15.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
11 d early
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€15,194▲ 69.9%
2024 · €8,946
Total assets
€40,136▲ 46.7%
2024 · €27,364
Net result
€6,249▼ 12.2%
2024 · €7,115
Working capital
€9,633▲ 7.7%
2024 · €8,946
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,343€8,353€27,788▲ 233%€12,978▼ 53.3%€10,940▼ 15.7%
Net result-€3,622below the sector's middle half€8,193within the sector's middle half€27,568within the sector's middle half▲ 236%€7,115within the sector's middle half▼ 74.2%€6,249within the sector's middle half▼ 12.2%
Equity-€33,931below the sector's middle half▼ 12.0%-€25,738below the sector's middle half▲ 24.1%€1,830below the sector's middle half€8,946below the sector's middle half▲ 389%€15,194below the sector's middle half▲ 69.9%
Total assets€6,932below the sector's middle half▼ 6.1%€19,944below the sector's middle half▲ 188%€17,412below the sector's middle half▼ 12.7%€27,364below the sector's middle half▲ 57.2%€40,136below the sector's middle half▲ 46.7%
Debt€40,863▲ 8.4%€45,682▲ 11.8%€15,582▼ 65.9%€18,418▲ 18.2%€24,942▲ 35.4%
Working capital-€33,931below the sector's middle half▼ 12.0%-€25,738below the sector's middle half▲ 24.1%€1,830within the sector's middle half€8,946within the sector's middle half▲ 389%€9,633within the sector's middle half▲ 7.7%
Solvency-489.5%below the sector's middle half▼ 78.8pp-129.0%below the sector's middle half▲ 360.4pp10.5%below the sector's middle half▲ 139.6pp32.7%within the sector's middle half▲ 22.2pp37.9%within the sector's middle half▲ 5.2pp
Current ratio0.17below the sector's middle half▼ 0.030.44below the sector's middle half▲ 0.271.12within the sector's middle half▲ 0.681.49within the sector's middle half▲ 0.371.39within the sector's middle half▼ 0.10
Return on assets (ROA)-52.3%below the sector's middle half▼ 58.6pp41.1%above the sector's middle half▲ 93.3pp158.3%above the sector's middle half▲ 117.2pp26.0%within the sector's middle half▼ 132.3pp15.6%within the sector's middle half▼ 10.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,136
Fixed assets
€5,561
Current assets
€34,575
Equity and liabilities €40,136
Equity
€15,194 ▲ 69.9%
Debt
€24,942 ▲ 35.4%
Debt's share of the balance-sheet total falls from 67.3% to 62.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11,071
Cash flow
€6,380
Debt to equity
1.64▼
2024 · 2.06
ROE
41.1%▼
2024 · 79.5%
Interest coverage
46.42
Debt ≤ 1 year
€24,942▲
2024 · €18,418
Income taxes
€4,462▼
2024 · €5,813
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €131 | - |
| Other operating charges640/8 | €784 | €765 | €832 | €1,221 | €643 | ▼ 47.4% |
| Gross operating margin9900 | -€2,559 | €9,118 | €28,620 | €14,199 | €11,713 | ▼ 17.5% |
| Operating profit (loss)9901 | -€3,343 | €8,353 | €27,788 | €12,978 | €10,940 | ▼ 15.7% |
| Financial income75/76B | - | €0 | €1 | €20 | €9 | ▼ 56.2% |
| Recurring financial income75 | - | €0 | €1 | €20 | €9 | ▼ 56.2% |
| Financial charges65/66B | €133 | €69 | €56 | €70 | €239 | ▲ 243% |
| Recurring financial charges65 | €133 | €69 | €56 | €70 | €239 | ▲ 243% |
| Profit (loss) for the period before taxes9903 | -€3,476 | €8,284 | €27,732 | €12,929 | €10,710 | ▼ 17.2% |
| Income taxes67/77 | €146 | €90 | €164 | €5,813 | €4,462 | ▼ 23.2% |
| Profit (loss) for the period9904 | -€3,622 | €8,193 | €27,568 | €7,115 | €6,249 | ▼ 12.2% |
| Profit (loss) for the period to be appropriated9905 | -€3,622 | €8,193 | €27,568 | €7,115 | €6,249 | ▼ 12.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,932 | €19,944 | €17,412 | €27,364 | €40,136 | ▲ 46.7% |
| Fixed assets21/28 | - | - | - | - | €5,561 | - |
| Tangible fixed assets22/27 | - | - | - | - | €5,561 | - |
| Other tangible fixed assets26 | - | - | - | - | €5,561 | - |
| Current assets29/58 | €6,932 | €19,944 | €17,412 | €27,364 | €34,575 | ▲ 26.4% |
| Amounts receivable within one year40/41 | €2,448 | €7,540 | €1,953 | €6,151 | €16,524 | ▲ 169% |
| Trade receivables40 | €2,439 | €7,391 | €1,723 | €6,135 | €16,499 | ▲ 169% |
| Other amounts receivable41 | €10 | €149 | €230 | €16 | €25 | ▲ 54.5% |
| Current investments50/53 | €19 | €19 | €10,031 | €0 | - | - |
| Cash at bank and in hand54/58 | €3,722 | €11,748 | €5,142 | €20,357 | €16,956 | ▼ 16.7% |
| Deferred charges and accrued income490/1 | €744 | €638 | €286 | €855 | €1,094 | ▲ 27.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,932 | €19,944 | €17,412 | €27,364 | €40,136 | ▲ 46.7% |
| Equity10/15 | -€33,931 | -€25,738 | €1,830 | €8,946 | €15,194 | ▲ 69.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €8,860 | €14,860 | ▲ 67.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €7,000 | €13,000 | ▲ 85.7% |
| Profit (loss) carried forward14 | -€54,391 | -€46,198 | -€18,630 | -€18,514 | -€18,266 | ▲ 1.3% |
| Amounts payable17/49 | €40,863 | €45,682 | €15,582 | €18,418 | €24,942 | ▲ 35.4% |
| Amounts payable within one year42/48 | €40,863 | €45,682 | €15,582 | €18,418 | €24,942 | ▲ 35.4% |
| Financial debts43 | €148 | €400 | €313 | €0 | €128 | - |
| Credit institutions430/8 | €148 | €400 | €313 | €0 | €128 | - |
| Trade debts44 | €110 | - | €329 | €106 | €58 | ▼ 46.0% |
| Suppliers440/4 | €110 | - | €329 | €106 | €58 | ▼ 46.0% |
| Advances received on contracts in progress46 | - | - | €684 | €0 | - | - |
| Taxes, remuneration and social security45 | €867 | €2,548 | €3,414 | €7,546 | €13,148 | ▲ 74.2% |
| Taxes450/3 | €867 | €2,548 | €3,414 | €7,546 | €13,148 | ▲ 74.2% |
| Other amounts payable47/48 | €39,737 | €42,734 | €10,842 | €10,765 | €11,609 | ▲ 7.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,622 | €8,193 | €27,568 | €7,115 | €6,249 | ▼ 12.2% |
| + Depreciation and write-downs630 | - | - | - | - | €131 | - |
| Operating cash flow (approximation) | -€3,622 | €8,193 | €27,568 | €7,115 | €6,380 | ▼ 10.3% |
| Change in cash | - | €8,026 | -€6,606 | €15,215 | -€3,401 | ▼ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €27,568 ▲236%
Operating result €27,788, net result €27,568, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.12
Current ratio from 0.44 to 1.12; short-term debt falls from €45,682 to €15,582.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8,193
Net result €8,193 after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€3,622
Net result drops to -€3,622, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €470
Net result €470 after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2005
Ground area
2,728 m²
Building footprint
122 m²
Volume, LiDAR
633 m³
Parcel 42452C1219/00B000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BECO
since 20052.154.985.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C1219/00B000 | Flanders | 2,728 m² | 1 · 121 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 714 EUR awarded · 747 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 180 EUR | 180 EUR |
| 2023 | 1 | 294 EUR | 327 EUR |
| 2022 | 1 | 240 EUR | 240 EUR |
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Of 82,601 companies in sector 70200 we hold annual accounts for 52,615. 27,622 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2005
Fiscal year end31-12
Abbreviation NL
BECO
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0875918116
Also
9925:BE0875918116
Registered
13-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.