BELGIAN-BBKUE

Active

Private limited companyfounded 20224 yrs activeAvenue de la Dame(JB) 54, 5100 Namur, BelgiumKBO/BCE: BE 0782.564.029

The computed 12-month bankruptcy probability of BELGIAN-BBKUE is 5.0% (elevated). The 2024 annual accounts show equity of €3k and a net result of €23k. Equity is growing by ~58.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 18940 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

47 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability67▲+36

Solvency29▲+29

Growth78=

Track record94

Bankruptcy probability, 12 months

5.0% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.61 against 0.4 in 2023; short-term debt: 95.8% and cash: 38.5% of total assets), and 95.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

4.2%

Return on assets

32.7%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

18 d late

2023

31 d late

2022

29 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€3k

2023 · €-20k

2022: €-21k 2023: €-20k

2022 → 2024

Total assets

€72k▲ 66.2%

2023 · €43k

2022: €34k 2023: €43k

2022 → 2024

Net result

€23k▲ 5,623%

2023 · €410

2022: €-23k 2023: €410

2022 → 2024

Working capital

€-27k▲ 28.6%

2023 · €-38k

2022: €-38k 2023: €-38k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€-21k-€-20k▲ 2.0%€3k

Operating result€-21k-€19k€61k▲ 227%

Net result€-23k-€410€23k▲ 5,623%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2024 is 227% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €72k

41.9%

58.1%

Fixed assets €30k▲ 72.4%

Current assets €42k▲ 62.0%

Equity and liabilities €72k

95.8%

Equity €3k

Debt €69k

Debt finances 95.8% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

EBITDA

€75k▲

2023 · €24k

Cash flow

€37k▲

2023 · €6k

Solvency

4.2%▲

2023 · -47.3%

Current ratio

0.61▲

2023 · 0.40

Quick ratio

0.56▲

2023 · 0.36

Debt / equity

22.89▲

2023 · -3.11

ROE

780.7%

ROA

32.7%▲

2023 · 0.9%

Interest coverage

2.05▲

2023 · 1.32

Debt

€69k▲

2023 · €64k

Debt ≤ 1 year

€69k▲

2023 · €64k

Income taxes

€1k▲

2023 · €66

Staff costs

€109k▲

2023 · €50k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€43k€72k▲

Fixed assets21/28€17k€30k▲

Tangible fixed assets22/27€15k€28k▲

Plant, machinery and equipment23€9k€6k▼

Furniture and vehicles24€6k€22k▲

Financial fixed assets28€2k€2k=

Current assets29/58€26k€42k▲

Stocks and contracts in progress3€3k€4k▲

Stocks30/36€3k€4k▲

Amounts receivable within one year40/41€160€2k▲

Trade receivables40€160€2k▲

Cash at bank and in hand54/58€22k€28k▲

Deferred charges and accrued income490/1€892€9k▲

Equity and liabilities

Total equity and liabilities10/49€43k€72k▲

Equity10/15€-20k€3k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-22k€1k▲

Amounts payable17/49€64k€69k▲

Amounts payable within one year42/48€64k€69k▲

Trade debts44€13k€23k▲

Suppliers440/4€13k€23k▲

Taxes, remuneration and social security45€12k€9k▼

Taxes450/3€5k€3k▼

Remuneration and social security454/9€7k€6k▼

Other amounts payable47/48€39k€37k▼

Income statement Code20232024

Remuneration, social security and pensions62€50k€109k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€14k▲

Other operating charges640/8€2k€4k▲

Gross operating margin9900€77k€187k▲

Operating profit (loss)9901€19k€61k▲

Financial income75/76B€1€0▼

Recurring financial income75€1€0▼

Financial charges65/66B€18k€36k▲

Recurring financial charges65€18k€36k▲

Profit (loss) for the period before taxes9903€475€25k▲

Income taxes67/77€66€1k▲

Profit (loss) for the period9904€410€23k▲

Profit (loss) for the period to be appropriated9905€410€23k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-22k€1k▲

Profit (loss) brought forward from the previous period14P€-23k€-22k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

2025

18-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 18 days late

2024

31-12

Financial Highest result since 2022net €23k ▲5623%

Operating result €61k, net result €23k, both a record.

31-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 31 days late

2023

31-12

Financial Back to profitnet €410

Net result €410 after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de la Dame(JB) 545100 Namur

Ground area

349 m²

Building footprint

115 m²

Volume, LiDAR

1,417 m³

2 parcels, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Kat's Corner

Place de la Digue 15, 6000 CharleroiLimited-service restaurants

since 20222.328.767.981

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92322H0140/00_000	Wallonia	284 m²	1 · 67 m²	15.2 m · 5 fl.
52011C0144/00K000	Wallonia	66 m²	1 · 47 m²	13.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Charleroi2.328.767.981

1 permission

Toelating · Eetgelegenheid · since 30-06-2022

Similar companies · same sector, comparable size

Libramont-Chevigny · Eq €3k

Of 20,499 companies in sector 56111 we hold annual accounts for 11,450. 3,719 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-02-2022

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56102Limited-service restaurants

56111Full-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.