B-COOK
ActiveSummary
The computed 12-month bankruptcy probability of B-COOK is 7.3% (elevated). The 2025 annual accounts show equity of €9,867 and a net result of €12,893. Equity is growing by ~118.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 13604 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+19
Solvency36▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
7.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.91 against 0.92 in 2024; short-term debt: 62.3% and cash: 4.7% of total assets), and 89.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
4 d late
2024
11 d late
2023
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€9,867
2024 · -€3,025
Total assets
€92,537▼ 42.0%
2024 · €159,563
Net result
€12,893▲ 206%
2024 · €4,216
Working capital
-€5,418▲ 51.1%
2024 · -€11,082
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€6,292-€9,214€27,000▲ 193%
Net result-€9,241below the sector's middle half-€4,216within the sector's middle half€12,893within the sector's middle half▲ 206%
Equity-€7,241below the sector's middle half--€3,025within the sector's middle half▲ 58.2%€9,867within the sector's middle half
Total assets€109,704within the sector's middle half-€159,563within the sector's middle half▲ 45.4%€92,537within the sector's middle half▼ 42.0%
Debt€116,945-€162,588▲ 39.0%€82,670▼ 49.2%
Working capital-€10,495within the sector's middle half--€11,082within the sector's middle half▼ 5.6%-€5,418within the sector's middle half▲ 51.1%
Solvency-6.6%within the sector's middle half--1.9%within the sector's middle half▲ 4.7pp10.7%within the sector's middle half▲ 12.6pp
Current ratio0.91within the sector's middle half-0.92within the sector's middle half▲ 0.010.91within the sector's middle half▼ 0.01
Return on assets (ROA)-8.4%within the sector's middle half-2.6%within the sector's middle half▲ 11.1pp13.9%within the sector's middle half▲ 11.3pp
Staff (FTE)4.4-4.6▲ 4.5%4.4▼ 4.3%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 193% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92,537
Fixed assets
€40,263 ▲ 8.6%
Current assets
€52,275 ▼ 57.3%
Equity and liabilities €92,537
Equity
€9,867
Debt
€82,670
Debt finances 89.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€37,610▲
2024 · €15,376
Cash flow
€23,502▲
2024 · €10,378
Quick ratio
0.82▲
2024 · 0.76
Debt to equity
8.38▲
2024 · -53.74
ROE
130.7%
Interest coverage
4.33▲
2024 · 3.77
Debt ≤ 1 year
€57,693▼
2024 · €133,575
Debt > 1 year
€24,977▼
2024 · €29,013
Income taxes
€5,426▲
2024 · €917
Staff costs
€149,209▼
2024 · €184,314
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 7.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €177,667 | €184,314 | €149,209 | ▼ 19.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,079 | €6,162 | €10,609 | ▲ 72.2% |
| Other operating charges640/8 | €2,388 | €3,667 | €5,620 | ▲ 53.3% |
| Gross operating margin9900 | €175,842 | €203,357 | €192,439 | ▼ 5.4% |
| Operating profit (loss)9901 | -€6,292 | €9,214 | €27,000 | ▲ 193% |
| Financial charges65/66B | €2,949 | €4,081 | €8,682 | ▲ 113% |
| Recurring financial charges65 | €2,949 | €4,081 | €8,682 | ▲ 113% |
| Profit (loss) for the period before taxes9903 | -€9,241 | €5,133 | €18,318 | ▲ 257% |
| Income taxes67/77 | - | €917 | €5,426 | ▲ 491% |
| Profit (loss) for the period9904 | -€9,241 | €4,216 | €12,893 | ▲ 206% |
| Profit (loss) for the period to be appropriated9905 | -€9,241 | €4,216 | €12,893 | ▲ 206% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €109,704 | €159,563 | €92,537 | ▼ 42.0% |
| Fixed assets21/28 | €4,421 | €37,070 | €40,263 | ▲ 8.6% |
| Tangible fixed assets22/27 | €4,221 | €36,870 | €40,063 | ▲ 8.7% |
| Furniture and vehicles24 | €4,221 | €36,870 | €40,063 | ▲ 8.7% |
| Financial fixed assets28 | €200 | €200 | €200 | = |
| Current assets29/58 | €105,283 | €122,492 | €52,275 | ▼ 57.3% |
| Stocks and contracts in progress3 | €25,857 | €20,567 | €5,044 | ▼ 75.5% |
| Stocks30/36 | €25,857 | €20,567 | €5,044 | ▼ 75.5% |
| Amounts receivable within one year40/41 | €73,903 | €101,880 | €42,848 | ▼ 57.9% |
| Trade receivables40 | €73,903 | €101,880 | €36,899 | ▼ 63.8% |
| Other amounts receivable41 | - | - | €5,950 | - |
| Cash at bank and in hand54/58 | €5,523 | €45 | €4,382 | ▲ 9,682% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €109,704 | €159,563 | €92,537 | ▼ 42.0% |
| Equity10/15 | -€7,241 | -€3,025 | €9,867 | ▲ 426% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Outside capital11 | €2,000 | €2,000 | €2,000 | = |
| Other1109/19 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€9,241 | -€5,025 | €7,867 | ▲ 257% |
| Amounts payable17/49 | €116,945 | €162,588 | €82,670 | ▼ 49.2% |
| Amounts payable after more than one year17 | - | €29,013 | €24,977 | ▼ 13.9% |
| Financial debts170/4 | - | €29,013 | €24,977 | ▼ 13.9% |
| Amounts payable within one year42/48 | €115,778 | €133,575 | €57,693 | ▼ 56.8% |
| Current portion of amounts payable after more than one year42 | - | €3,919 | €4,036 | ▲ 3.0% |
| Trade debts44 | €78,603 | €85,750 | €38,306 | ▼ 55.3% |
| Suppliers440/4 | €78,603 | €85,750 | €38,306 | ▼ 55.3% |
| Taxes, remuneration and social security45 | €31,868 | €24,304 | €10,060 | ▼ 58.6% |
| Taxes450/3 | €8,351 | €13,900 | €10,060 | ▼ 27.6% |
| Remuneration and social security454/9 | €23,517 | €10,404 | - | - |
| Other amounts payable47/48 | €5,307 | €19,602 | €5,290 | ▼ 73.0% |
| Accrued charges and deferred income492/3 | €1,167 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,241 | €4,216 | €12,893 | ▲ 206% |
| + Depreciation and write-downs630 | €2,079 | €6,162 | €10,609 | ▲ 72.2% |
| Operating cash flow (approximation) | -€7,162 | €10,378 | €23,502 | ▲ 126% |
| Investment in fixed assets (approximation) | - | -€38,811 | -€13,802 | ▲ 64.4% |
| Change in cash | - | -€5,478 | €4,338 | ▲ 179% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-06
Financial
Highest result since 2023net €12,893 ▲206%
Operating result €27,000, net result €12,893, both a record.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
30-06
Financial
Back to profitnet €4,216
Net result €4,216 after one loss-making year.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2022
Ground area
254 m²
Building footprint
165 m²
Volume, LiDAR
1,899 m³
Parcel 21016B0276/00X052, Brussels · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
B-COOK
since 20222.334.239.870
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0276/00X052 | Brussels | 254 m² | 1 · 165 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.334.239.870
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 6,882 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2022
Fiscal year end30-06
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47241Retail sale of bread and pastry (bakery outlets)
Contact
E-mail
caroll.roosens@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0788414812
Also
9925:BE0788414812
Registered
01-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.