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BELGAL TRADE

Active
Private limited companyfounded 2017active for 9 yearsLouizalaan 143, 1050 Elsene, Belgium223 active companies are registered at this addressKBO/BCE: BE 0677.732.466
Summary

BELGAL TRADE has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €86,654. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 22% of 6,142 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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BELGAL TRADEActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of other household goods
NACE 46499
1 site
Size
≈ €1.5mturnover 2025, estimated
Equity
€1.1m
Profit
€86,654
Turnover estimated from the gross marginNet result -54%: other schema
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
FUANDRE SA
Auditor: CDP PETIT & Co2025 accounts 53 days early2 of 5 deeds summarised
Why 93raises risk1 of the last 3 latelowers riskSize: total assets €5.6mFigures for financial year 2025 (filed 08-06-2026)Liquidity: current ratio 1.31, cash €2.3mShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 45-3
equity 19.7% of total assets
Liquidity 58+26
short-term debt 76.6% · cash 41.3%
Profitability 41-7
return on assets 1.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,375 companies, NACE 46, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.31, compared with 1.43 in 2024, below the usual 1.5; short-term debt: 76.6% and cash: 41.3% of total assets), and 80.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 22% on solvency, 77% on liquidity, 27% on profitability and 64% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €5.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 08-06-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.31, cash €2.3m
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 6142 sector peers (2025).
NBB · sector comparison
Position among 6142 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
53 days early
2024
22 days early
2023
26 days early
2022
28 days early
2021
37 days early
2020
6 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Result fell in 2025different schema filed ▼ 54.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €86,654 8 years View
  • Controlled by FUANDRE SA parent View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Total assets
€5.6m
Profit
€86,654
Solvency
19.7%
Total assets▲ 29.1%
Net result
20182025
Go to Financials

Board & ownership

Board
1 member
Parent
FUANDRE SA
Auditor
CDP PETIT & Co
  • DANILUC Cristina-IoanaDirector
Go to Board & ownership

Timeline

Events
16
Since
2018
Next accounts
by 31-07-2027
  1. 19-03-2025Appointment: CdP Petit & C° (statutory auditor)
  2. 31-12-2024Highest result from 2018 to 2025
  3. 31-12-2024Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of other household goodsNACE 46499
Founded
29-06-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
Last Friday of June at 18:00
Purpose
“Le commerce (inter)national,l'achat et la vente,l'importation et l'exportation,le dépôt et…” (deed in French)
Go to Articles of association

Key facts about BELGAL TRADE

What is the company number of BELGAL TRADE?
0677.732.466. In Belgium the VAT number is the company number with BE in front: BE 0677.732.466.
Where is BELGAL TRADE based?
The registered office is at Louizalaan 143, 1050 Elsene.Company details
What does BELGAL TRADE do?
According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
What is the legal form of BELGAL TRADE?
Private limited company (BV).
When was BELGAL TRADE founded?
On 29-06-2017.
Is BELGAL TRADE still active?
Yes, BELGAL TRADE is an active enterprise in the KBO register.
What is the turnover of BELGAL TRADE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BELGAL TRADE profitable?
In financial year 2025, BELGAL TRADE made a profit of €86,654.
Where can I find the annual accounts of BELGAL TRADE?
BELGAL TRADE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BELGAL TRADE due?
By 31-07-2027, for financial year 2026.Timeline

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