BELFINITY
ActiveBELFINITY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency37▼-63
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 6.97 in 2024; short-term debt: 87.9% and cash: 67.9% of total assets), and 87.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.1%
Return on assets
40.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 6974 sector peers (2025).
NBB · sector comparisonPosition among 6974 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
16 d early
2023
1 d early
2022
32 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 70.1%
2024 · €33k
2021: €-15k
2022: €13k
2023: €29k
2024: €33k
2021 → 2025
Total assets
€82k▲ 111%
2024 · €39k
2021: €11k
2022: €38k
2023: €48k
2024: €39k
2021 → 2025
Net result
€33k▲ 584%
2024 · €5k
2021: €-25k
2022: €28k
2023: €19k
2024: €5k
2021 → 2025
Working capital
€3k▼ 89.5%
2024 · €33k
2021: €-12k
2022: €14k
2023: €29k
2024: €33k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-15k-€13k€29k▲ 131%€33k▲ 13.5%€10k▼ 70.1%
Operating result€-24k-€29k€27k▼ 5.7%€9k▼ 68.3%€44k▲ 411%
Net result€-25k-€28k€19k▼ 32.0%€5k▼ 74.7%€33k▲ 584%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 411% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€7k
Current assets
€76k
Equity and liabilities €82k
Equity
€10k▼ 70.1%
Debt
€72k▲ 1,194%
The debt ratio rises from 14.4% to 87.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€49k
Cash flow
€38k
Solvency
12.1%▼
2024 · 85.6%
Current ratio
1.05▼
2024 · 6.97
Quick ratio
1.05▼
2024 · 6.97
Debt / equity
7.25▲
2024 · 0.17
ROE
331.1%▲
2024 · 14.5%
ROA
40.2%▲
2024 · 12.4%
Interest coverage
130.17
Debt
€72k▲
2024 · €6k
Debt ≤ 1 year
€72k▲
2024 · €6k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€82k▲
Fixed assets21/28-€7k
Tangible fixed assets22/27-€7k
Furniture and vehicles24-€7k
Current assets29/58€39k€76k▲
Amounts receivable within one year40/41€4k€19k▲
Trade receivables40€4k€19k▲
Cash at bank and in hand54/58€32k€56k▲
Deferred charges and accrued income490/1€3k€448▼
Equity and liabilities
Total equity and liabilities10/49€39k€82k▲
Equity10/15€33k€10k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€23k€0▼
Amounts payable17/49€6k€72k▲
Amounts payable within one year42/48€6k€72k▲
Trade debts44€891€1k▲
Suppliers440/4€891€1k▲
Taxes, remuneration and social security45€2k€19k▲
Taxes450/3€2k€19k▲
Other amounts payable47/48€3k€52k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€858€844▼
Gross operating margin9900€10k€50k▲
Operating profit (loss)9901€9k€44k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€774€376▼
Recurring financial charges65€774€376▼
Profit (loss) for the period before taxes9903€8k€44k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€5k€33k▲
Profit (loss) for the period to be appropriated9905€5k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€57k▲
Profit (loss) brought forward from the previous period14P€19k€23k▲
Profit to be distributed694/7€859€57k▲
Return on contributions (dividend)694€859€57k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €33k ▲584%
Operating result €44k, net result €33k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 6.97
Current ratio from 2.58 to 6.97; short-term debt falls from €19k to €6k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.58
Current ratio from 0.47 to 1.58.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Baumstraat 48300 Knokke-HeistGround area
184 m²
Building footprint
103 m²
Volume, LiDAR
27 m³
Parcel 31013D0239/00H007, Flanders · tallest building 2.0 m. Linked by address, not a title deed.
1 establishment unit
BELFINITY
since 20202.301.377.557
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013D0239/00H007 | Flanders | 184 m² | 1 · 103 m² | 2.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,900. 3,693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.belfinity.be
E-mail:karolien@belfinity.be