Losses
-€118,891 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
BELFIDIVE
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989peak €265,708 (2016)
-€14,561▲ €4,117
lowest -€73,057 (2025)
-€73,057▼ €27,223
peak €1.3m (2023)
€1.2m▼ 3.2%
€59,097▲ 9.6%
Board2 names since 1988
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€18,678 to -€14,561Loss of €73,057
Key points
from the 2025 annual accountsFilings
37 annual accounts since 1989
Six of the last ten came late. The 2020 accounts came latest: 90 days after the end of the period.
Position in the sector
-€73,057
Lower net result than 95% of companies in construction of buildings. Sector median €8,508 · 10,163 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 8,613 companies had the same profile as BELFIDIVE has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,613 companies, not a prediction for BELFIDIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0435882069
Reappointment: (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 13-02-2024 · Gazette deed
Registered office moved within Maaseik
New registered office: Venlosesteenweg 1.9 bus 2 te 3680 Maaseik · Previous registered office: Sint Jansberg 26 te 3680 Maaseik · Board meeting of 01-01-2020 · Gazette deed
Registered office moved from Leuven to Maaseik
New registered office: Sint-Jansberg 26, 3680 Maaseik · Previous registered office: Henri Regastraat 14, 3000 Leuven · Resignation: (manager) · General meeting of 12-07-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELFIDIVE Maaseik | €1.4m | -€14,561 | 91.1% | - |
| JAN NULLENS Oudsbergen | €1.6m | -€8,270 | 81.0% | - |
| IMMO VGJ Dilbeek | €1.3m | -€32,622 | -68.3% | - |
| RS Homes Geraardsbergen | €1.4m | -€33,074 | 1.0% | - |
| HERMANS GUIDO Aarschot | €1.2m | -€60,642 | 95.7% | - |
| LUMIMA Ghent | €1.7m | -€1,364 | -12.4% | - |
| APRIUM CONSTRUCT Antwerp | €1.3m | -€32,795 | 1.2% | - |
These companies have the same main activity as BELFIDIVE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.2m and €1.7m, founded between 1987 and 1995.
Official details
Source: KBO- Status
- Active since 17-11-1988Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.041.432.0093680 Maaseik, since 04-01-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 12-01-2026
Insights on BELFIDIVE
BELFIDIVE files the micro format. That format states no turnover. The gross margin fell from €43,255 in 2006 to -€14,561 in 2025.
The balance sheet grew most from 2014 to 2016 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELFIDIVE
- What is the company number of BELFIDIVE?
- The company number of BELFIDIVE is 0435.882.069. The VAT number is the same number with BE in front: BE 0435.882.069.
- Where is BELFIDIVE based?
- The registered office is at Venlosesteenweg 19, 3680 Maaseik.Company details
- What does BELFIDIVE do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BELFIDIVE?
- BELFIDIVE is a private limited company (BV).
- When was BELFIDIVE founded?
- BELFIDIVE was founded on 17-11-1988.
- Is BELFIDIVE still active?
- Yes, BELFIDIVE is an active enterprise in the KBO register.
- What is the turnover of BELFIDIVE?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BELFIDIVE profitable?
- In financial year 2025, BELFIDIVE made a loss of €73,057.
- Where can I find the annual accounts of BELFIDIVE?
- BELFIDIVE filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BELFIDIVE due?
- BELFIDIVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
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