BelEst Consulting
ActiveBelEst Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €29k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 50% of 2669 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency80▼-19
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 2.24 in 2024), but 53.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.2%
Return on assets
24.4%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
19 d late
2024
1 d early
2023
1 d early
2022
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€55k▼ 11.8%
2024 · €63k
2022: €32k
2023: €52k
2024: €63k
2022 → 2025
Total assets
€120k▲ 16.3%
2024 · €103k
2022: €87k
2023: €103k
2024: €103k
2022 → 2025
Net result
€29k▲ 181%
2024 · €10k
2022: €27k
2023: €21k
2024: €10k
2022 → 2025
Working capital
€31k▼ 14.7%
2024 · €37k
2022: €20k
2023: €22k
2024: €37k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€52k▲ 65.0%€63k▲ 19.9%€55k▼ 11.8%
Operating result€36k-€28k▼ 22.2%€16k▼ 43.7%€41k▲ 163%
Net result€27k-€21k▼ 22.8%€10k▼ 49.4%€29k▲ 181%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 163% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€29k▼ 21.6%
Current assets
€91k▲ 37.5%
Equity and liabilities €120k
Equity
€55k▼ 11.8%
Debt
€64k▲ 60.0%
The debt ratio rises from 39.1% to 53.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€53k▲
2024 · €28k
Cash flow
€42k▲
2024 · €23k
Solvency
46.2%▼
2024 · 60.9%
Current ratio
1.52▼
2024 · 2.24
Quick ratio
1.52▼
2024 · 2.24
Debt / equity
1.17▲
2024 · 0.64
ROE
52.9%▲
2024 · 16.6%
ROA
24.4%▲
2024 · 10.1%
Interest coverage
13.90▼
2024 · 23.94
Debt
€64k▲
2024 · €40k
Debt ≤ 1 year
€60k▲
2024 · €30k
Debt > 1 year
€5k▼
2024 · €11k
Income taxes
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€120k▲
Fixed assets21/28€37k€29k▼
Tangible fixed assets22/27€37k€29k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€12k€11k▼
Other tangible fixed assets26€15k€11k▼
Current assets29/58€66k€91k▲
Amounts receivable within one year40/41€20k€63k▲
Trade receivables40€16k€30k▲
Other amounts receivable41€4k€32k▲
Cash at bank and in hand54/58€43k€24k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€103k€120k▲
Equity10/15€63k€55k▼
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Reserves13€57k€50k▼
Non-distributable reserves130/1€500€500=
Legal reserve130€500€500=
Distributable reserves133€56k€49k▼
Profit (loss) carried forward14€1k€777▼
Amounts payable17/49€40k€64k▲
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€30k€60k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€2k€31k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€574€705▲
Gross operating margin9900€29k€54k▲
Operating profit (loss)9901€16k€41k▲
Financial income75/76B-€821
Recurring financial income75-€821
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€14k€38k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€10k€29k▲
Profit (loss) for the period to be appropriated9905€10k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€30k▲
Profit (loss) brought forward from the previous period14P€726€1k▲
Transfer from equity791/2-€7k
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
31-12
Financial
Highest result since 2022net €29k ▲181%
Operating result €41k, net result €29k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼49.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geerakker 221840 LonderzeelGround area
659 m²
Building footprint
113 m²
Volume, LiDAR
576 m³
Parcel 23045C0651/00H000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BelEst Consulting
since 20212.320.805.568
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045C0651/00H000 | Flanders | 659 m² | 1 · 113 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Corin Consulting
BE 0784.732.671
Gent · Eq €55k
AW Solutions
BE 1007.568.593
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Havik
BE 0792.973.515
Kontich · Eq €55k
NEURALNET
BE 0553.630.765
Grobbendonk · Eq €55k
INADEVS
BE 0846.543.447
Vorst · Eq €55k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.